FHA VS Conventional loan programs in San-Antonio, Bexar County, Texas

For 2025, the Conventional loan limit in San-Antonio, situated in the county of Bexar, TX, is $647,200. Meanwhile, for a single-family home, the FHA limit is $449,650.

Utilize the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and essential documents needed to qualify. This advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting in deciding the most suitable program in TX for your specific financial situation.

Explore loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in San-Antonio, Bexar County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $322,900 0%
FHA $449,650 3.5%

This table is relevant for the following zip codes: 78112, 78259, 78258, 78252, 78251, 78250, 78257, 78256, 78255, 78254, 78208, 78201, 78202, 78203, 78204, 78205, 78207, 78245, 78231, 78230, 78233, 78232, 78235, 78234, 78237, 78239, 78238, 78209, 78109, 78266, 78260, 78219, 78218, 78217, 78216, 78215, 78214, 78213, 78212, 78211, 78210, 78244, 78247, 78240, 78242, 78248, 78249, 78073, 78023, 78222, 78223, 78220, 78221, 78226, 78227, 78224, 78225, 78228, 78229, 78206, 78241, 78246, 78265, 78268, 78269, 78270, 78278, 78279, 78280, 78283, 78284, 78285, 78288, 78289, 78291, 78292, 78293, 78294, 78295, 78296, 78297, 78298, 78299

Available Conventional and FHA Loan Options in San-Antonio, TX

The goal of Lendersa® is to secure the best possible Conventional, USDA, or FHA loans swiftly and without hassle. Choose one of three pathways to connect with matching lenders and loan programs.

Lendersa USDA loan request matching results


  • Liberty Mortgage Company, Inc
  • 473 E. Rich St., Columbus, OH, 43215
  • LIBERTY MORTGAGE COMPANY STRIVES TO ENSURE THAT EVERY CLIENT HAS ACCESS TO THE LOWEST RATES AVAILABLE, NO MATTER THEIR SITUATION, FOR THEIR HOME MORTGAGE LOANS. WHETHER THEY ARE FIRST TIME HOME BUYERS, OR REFINANCING FOR THE TENTH TIME, FHA, HARP, VA, USDA AND JUMBO MORTGAGE LOANS ARE AVAILABLE
  • ReCasa Financial Group
  • 130 East Chestnut St., Suite 200, Columbus, OH, 43215
  • ReCasa Financial Group, LLC provides an array of products and services for real estate investors to successfully exceed their profit and investment return objectives. Real estate loans, real estate investor education, and services offerings are tailored for each investor’s situation. The core loan product provides 100% financing for rehab projects.
  • Pacific Mortgage Loans, Inc.
  • 3455 Ingraham Street, San Diego, CA, 92109
  • We are a full-service mortgage company based in San Diego, CA. We specialize in Conventional, High Balance Loans, VA purchase and streamline loans, Jumbo. and FHA and USDA lending anywhere in the State of California. Whether you are buying a home or refinancing anywhere in California, we can help you realize your dream of home ownership
  • Parkview Investment & Loan Inc
  • 4603 Mission Boulevard, Suite 219, San Diego, CA, 92109
  • Parkview Investment & Loan Inc was founded in 2006 by Mathieu Pollenz. Parkview Investment & Loan is a full service mortgage and realty service company. We work with Residential and Commercial properties. Our mortgage department is determined to provide our clients the best rates with unparalleled service.
  • Cal Coast Funding
  • 4609 Cass Street, San Diego, CA, 92109
  • Cal Coast Funding mortgage lender located in sunny San Diego, Ca. We pride ourselves on offering competitive rates and outstanding service. We make the loan process simple, straightforward, and fast for all types of borrowers. Whether you are purchasing your dream home or looking to refinance an existing loan our highly experienced teaM.
  • Your San Diego Broker Inc
  • 1660 Chalcedony Street, Unit H, San Diego, CA, 92109
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • America's Local Lender, LLC
  • 4538 Cass Street, Suite B, San Diego, CA, 92109
  • We are an award-winning mortgage company with over 50 years of combined experience. We keep our costs low which allows us to pass those savings to our borrowers with competitive rates! We specialize in jumbo lending and loans to first-time home-buyers Call us today and put us to work for you!
  • SD Realty
  • 4629 Cass Street, Suite 71, San Diego, CA, 92109
  • SD Realty has been successfully helping clients with their Real Estate and Mortgage needs since 2007. Whatever your goals are, we are here to help — providing the highest level of personalized services to create a unique and exemplary experience for all clients.A real estate transaction is a multi-faceted process with many moving parts.
  • Louie Loans
  • 3285 OCEAN FRONT WALK STE 7, San Diego, CA, 92109
  • Louie Loans, Inc. is a private money lender in Southern California. Unlike banks, we are not restricted to stringent underwriting guidelines and approval requirements. qualified developers and borrowers with quick acquisition financing for non-owner occupied property and also private investors with real estate secured investment.