FHA VS Conventional loan programs in 2025 for San-Antonio, Bexar County, Texas

For 2025, the Conventional loan limit in San-Antonio, situated in the county of Bexar, TX, is $647,200. Meanwhile, for a single-family home, the FHA limit is $449,650.

Utilize the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and essential documents needed to qualify. This advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting in deciding the most suitable program in TX for your specific financial situation.

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2025 Loan Limits and Down Payment Requirements in San-Antonio, Bexar County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $322,900 0%
FHA $449,650 3.5%

This table is relevant for the following zip codes: 78112, 78259, 78258, 78252, 78251, 78250, 78257, 78256, 78255, 78254, 78208, 78201, 78202, 78203, 78204, 78205, 78207, 78245, 78231, 78230, 78233, 78232, 78235, 78234, 78237, 78239, 78238, 78209, 78109, 78266, 78260, 78219, 78218, 78217, 78216, 78215, 78214, 78213, 78212, 78211, 78210, 78244, 78247, 78240, 78242, 78248, 78249, 78073, 78023, 78222, 78223, 78220, 78221, 78226, 78227, 78224, 78225, 78228, 78229, 78206, 78241, 78246, 78265, 78268, 78269, 78270, 78278, 78279, 78280, 78283, 78284, 78285, 78288, 78289, 78291, 78292, 78293, 78294, 78295, 78296, 78297, 78298, 78299

Available Conventional and FHA Loan Options in San-Antonio, TX

The goal of Lendersa® is to secure the best possible Conventional, USDA, or FHA loans swiftly and without hassle. Choose one of three pathways to connect with matching lenders and loan programs.

Lendersa USDA loan request matching results


  • In Touch Investments
  • 6465 San Pablo Ave, Oakland, CA, 94608
  • In Touch Financial Services specialized backgrounds, we give our clients a “wholistic” experience when buying or selling real estate. We ensure that a buyer meets lending regulations and is assured that their home is truly financially comfortable. Our sellers can rest assured that their home will be marketed professionally and diligently.
  • Newfi Wholesale
  • 2200 Powell St. Suite 340, Emeryville, CA, 94608
  • Newfi Wholesale is a wholesale mortgage lender founded by industry veterans and managed by a team of mortgage professionals with deep experience in the wholesale market. We are committed to providing our broker partners with a broad range of loan products, efficient technology, and an attractive price point to help them grow their business.
  • Cooperative Center FCU
  • 3015 San Pablo Ave, Berkeley, CA, 94702
  • At Cooperative Center FCU being part of the cooperative movement is, quite literally, baked into our DNA. As a Certified Minority Depository and Community Development Financial Institution our mission is to serve the underserved and unbanked/underbanked in the communities, Alameda and West Contra Costa Counties, our field of membership work or live
  • NORSTAR MORTGAGE SERVICES INC.
  • 2066 Big Rd, Gilbertsville, PA, 19525
  • Norstar Mortgage Team is committed to providing clients with the highest quality Pennsylvania home loans combined with some of the lowest wholesale mortgage rates available . Whether you are a first time home buyer, purchasing your dream home, refinancing an existing loan, consolidating debt or need cash out for any reason our highly experienced
  • Fishman Financial Group, Inc.
  • 1604 Solano Ave, Albany, CA, 94707
  • Fishman Financial Group works to build relationships through honest and reliable service and by employing strong ethical practices. We consider the relationships we have with our clients and with realtors our most important assets. Since 1990, we at Fishman Financial Group, Inc have provided our clients with real estate financing for homes
  • Oak Leaf Funding
  • 1580 Solano Avenue, Suite D, Albany, CA, 94707
  • Oak Leaf Funding is committed to maintaining the personal relationship business model upon which Wahid and Charley built Oak Leaf Funding.We understand that relationships are the heart of our business and that trusted partners are needed at every stage of the transaction. We make sure that Oak Leaf Funding clients are treated with the utmost care.
  • F.E. Forbes Company Inc.
  • 1795 Solano Ave., Berkeley, CA, 94707
  • F.E. Forbes Company is a real estate investment management and private money mortgage lender located in Berkeley, California. Founded in 1921 by Frank E. Forbes, the Third generation Company specializes in the origination of both residential and commercial loans secured by Northern California real estate.
  • Security First Real Estate Finance
  • 7263 Willow Creek Circle, Vallejo, CA, 94591
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Jyotsna M. Ramaiya
  • 2591 Marshfield Road, Vallejo, CA, 94591
  • "Licensed since 1992 Jai Ramaiya has helped hundreds of clients reach their mortgage goals whether purchasing ​their first home or refinancing their existing property. Jai specializes in Solano County, moving in the area in 1987, she understands the local market and works with many Realtors in the area."