Explore the differences! FHA VS Conventional loan programs in Eagle-Mountain, Utah County, Utah

In the current year, 2026, the loan limit for a Conventional loan in Eagle-Mountain, found in Utah county of UT, is $647,200. Meanwhile, the loan limit for FHA for a single-family home is $508,300.

Use the Lendersa® Conventional loan calculator to compare today’s best rates between Conventional, FHA, and USDA loans. Determine necessary income, credit scores, reserves, and documents for qualification. With our advanced mortgage calculator, you can see Conforming Conventional loans, USDA, FHA, and VA loans side by side, helping you decide which program is best suited for your financial situation in UT.

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Loan limits and down payment requirements for 2026 in Eagle-Mountain, Utah, UT

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $351,400 0%
FHA $508,300 3.5%

This table applies to zip codes: 84013

Conventional and FHA loan opportunities in Eagle-Mountain, UT

Lendersa® aims to quickly secure the ideal Conventional, USDA, or FHA loan without any hassle. Choose one of the three pathways that lead you to the right lenders and loan programs.

Lendersa matching results for USDA loan requests


Eagle-Mountain Lenders

  • Loans by Vicky
  • 8325 N. Cedar Drive, Eagle Mountain, UT, 84005
  • Lends in Utah
  • Vicky is a loan officer who works directly with wholesale lenders to give you the best options. I take the needs of my clients seriously. I will listen to your specific situation and work to find the loan that is best for you. I will keep you updated throughout the entire process and quickly respond to any questions

  • Top Tier Mortgage
  • 212 East Crossroads Blvd, Suite 177, Saratoga Springs, UT, 84045
  • Lends in Utah
  • Toptiermortgage.com, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family.

  • VA Help Center, LLC
  • 561 South Orem Boulevard, Suite K-4, Orem, UT, 84058
  • Lends in Utah
  • "VA Help Center is grateful to our military and would be honored to serve those who have already given so much for our country. We appreciate the sacrifices you have made. We would be grateful to offer our services to help with your purchase or refinance of a home.

    Our VA home loan specialists have been serving veterans for over 16+ years."

  • Private Money Utah
  • 560 S State Street F-1C, Orem, UT, 84058
  • Lends in Utah
  • We are based in Utah but we lend all over the U.S. Private Money Utah assists real estate investors, business owners, and other borrowers to obtain private money and hard money loans.

    We specialize in hard money loans in Utah, Colorado, Hawaii, Arizona, Oregon, Washington, Chicago, Texas, Georgia, New York, New Jersey.

  • First National Mortgage
  • 397 North Main Street, Spanish Fork, UT, 84660
  • Lends in Utah
  • First National Mortgage, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.

  • Remarkable Home Loans
  • 62 E 800 N, Suite 202, Spanish Fork, UT, 84660
  • Lends in Utah
  • Remarkable Home Loans team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Rock Canyon Bank
  • 1376 North State Street, Orem, UT, 84057
  • Lends in Utah
  • Rock Canyon Bank is dedicated to providing quality financial solutions in a secure and timely manner while providing the professional and personal attention you deserve. We know you have many choices when it comes to banking services and we invite you to bank with us and feel the difference at Rock Canyon Bank.

  • Empire Mortgage and Investment, L.C
  • 927 W. Center St, Orem, UT, 84057
  • Lends in Utah
  • Empire Mortgage and Investment, L.C have been serving Utah home and investment property owners since 1998 and have a wealth of experience to counsel you through the lending process. As a broker, we contract with different wholesale lenders to help you obtain the best mortgage terms possible.

  • FIRST COLONY MORTGAGE CORPORATION
  • 508 W 800 N, Orem, UT, 84057
  • Lends in Utah
  • First Colony Mortgage Corporation is a full service mortgage banking company serving Utah, Colorado, Idaho, Arizona, Oregon, and Wyoming. First Colony was founded in 1984 by John M. Aldrich and Scott Shelley. Most mortgages are processed, underwritten and closed in house. Since inception First Colony has funded over 50,000 mortgages.