FHA VS Conventional loan in San-Antonio, Bexar County, Texas

For 2026, the Conventional loan limit in San-Antonio, situated in the county of Bexar, TX, is $647,200. Meanwhile, for a single-family home, the FHA limit is $449,650.

Lendersa view current Conventional loan rates
Compare loan calculators

Utilize the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and essential documents needed to qualify. This advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting in deciding the most suitable program in TX for your specific financial situation.

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in San-Antonio, Bexar County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $322,900 0%
FHA $449,650 3.5%

This table is relevant for the following zip codes: 78112, 78259, 78258, 78252, 78251, 78250, 78257, 78256, 78255, 78254, 78208, 78201, 78202, 78203, 78204, 78205, 78207, 78245, 78231, 78230, 78233, 78232, 78235, 78234, 78237, 78239, 78238, 78209, 78109, 78266, 78260, 78219, 78218, 78217, 78216, 78215, 78214, 78213, 78212, 78211, 78210, 78244, 78247, 78240, 78242, 78248, 78249, 78073, 78023, 78222, 78223, 78220, 78221, 78226, 78227, 78224, 78225, 78228, 78229, 78206, 78241, 78246, 78265, 78268, 78269, 78270, 78278, 78279, 78280, 78283, 78284, 78285, 78288, 78289, 78291, 78292, 78293, 78294, 78295, 78296, 78297, 78298, 78299

Available Conventional and FHA Loan Options in San-Antonio, TX

The goal of Lendersa® is to secure the best possible Conventional, USDA, or FHA loans swiftly and without hassle. Choose one of three pathways to connect with matching lenders and loan programs.

  1. Submit a comprehensive request for Conventional/USDA/FHA optimization
  2. Explore rates & terms for Conventional, USDA, and FHA loans first
  3. Browse the most extensive database of Conventional lenders
Lendersa USDA loan request matching results



  • The Hamilton Bank
  • 111 North Davis Street, Hamilton, MO, 64644

  • By the summer of 1938, the great depression had closed Hamilton, Missouri's two banks. Local citizens, merchants and farmers concerned about the future of the community bought nearly all of the stock offered in a new bank. L.G. Ehlers, a banker who had worked in another Missouri bank that had survived the crash, led the effort.

  • Coosa Valley Mortgage, Inc.
  • 2107 Martin ST S, Suite 102, Pell City, AL, 35128

  • Coosa Valley Mortgage, Inc. is a family owned business established in 1996 to serve St Clair County and the surrounding areas. Our mission is to offer competitive rates while providing top-notch customer service and finding the best loan product for your financial situation. We offer a variety of mortgage loan programs

  • Bank of Washington
  • PO Box 377, Washington, MO, 63090

  • The Bank of Washington, headquartered in Washington, Missouri, is proud to be the oldest and largest independently owned bank in Franklin County. Since 1877, as a community bank we have focused on hometown friendliness, personal attention and treating every customer like family. The spirit of the Bank of Washington is deeply rooted.

  • Franklin Mortgage Company, L.L.C.
  • 1381 High Street, Suite 107, Washington, MO, 63090

  • Franklin Mortgage Company proudly serves Franklin and St. Charles counties, working to provide home loans with competitive interest rates and low closing costs. Our experienced mortgage professionals are committed to top-notch customer service that is honest and fair. We’re proud to serve repeat customers throughout the years.

  • MNB Bank
  • 220 Norris Avenue, Mc Cook, NE, 69001

  • Since 1907, we’ve completed millions of transactions. Deposits, loans, withdrawals-- that’s what makes us a bank. But it’s the smiles, laughs, and handshakes that make us part of the community. MNB is a full-service, independent, community bank that has served area families, farms, businesses and communities.

  • Security First Bank
  • 120 N 6th St, Beatrice, NE, 68310

  • Security First Bank is a Nebraska-chartered, privately-held community bank with 26 branch locations and 12 insurance offices throughout Nebraska and southwest South Dakota. We provide community banking services from the farm and ranch towns in rural Nebraska to the hub cities of Lincoln and Rapid City.

  • Peoples Bank of Altenburg
  • 8537 Main St, Altenburg, MO, 63732

  • Peoples Bank of Altenburg is here to provide the banking services you need. Serving the communities of Altenburg and Jackson, as well as the surrounding areas, we know the important role community banks play in making communities successful, and we take our role very seriously. We live and work in these communities, and provide the banking services

  • Tucson mortgage
  • 1885 N Kolb Rd, Tucson, AZ, 85715

  • We are EXTREMELY responsive to inquiries, so if you need a quickly reply just let us know. If you’d prefer a telephone call, no problem – WILL DO! Just let us know! We’re here to help YOU with your Tucson mortgage.

    Tucson home loans are originated by institutional lenders such as Mortgage Bankers, Banks, Savings & Loans.

  • Copperpoint Mortgage LLC
  • 7359 East Tanque Verde, Suite D, Tucson, AZ, 85715

  • Copperpoint Mortgage is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.
Find more lenders

Bridge Loan Guides

TYPES OF LOANS WE HANDLE:

CITIES CLOSE BY:

Copyright © 2026 | Lendersa, Inc. | All Rights Reserved | HQ: 22527 CRENSHAW BLVD ST E 201, TORRANCE, CA. 90505, USA | Hard Money Loans In Los Angeles, CA