FHA VS Conventional loan programs in 2026 for San-Juan, Hidalgo County, Texas
In 2026, the conventional loan limit in San-Juan, situated in Hidalgo county, TX, is $647,200, while the FHA limit for a single-family home is $420,680.
Use the Lendersa® Conventional loan calculator to compare today's best rates between Conventional, FHA, and USDA. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator showcases side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting the most suitable program for your financial circumstances in TX.
Loan Limits and Down Payment Requirements for 2026 in San-Juan, Hidalgo, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
This table corresponds to the following zip codes: 78589
Explore Conventional and FHA Loan Options in San-Juan, TX
The aim of Lendersa® is to efficiently connect you with the best possible Conventional, USDA, or FHA loan, swiftly and without hassle. Choose one of three starting pathways to align with suitable lenders and loan programs.
La Cross Mortgage, LLC is a fast-growing mortgage company serving the Rio Grande Valley. Located in McAllen, we strive to provide fast and excellent service to home buyers throughout the South Texas region. Our team is dedicated to helping prospective buyers start better lives in better homes with the help of a better mortgage.
Vantage Bank Texas is a community bank focused on meeting the financial needs of small-to-medium sized businesses. We specialize in business lending along with business cash management services Our Vision is to build a financial services company that will be relevant, competitive, profitable, and visionary.
Path Finder Mortgage Solutions gets you the perfect loan that will fit your budget & lifestyle. With personal attention, we work closely with you to provide you with the mortgage solutions that you deserve. A trustworthy source and reputable mortgage company, Path Finder Mortgage Solutions is headed by Hilda Cardoza and her team of dedicated Team.
Harrison Lending Group, we provide custom-tailored lending programs to fit the needs of each borrower and property type. Our many years of experience helps us match your financial profile and property type to the lender's requirements and willingness to fund a particular commercial mortgage loan.
Structure Finance is a direct mortgage Broker committed on helping our customers envision what home should feel like. Here we are to serve you with any mortgage loan need you have.Our team is committed to help you better understand the maze of mortgage finance. We take the time to listen to your mortgage needs and find the right loan that suits you
Security First Federal Credit Union has been dedicated to improving the quality of life in the communities we serve. With over $375 million in assets, Security First Credit Union has grown to 15 locations throughout the Rio Grande Valley. As a financial institution we offer similar products and services as a bank. As a credit union
Texas National Bank has been serving the Rio Grande Valley since 1920 and prides itself on knowing the community – not just the needs of the community but the people living within that community as well.
Known originally as First National Bank of Mercedes in 1920, the bank changed its name in 1985 to become Mercedes National Bank.
3111 W Freddy Gonzalez, Suite 225, Edinburg, TX, 78539
Lends in Texas
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Lone Star National Bank is a full-service independent community bank with many locations across South Texas, founded on January 23, 1983. Lone Star National Bank is a technologically advanced, full-service, independent, community bank with over 700 employees and many locations across South Texas.
