FHA VS Conventional loan in Taft, San Patricio County, Texas

In 2026, the limit for conventional loans in Taft, within San Patricio County, TX, is $726,200. The FHA loan cap for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to explore and compare today's top rates, including Conventional, FHA, and USDA options. Assess the necessary income, credit, reserves, and documents required to qualify. This advanced calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans to aid in selecting the best program in TX for your financial needs.

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Loan Limits and Down Payment Requirements for 2026 in Taft, San Patricio County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Relevant for the following zip codes: 78390

Discover Conventional and FHA Loan Options in Taft, TX

Lendersa® seeks to efficiently provide the best Conventional, USDA, or FHA loans without hassle. Choose from three starting points that lead to matching lenders and loan programs.

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Taft Lenders

  • ValueBank Texas
  • 3649 Leopard Street, Corpus Christi, TX, 78408
  • Lends in Texas
  • We are proud of who we are and our communities where we bank and work. ValueBank Texas is an independent, locally owned community bank that has been serving our customers since 1967. We like to say that we are in the “people business” and there is no business more important to us than your business. We call our customers friends. Our driving force

  • Home Loans Made Easy, LLC
  • 5562 South Staples St, Suite 300, Corpus Christi, TX, 78411
  • Lends in Texas
  • Home Loans Made Easy, LLC is a Corpus Christi premier mortgage lender that is dedicated to providing the best service possible to all of its clients. This company has specialized in Home loans and mortgage refinance for over 25 years, so you can feel confident in knowing that they are the top choice for all of your loan or refinancing needs.

  • Smarter Mortgage
  • 6349 South Padre Island Dr, Corpus Christi, TX, 78412
  • Lends in Texas
  • Smarter Mortgage LLC, we want you to have the best experience possible when buying your future home or refinancing your current home. We understand the issues and stress that can arise during this process.We are mortgage brokers, so we have access to multiple lending sources with greater flexibility, allowing us to deliver the best product.

  • HomeSource Mortgage
  • 5850 S Staples St, Corpus Christi, TX, 78413
  • Lends in Texas
  • HomeSource Mortgage opened its doors in April 2015 and has quickly become known as “The source of ALL Your Mortgage Needs.” HomeSource Mortgage’s business model is based upon excellent communication and that is something Claudia strives for every time someone walks through the door. Claudia doesn’t believe that our job is simply to “generate loans”

  • Third Coast Home Loans, LLC
  • 5337 Yorktown Blvd, Suite 303, Corpus Christi, TX, 78413
  • Lends in Texas
  • Third Coast Home Loans, LLC is committed to helping you find the right mortgage product for your residential purchase, refinance, or permanent-to-construction financing. Our mission is simple: To present the best possible real estate advice and mortgage solutions by maintaining our commitment to quality loan files and outstanding customer service.

  • Chemcel Federal Credit Union
  • 5740 County Road 4, Bishop, TX, 78343
  • Lends in Texas
  • Chemcel Federal Credit Union has been serving the families of Celanese employees since 1951. As time went by, we began offering our services to conTractors working at the Celanese sites as well as their families. Now, Chemcel FCU is able to serve residents living, working, worshipping and/or attending school in Jim Wells, Kleberg.

  • TexStar Federal Credit Union
  • 141 Park Place Boulevard, Kenedy, TX, 78119
  • Lends in Texas
  • TexStar Federal Credit Union has been open since 1967. The credit union has assets totaling $24.11 Million and provides banking services to more than 1, 000 members as of March 2022.

    The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups

  • The Falls City National Bank
  • 100 S Front Street, Falls City, TX, 78113
  • Lends in Texas
  • The Falls City National Bank was chartered March 23, 1907. On May 6, 1907 Falls City National Bank officially opened for business.

    Alterations and additions were made to the building in 1924. Expansion and renovation more than doubling the size was completed in 1980. Another additional expansion was completed in March 1982.

  • Sage Capital Bank
  • 1606 North Sarah DeWitt Dr, Gonzales, TX, 78629
  • Lends in Texas
  • Sage Capital Bank, headquartered in Gonzales, Texas, is an independent community bank dedicated to the customers and communities we serve. We are committed to helping Texas businesses and families prosper. At Sage, it is our mission to provide superior personalized customer service.