FHA VS Conventional loan programs in San-Juan, Hidalgo County, Texas

In 2026, the conventional loan limit in San-Juan, situated in Hidalgo county, TX, is $647,200, while the FHA limit for a single-family home is $420,680.

Use the Lendersa® Conventional loan calculator to compare today's best rates between Conventional, FHA, and USDA. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator showcases side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, aiding you in selecting the most suitable program for your financial circumstances in TX.

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Loan Limits and Down Payment Requirements for 2026 in San-Juan, Hidalgo, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table corresponds to the following zip codes: 78589

Explore Conventional and FHA Loan Options in San-Juan, TX

The aim of Lendersa® is to efficiently connect you with the best possible Conventional, USDA, or FHA loan, swiftly and without hassle. Choose one of three starting pathways to align with suitable lenders and loan programs.

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  • TLJmortgage LLC
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  • 1004 Kennedy Dr, Key West, FL, 33040
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    It is our mission to provide high quality mortgage programs at the most competitive rates. Our goal is to provide our clients with the resources of the nation’s best lenders,

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  • United Fidelity Bank
  • 18 N.W. Fourth Street, Evansville, IN, 47708
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  • Old National Bank
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