Explore the differences! FHA VS Conventional loan programs in Sandy-Oaks, Bexar County, Texas

In 2026, the conventional loan limit in Sandy-Oaks, within Bexar county, TX, is $647,200. Meanwhile, the FHA limit for a single-family home is $449,650.

Leverage the Lendersa® Conventional loan calculator to compare today's leading rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the best program in TX for your financial needs.

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Loan Limits and Down Payment Requirements for 2026 in Sandy-Oaks, Bexar, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $322,900 0%
FHA $449,650 3.5%

This comparison is applicable to these zip codes: 78112

Discover Conventional and FHA Loan Options in Sandy-Oaks, TX

The mission of Lendersa® is to efficiently secure the ideal Conventional, USDA, or FHA loan for you, free from hassle. Select one of three paths to connect with matching lenders and suitable loan programs.

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Sandy-Oaks Lenders

  • Crown Lending Inc
  • 102 W Crockett St, Suite 705, San Antonio, TX, 78205
  • Lends in Texas
  • Crown Lending, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering

  • River City Federal Credit Union
  • 610 Augusta Street, San Antonio, TX, 78215
  • Lends in Texas
  • River City Federal Credit Union is a member-owned financial institution. Membership is open to anyone who lives, works, worships or attends school in Bexar County, Texas. We are a Co-Op Shared Branching partner, which means we'll gladly help members of other shared branching credit unions with deposits, loan payments and funds transfers.

  • CPS IBEW Federal Credit Union
  • 1002 Camden Street, San Antonio, TX, 78215
  • Lends in Texas
  • In 1938, a group of CPS Energy® employees opened the first CPS IBEW Federal Credit Union in San Antonio. Today, we are still the only credit union to exclusively serve CPS Energy employees and their families with the most affordable, flexible and easy-to-use financial services in San Antonio.

  • Texas Mortgage Capital Corporation
  • 311 Howard St, San Antonio, TX, 78212
  • Lends in Texas
  • Texas Mortgage Capital Corporation is a premier provider of private money loans and investment opportunities. We specialize in offering tailored financing solutions for a variety of needs including short-term bridge loans, fix-and-flip investments, buy-and-hold investments, refinancing a current loan,

  • VALUE FUNDING INCORPORATED
  • 126 Lanark Drive, San Antonio, TX, 78218
  • Lends in Texas
  • ValueFunding.Net offers the most complete types of loan programs to be found on the web. Our staff has many years of experience in areas of specialization from our select list.. View the many programs offered on the loan programs page. Access our loan application section to have your commercial and residential funding requirements met

  • Piazza Lending, LLC
  • 7227 Broadway, San Antonio, TX, 78209
  • Lends in Texas
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Rubiola Mortgage Co Inc
  • 8700 Crown1600 NE Loop, Suite 604, San Antonio, TX, 78209
  • Lends in Texas
  • Rubiola Mortgage Company is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you

  • Smart Rate Mortgage Brokers LLC
  • 227 North Loop 1604 East, Suite 150, San Antonio, TX, 78228
  • Lends in Texas
  • I am an experienced mortgage veteran with over 17 years of experience in the mortgage business. I have helped thousands of families buy their first, second and third homes. . I am extremely well versed in FHA, Conventional, VA and Jumbo Loans. With a background in Education and Finance from Southwest Texas State University

  • The Falls City National Bank
  • 100 S Front Street, Falls City, TX, 78113
  • Lends in Texas
  • The Falls City National Bank was chartered March 23, 1907. On May 6, 1907 Falls City National Bank officially opened for business.

    Alterations and additions were made to the building in 1924. Expansion and renovation more than doubling the size was completed in 1980. Another additional expansion was completed in March 1982.