FHA VS Conventional loan programs in Kamas, Summit County, Utah

In 2025, the Conventional loan limit for Kamas, located within Summit county, UT, is set at $1,089,300. Simultaneously, the FHA limit for a single-family home is $1,089,300. These figures serve as crucial benchmarks for potential homebuyers estimating their borrowing capacity and planning their financial approach toward purchasing property.

Utilize the Lendersa® Conventional loan calculator to effectively assess and compare today's prominent rates among Conventional, FHA, and USDA loans. Determine the essential income, credit score, savings, and documentation needed for qualification. Our advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA options side by side, empowering you to choose the best program in UT for your unique financial scenario.

Browse and compare loan offers from 100 distinct lenders to find the perfect match for your home financing needs.

Insightful Overview of 2025 Loan Limits and Downpayment Requirements in Kamas, County of Summit, UT

Loan Type Loan Limit Down payment
Conventional Conforming $1,089,300 3% - Regarded as a minimal down payment standard, accessible for many potential home buyers.
USDA $776,600 0% - Ideal for qualified rural buyers, emphasizing affordability with no down payment required.
FHA $1,089,300 3.5% - Offers flexibility with lower credit thresholds, making it popular among first-time buyers.

This informative table corresponds to the following zip codes: 84036, providing tailored insights for regional buyers.

Explore a Range of Conventional and FHA Loan Options in Kamas, UT

The primary mission of Lendersa® is to ensure you secure the most favorable Conventional, USDA, or FHA loan swiftly and effortlessly. Begin by selecting one of three comprehensive entry points designed to match you with appropriate lenders and specifically curated loan programs suited to your distinct needs.

Benefit from detailed insights in Lendersa's USDA loan request and matching results


  • Cherry Mortgage LLC
  • 1800 Jimmy Davis Highway, Suite B, Bossier City, LA, 71112
  • Cherry Mortgage, LLC is owned and operated by Tanya Corbett (NMLS # 100655) a military spouse who understands the struggles of military living as well as the benefits. Licensed in Louisiana to assist in obtaining financing for all your residential mortgage needs. We specialize in VA loans, FHA loans, USDA loans.
  • The Park Bank
  • 2401 South Park Street, Madison, WI, 53713
  • At Park Bank we believe drive and ambition come from the heart. That achievement means different things to each of us. And there’s no one way to what’s next. We find purpose in making each unique vision a reality. Whether you’re seeking a savings account or mortgage, striving for financial independence or prosperity
  • WEA Credit Union
  • 33 Nob Hill Road, Madison, WI, 53713
  • Wisconsin Education Association Credit Union was established by WEAC in 1931 as a member cooperative that would offer a wide range of financial services to the teachers of Wisconsin. The credit union would provide them with a safe place to deposit their savings and obtain reasonably priced loans.
  • Members First Credit Union WI
  • 3401 West Beltline Highway, Madison, WI, 53713
  • Members First Credit Union originally organized as the Sub-Zero Credit Union in May of 1954 with 13 employees as members. The credit union became chartered in 1955 with the following board members. Don Lien as President, Jack True as Vice-President, Gerald Ring as Secretary, Richard Hurd as Treasurer and William Jerisha as Director.
  • Heritage Credit Union
  • 2555 Shopko Dr, Madison, WI, 53704
  • Heritage Credit Union was established in Madison, WI in 1934 to serve the employees of Oscar Mayer & Company. The non-profit, member-owned financial institution has branches in Madison, Sauk City, Phillips, Chetek and Ladysmith, Wisconsin, and in Rockford, Machesney Park, and Galesburg, Illinois.
  • US LENDING SOLUTIONS
  • 255 N Sherman Ave, Suite 3, Madison, WI, 53704
  • Your personal mortgage goals are important to me and I'm happy to help you reach them. As a Senior Mortgage Specialist and Home Owner Mortgage Advisor with US Lending Solutions in Madison, WI, I work diligently to understand each and every client's needs. Through my 27 years experience in the financial world you can expect the results you deserve.
  • Madison Credit Union
  • 949 E Washington Avenue, Madison, WI, 53703
  • Madison Credit Union was founded in 1936 to help members borrow money for pressing needs, such as medical bills. Loan terms were set according to the member's ability to repay. According to Jim Brophy, the first member to sign the credit union's charter, "It gave us the courage to go on." We are a small credit union with a big heart.
  • Ozarks Federal Savings and Loan Association
  • 2 East Columbia, Farmington, MO, 63640
  • Ozarks Federal Savings and Loan Association is different from other area banks. Even our name is different. We were designed differently almost a century ago. This safe and secure bank is simple and fair by design. Since 1930, our depositors bring their checking and savings here so that borrowers can buy or build homes.
  • First State Community Bank
  • 201 East Columbia Street, Farmington, MO, 63640
  • First State Community Bank is a financial leader in the State of Missouri. Founded in 1954, we have demonstrated an unyielding commitment to our clients and partners. From a Junior Savers Account to Commercial Real Estate Loan we work to find the best solution for each customer..
  • Imagine Home Lending of Central Wisconsin
  • 5424 US HWY-10, Suite C, Stevens Point, WI, 54482
  • Imagine Home Lending of Central Wisconsin was established with Chris Popp and co-owners Heidi Mancheski and Mark Kitowski in an effort to provide dedicated service to central Wisconsin homebuyers. Our licensed loan officers are dedicated to serving these communities by working hard to ensure the process of buying your dream home goes smoothly.
  • Bank of Springfield
  • 3400 Wabash Ave, Springfield, IL, 62711
  • BOS is a bank and financial services provider with branches in Springfield, Chatham, Jacksonville, Quincy, Staunton, Glen Carbon, Swansea, and Shiloh, Illinois and Brentwood, Missouri. Visit our website for a full list of locations and hours. https://www.bankwithbos.com/locations.php
  • Prairie State Bank and Trust
  • 3751 W Wabash, Springfield, IL, 62711
  • Prairie State Bank & Trust is a community Bank with over $700 million in total assets, over 150 employees and 20 Bank locations throughout central Illinois. Prairie State Bank & Trust is the successor to a group of smaller community Banks acquired as early as 1968. We merged these Banks together over the past 20 years.