Explore the differences! FHA VS Conventional loan programs in Taylor, Williamson County, Texas

In 2025, the limit for a Conventional loan in Taylor, within the county of Williamson, TX, is $726,200. For an FHA loan, the maximum for a single-family home is $472,030.

Utilize the Lendersa® Conventional loan calculator to compare today's leading rates across Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and document requirements necessary for qualification. This advanced tool offers a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the best program in TX tailored to your financial needs.

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Loan Limits and Down Payment Requirements for 2025 in Taylor, Williamson, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 76574

Conventional and FHA Loan Options in Taylor, TX

The mission of Lendersa® is to swiftly connect you with the best Conventional, USDA, or FHA loans without hassle. Choose from three starting points to locate matching lenders and loan programs.

USDA loan requests and matching results with Lendersa


  • Somerville Bank
  • 197 South Main, Somerville, OH, 45064
  • Our Mission is to Be a low-cost provider of financial products and services. Provide our shareholders with an above average return on their investments while managing a well-capitalized local bank. Provide a place of quality employment where employees are treated with dignity and respect.
  • Principle Home Loans
  • 3208 Highlands Lakeview Cir, Lakeland, FL, 33812
  • "We are a Mortgage Firm based out of Lakeland, FL working and licensed in the State of Florida. Principle Home Loans is dedicated to finding great rates and the perfect loan option for you, with the fastest turn time in the industry. Our goal is to act as your trusted advisor, providing personalized service"
  • Planites Credit Union
  • 300 E Randolph Street, 14th Floor, Chicago, IL, 60601
  • Planites Credit Union is committed to providing each member with personalized friendly service. As a member-owned and operated financial institution, the Credit Union's aim is to provide customized financial solutions for our member/owners. Membership is available to employees of HCSC, Dearborn National,
  • Axiom Capital Resource
  • 205 N. Michigan Avenue, Suite 810, Chicago, IL, 60601
  • Axiom Capital Resource is a real estate firm that purchases well located, under-performing, or value-add multifamily and residential properties. Consequently, we generate attractive, risk-adjusted returns through several real estate cycles by demonstrating a firm investment discipline. Our philosophy has always been the same.
  • Lakeside Bank
  • 55 W. Wacker Dr, Chicago, IL, 60601
  • We're a family-owned Chicago bank. In 2022, we'll be 56 years old. We've grown to over $2.4 Billion in assets and ten branches throughout the city & suburbs. Our dramatic growth is due to how we work. Simply put, we build Relationships. And we build them to last. Our people have the authority to make decisions.
  • Police Mortgage LLC
  • 100 W. Randolph, 9th Floor, Chicago, IL, 60601
  • John M. Aretos As the CEO of an organization associated with serving the police & their loved ones, John privileged to play a role in helping our clients achieve their life’s financial goals. Our goal is to make the home buying or refinancing process as comfortable as possible, providing our clients with competitive products & excellent service.
  • U.S. Mortgage Funding
  • 100 West Randolph, 9th Floor, Chicago, IL, 60601
  • U.S. Mortgage Funding has thirty plus combined years of lending experience between the Founders. The foundational experience was built through various facets of the business with a deep understanding of real estate finance. Built upon hard work and a strong reputation, the U.S. Mortgage.
  • American Street Capital
  • 121 W. Wacker Drive Suite 2206, Chicago, IL, 60601
  • American Street Capital, LLC (“ASC”) is a national commercial mortgage banking firm with extensive correspondent lending relationships. ASC specializes in securing balance sheet and CMBS loans for multi-family, mixed-use, student housing, mobile home parks, assisted living, hospitality, retail, office, self storage, owner-occupied properties
  • Forum Mortgage Bancorp
  • 7221 West Touhy, Chicago, IL, 60631
  • Forum Mortgage Bancorp., an Illinois Residential Mortgage Licensee, specializing in residential and commercial mortgage financing. Our firm works & maintains close working relationships with over 50 reputable banking institutions. Thus, Forum Mortgage Bancorp. is able to offer an extensive range of mortgage programs at the most competitive rates.
  • NorthPoint Lending Group Inc
  • 7434 North Harlem Avenue, Chicago, IL, 60631
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Integra Financial Group Inc
  • 6565 North Avondale, Suite 200, Chicago, IL, 60631
  • Integra Financial Group is an Illinois Residential Mortgage Licensee, specializing in residential mortgages, refinance, home equity loans and more. Our mission is to continue to be committed to improving the lives of our customers by providing quality services and a competitive range of mortgage solutions through integrity and accountability.