Explore the differences! FHA VS Conventional loan programs in Garden-Ridge, Comal County, Texas

In the year 2025, the conventional loan limit for Garden-Ridge, situated in Comal County, TX, is $647,200. Meanwhile, the FHA limit for a single-family home has been set at $449,650.

Utilize the Lendersa® Conventional loan calculator to find the best rates available today for Conventional, FHA, and USDA loans. Determine the essential income, credit, reserves, and documents needed to qualify. Our advanced mortgage tool provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, aiding in making the right choice for your financial circumstances in TX.

Explore loan offers from a wide array of 100 lenders

2025 Loan Limits and Down Payment Requirements in Garden-Ridge, Comal County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $322,900 0%
FHA $449,650 3.5%

This comparison table applies to the zip codes: 78266

Discover Conventional and FHA Loan Options in Garden-Ridge, TX

The mission of Lendersa® is to quickly and effortlessly connect you with the best Conventional, USDA, or FHA loan options. Choose one of the three starting points that lead to finding matching lenders and suitable loan programs.

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  • Lakeview Loan Servicing
  • 4425 Ponce de Leon Blvd, MS 5-251, Miami, FL, 33146
  • Lakeview Loan Servicing, LLC is the fourth largest mortgage loan servicer in the country. What does that mean? We help more than 1.4 million customers per year manage the investment they’ve made in their homes. That means that we’ll be with you throughout the life of your mortgage.
  • Complete Lending
  • 9920 Pacific Heights Blvd, San Diego, CA, 92121
  • Choose Complete Lending as your trusted partner in hard money lending. We provide rapid, reliable funding solutions to empower real estate investors like you. Our mission is to help you seize every opportunity with confidence through personalized service and in-depth expertise. Reach out to Rocket Denney and embark on a successful investment journe
  • Complete Lending
  • 9920 Pacific Heights Blvd, Ste. 150, San Diego, CA, 92121
  • At Complete Lending, we specialize in empowering real estate investors with fast and flexible financing solutions. Our expert team, led by Jeb Durgin, provides tailored funding for projects ranging from fix-and-flip to rental expansions, ensuring speed, flexibility, and results. Collaborate with us to access reliable capital and scale your ambition
  • USE Credit Union
  • 10120 Pacific Heights Blvd, Suite 100, San Diego, CA, 92121
  • At USE Credit Union we go above and beyond to provide extraordinary experiences. We care about your needs and every experience. Discover what makes us unique and how we can help make your dreams come true. Wherever life takes you, we’re here to help – with products, services and personalized attention you need at every turn
  • Hargrave Home Loans
  • 10509 Vista Sorrento Parkway, Suite 200, San Diego, CA, 92121
  • Guaranteed Rate was founded on the simple idea of building a mortgage company focused on serving the best interests of our customers. Our straightforward business model is structured to provide our customers with the right products, lowest rates and un-matched service. Today, we're one of the largest independent.
  • The Donovan Group
  • 10509 Vista Sorrento Pkwy, Suite 400, San Diego, CA, 92121
  • At The Donovan Group, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • American Intermutual Agency, Inc.
  • 9909 Huennekens Street, Suite 200, San Diego, CA, 92121
  • FedHome Loan Centers is an FHA broker comprised of a privately held network of government loan specialists, counselors, Realtors® and mortgage professionals dedicated to empowering customers with sustainable home ownership. When you contact FedHome Loan Centers, you are plugging into a storehouse of beneficial tools for debt
  • American Mortgage Bank
  • 4445 Eastgate Mall, Suite 200, San Diego, CA, 92121
  • American Mortgage Bank specializes in providing Residential and Commercial Banking solutions in all 50 States, including solutions that meet the needs of traditional “Inside the Box” scenarios, as well as solutions for homeowners who have found themselves “Outside the Box” since the global financial crisis.
  • Watkins Home Loans
  • 5703 Oberlin Dr, Suite 212, San Diego, CA, 92121
  • "Founded in 2004, Watkins Home Loans has helped countless clients finance their homes and investment properties. We take pride in our friendliness, availability and professionalism in making the mortgage financing process as informed, streamlined and efficient as possible. Whether it’s your first home, a vacation home, or an investment pr