FHA VS Conventional loan programs in Garden-Ridge, Comal County, Texas

In the year 2025, the conventional loan limit for Garden-Ridge, situated in Comal County, TX, is $647,200. Meanwhile, the FHA limit for a single-family home has been set at $449,650.

Utilize the Lendersa® Conventional loan calculator to find the best rates available today for Conventional, FHA, and USDA loans. Determine the essential income, credit, reserves, and documents needed to qualify. Our advanced mortgage tool provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, aiding in making the right choice for your financial circumstances in TX.

Explore loan offers from a wide array of 100 lenders

2025 Loan Limits and Down Payment Requirements in Garden-Ridge, Comal County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $322,900 0%
FHA $449,650 3.5%

This comparison table applies to the zip codes: 78266

Discover Conventional and FHA Loan Options in Garden-Ridge, TX

The mission of Lendersa® is to quickly and effortlessly connect you with the best Conventional, USDA, or FHA loan options. Choose one of the three starting points that lead to finding matching lenders and suitable loan programs.

Explore USDA loan requests and results with Lendersa


  • Superior Mortgage Solutions Inc.
  • 50 Crestwood Executive Center, Suite 30, Saint Louis, MO, 63126
  • At Superior Mortgage Solutions Inc. We are a full service mortgage company based in Saint Louis, Missouri. We specialize in FHA Mortgages, VA Loans, USDA, Jumbo and Conventional Mortgage Loans in Saint Louis. We also serve the surrounding cities in Saint Louis County. Whether you are buying a home or refinancing in our neighborhood
  • Bank of Brookfield-Purdin
  • 939 Park Circle Dr, Brookfield, MO, 64628
  • Bank of Brookfield-Purdin has full service bank facilities in Brookfield, Purdin, and Meadville in Linn County and in Winigan located in the southeast corner of Sullivan County, all locally owned, managed, and staffed with individuals living in each of these communities who want you to bank with us.
  • The Commercial Bank Of Ozark
  • 208 South Merrick Avenue, Ozark, AL, 36360
  • The Commercial Bank of Ozark was chartered in 1959 and has served the citizens of Ozark and Dale county to the present. Douglas Brown organized the bank because the financial needs for new construction were going unmet by the community's primary bank. Members of the initial board of directors included Douglas Brown, William C. Brown, etc
  • Rim Country Federal Credit Union
  • 216 S. Main St, Snowflake, AZ, 85937
  • In April of 1964 the Snowflake Mills Federal Credit Union was chartered by the Southwest Forest Industry’s employees. Years later the CU became a SEG (Select Employer Group) credit union, which means other employers have joined the CU’s field of membership. The field of membership has since been opened up to any person that lives
  • Midwest BankCentre
  • 2191 Lemay Ferry Road, St. Louis, MO, 63125
  • We have been a mainstay of St. Louis community banking since 1906. Currently, we rank among St. Louis’ largest locally owned banks with assets of about $1.9 billion and deposits of $1.4 billion. We provide integrated financial services with expertise in commercial, retail and digital banking; business treasury management.
  • Assured Mortgage service
  • 9521 S. Broadway, Lemay, MO, 63125
  • At AssuredMTGS.com, our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come. We are committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available.
  • Catalina Mortgage Co Inc
  • 5151 E. Broadway, Suite 1600, Tucson, AZ, 85711
  • Catalina Mortgage Company, Inc. was formed in 1979 to provide borrowers access to the Commercial Capital Market for financing of commercial, apartment and mobile home park properties. Since our beginnings we have originated over $5 Billion in apartment and commercial real estate loans nationwide.
  • SIU Credit Union
  • 395 N Giant City Rd, Carbondale, IL, 62902
  • SIU Credit Union was founded in 1938 as Jackson County Teachers' Credit Union. Today, we serve 24 counties and many employer groups in southern Illinois. As a not-for-profit, member owned, financial cooperative, we believe in serving our membership instead of maximizing profits and Today, we serve 24 counties and many employer groups in southern Il
  • Access Capital Funding, LLC
  • 14366 S Outer 40, Chesterfield, MO, 63017
  • Access Capital Funding, LLC has been providing St. Louis home loans for more than 20 years. We specialize in FHA loans, VA loans, USDA loans and Conventional home loans. Thousands of First Time Homebuyers have used our services. Our No Cost Refinance is a Missouri and Illinois home loan favorite, saving our clients thousands in closing cost.