Explore the differences! FHA VS Conventional loan programs in Eagle-Mountain, Utah County, Utah

In the current year, 2026, the loan limit for a Conventional loan in Eagle-Mountain, found in Utah county of UT, is $647,200. Meanwhile, the loan limit for FHA for a single-family home is $508,300.

Use the Lendersa® Conventional loan calculator to compare today’s best rates between Conventional, FHA, and USDA loans. Determine necessary income, credit scores, reserves, and documents for qualification. With our advanced mortgage calculator, you can see Conforming Conventional loans, USDA, FHA, and VA loans side by side, helping you decide which program is best suited for your financial situation in UT.

Review loan offers from 100 different lenders

Loan limits and down payment requirements for 2026 in Eagle-Mountain, Utah, UT

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $351,400 0%
FHA $508,300 3.5%

This table applies to zip codes: 84013

Conventional and FHA loan opportunities in Eagle-Mountain, UT

Lendersa® aims to quickly secure the ideal Conventional, USDA, or FHA loan without any hassle. Choose one of the three pathways that lead you to the right lenders and loan programs.

Lendersa matching results for USDA loan requests


  • QC Lending, LLC
  • 1111 Hawthorne Lane, 2nd Floor, Charlotte, NC, 28205
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • On Point Home Loans, Inc.
  • 1200 The Plaza, Suite G2, Charlotte, NC, 28205
  • "On Point Home Loans, Inc. is an independent mortgage firm that is locally owned and operated in Charlotte, North Carolina. Our mission to empower each client to make the best decisions for their individual financial futures.
    After years of working for large banks and retail lenders, the founders of On Point saw a considerable amount of time"

  • Leverage Lending Group
  • 5309 Monroe Rd. Ste C, Charlotte, NC, 28205
  • Leverage Lending Group, LLC specializes in refinance and purchase money loans for conventional, FHA, VA, USDA, residential, commercial, jumbo and super jumbo financing. In addition we offer hard money investment rehab financing and IRA Non Recourse loans. We offer the competitive rates for refinance and purchase money loans with credit score requir

  • Carolina Cooperative Federal Credit Union
  • 6502 McMahon Drive, Charlotte, NC, 28226
  • Carolina Cooperative Federal Credit Union, a federally-chartered credit union founded in 1962, must maintain itself by federal regulation as a not for profit institution with no profit incentives and a volunteer Board of Directors consisting only of credit union members.

    9, 500 plus members from various employer groups make up the membership

  • Admiral Home Mortgage
  • 7300 Carmel Executive Park Dr, Suite 320, Charlotte, NC, 28226
  • Admiral Home Mortgage, we strive for nothing less than 100% customer satisfaction and will go above and beyond the call of duty to achieve that. Our service and attention to detail stands alone. Admiral Home Mortgage’s loan process is quick and easy. We will always provide more than one option for our clients.

  • LemonBrew
  • 8008 Corporate Center Dr, Suite 206, Charlotte, NC, 28226
  • LemonBrew Technologies is an innovative, full-service platform consisting of four verticals (LemonBrew Real Estate, LemonBrew Lending, LemonBrew Abstract, and LemonBrew Insurance) that streamlines the real estate process from start to finish.LemonBrew is an end-to-end digital solution that connects home buyers.

  • Rebecca Richardson | The Mortgage Mentor
  • 4064 Colony Road, Charlotte, NC, 28211
  • REBECCA'S passion in life is helping fulfill her client’s dreams of home ownership. Buying a house can be exciting, and the mortgage process can seem daunting. Staying focused on clients' needs, Rebecca provide consultation and information on the appropriate mortgage strategy to meet your goals.

  • Wyndham Capital Mortgage
  • 4064 Colony Rd, Floor 2, Charlotte, NC, 28211
  • Wyndham Capital Mortgage’s corporate culture empowers our employees. We strive to facilitate a greater sense of purpose in your jobs and lives, and your involvement will translate directly into continuous improvement in our systems and processes. In an empowered organization, you bring your best ideas

  • Lowery Financial LLC
  • 6116 North Tryon Street, Suite B, Charlotte, NC, 28213
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.