FHA VS Conventional loan in San-Antonio, Bexar County, Texas

In 2025, Convetional loan limit in San-Antonio, county of Bexar, TX is $647,200 while FHA limit is $449,650 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in TX is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in San-Antonio, county of Bexar, TX

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $322,900 0%
FHA $449,650 3.5%

The comparison table applies to zip codes: 78112, 78259, 78258, 78252, 78251, 78250, 78257, 78256, 78255, 78254, 78208, 78201, 78202, 78203, 78204, 78205, 78207, 78245, 78231, 78230, 78233, 78232, 78235, 78234, 78237, 78239, 78238, 78209, 78109, 78266, 78260, 78219, 78218, 78217, 78216, 78215, 78214, 78213, 78212, 78211, 78210, 78244, 78247, 78240, 78242, 78248, 78249, 78073, 78023, 78222, 78223, 78220, 78221, 78226, 78227, 78224, 78225, 78228, 78229, 78206, 78241, 78246, 78265, 78268, 78269, 78270, 78278, 78279, 78280, 78283, 78284, 78285, 78288, 78289, 78291, 78292, 78293, 78294, 78295, 78296, 78297, 78298, 78299

Conventional and FHA loan options in San-Antonio, TX

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Texas Mortgage Professionals
  • 17018 Seven Pines Dr, Suite 200, Spring, TX, 77379
  • Texas Mortgage Professionals, lending since 2003. Our team consists of mortgage professionals that provide services for mortgages all over Texas. We are committed to providing the time and service to those whom need it and value to those whom have achieved it. We want to make sure everyone has the opportunity to buy their dream home.
  • Brazos National Bank Of America
  • 2300 Brazosport Blvd N, Richwood, TX, 77531
  • At Brazos National Bank, we take the role of community banking seriously. We strive to deliver the financial products and services that the community needs with a personal touch. Whether you prefer the convenience of online or ATM banking or the personal service of a friendly, knowledgeable banking professional.
  • Texas Top Mortgage
  • 2525 Robinhood, Suite 1100, Houston, TX, 77005
  • We are a full service mortgage company serving the state of Texas. We specialize in all residential and commercial loans! Whether you are buying a home or refinancing, we can help you and we specialized in Conventional | FHA | VA | USDA | Jumbo | Construction, Cash Out | Streamline | Conventional | HARP | Reverse Mortgage | Commercial | and more
  • LJC Financial LLC
  • #B 4123 Purdue, Houston, TX, 77005
  • Asset based lender serving clients since 2007. We provide competitive financing for acquisitions, fix ‘n flips, cash-out refinancing, long term rental properties and ground up construction with terms up to 36 months. We offer programs for borrower’s with or without bad credit. Minimum loan amount: $75,000. Maximum: $2,000,000.
  • BHI Funding
  • 2626 South Loop West, Suite 232, Houston, TX, 77054
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Tidal Loans
  • 2616 S Loop W, Unit 505, Houston, TX, 77054
  • Our team has over 50 years of combined hands on experience investing in all aspects of real estate: from residential development, private money lending, property management and fix and flips. We have been in your shoes and we know what it takes to become successful real estate investors.
  • Blackstone Mortgage LLC
  • 2418 Richton Street, Houston, TX, 77098
  • Blackstone Mortgage believe in working hard to get the job done. Our leaders set the example, and it's this example that encourages the entire team to reach for the goal of greatness. Together, we work hard to be leaders in the industry, to stand out from the competition, and, above all, to make sure our customers are satisfied
  • Absolute Lending Group LLC
  • 1806 Kipling Street, Houston, TX, 77098
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • The Houston Prime Mortgage LLC
  • 3730 Kirby Drive, Houston, TX, 77098
  • The Houston Prime Mortgage LLC team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.