Explore the differences! FHA VS Conventional loan programs in Roosevelt, Duchesne County, Utah

In 2026, the Conventional loan limit in Roosevelt, located in the county of Duchesne, UT, is set at $726,200. Meanwhile, the FHA limit for a single-family home is $472,030. These limits represent significant benchmarks for homebuyers evaluating their options and planning their finances accordingly.

With the Lendersa® Conventional loan calculator, you can compare today's best rates between Conventional, FHA, and USDA options. Identify the income, credit, reserves, and documentation needed to qualify effectively. Our advanced mortgage calculator conveniently places Conforming Conventional loans, USDA, FHA, and VA plans side by side, assisting you in selecting the most suitable program in UT for your specific financial situation.

Evaluate and compare loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Roosevelt, County of Duchesne, UT

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The details in this comparison table apply to zip codes: 84066

Explore Conventional and FHA Loan Options in Roosevelt, UT

Lendersa® is committed to helping you secure the best possible loan, whether it be Conventional, USDA, or FHA, promptly and with minimal hassle. You can start with one of three unique approaches that efficiently lead you to the right lenders and optimal loan programs.

Results of Lendersa's USDA loan request matching


Roosevelt Lenders

  • KINGS PEAK CREDIT UNION
  • 180 N 300 E, Roosevelt, UT, 84066
  • Lends in Utah
  • Kings Peak Credit Union has been serving the residents of the Uintah Basin since 1955. It is our mission to serve our members with the best financial service. and also Kings Peak Credit Union was formed to help local people with their financing needs; that is still true today. Our Board of Directors are focused on helping our members.

  • SmartLink Financial, LLC
  • 345 West 600 South, Suite 125, Heber City, UT, 84032
  • Lends in Utah
  • SmartLink was born out of a lack of good customer service in the industry. Christal Bowlby has been in the lending business since 1996 & great customer service has been key to keeping her business thriving for years. Starting her career as a direct lender, working for large banks such as Chase Manhattan Bank and GMAC but became a broker in 2008.

  • Xcel Financial
  • 345 W 600 S, Heber City, UT, 84032
  • Lends in Utah
  • "Xcel Financial is committed to helping you find the right mortgage product for your needs.
    We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools."

  • Cornerstone Home Mortgage.
  • 1912 Sidewinder Dr, Suite 216, Park City, UT, 84060
  • Lends in Utah
  • Cornerstone Home Mortgage is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of UT. Whether you are 1st time home buyer, purchasing your dream home, refinancing an outstanding loan, our highly experienced team of mortgage brokers can help make your dreams come true.

  • Intermountain Mortgage Company, LLC
  • 2029 Sidewinder Drive, Suite 200, Park City, UT, 84060
  • Lends in Utah
  • Intermountain Mortgage Company, Inc., our mission is to set a high standard in the mortgage industry. A part of the Park City community since 1992, our experienced staff is committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry.

  • Surety First Mortgage
  • 1347 West 310 North, Midway, UT, 84049
  • Lends in Utah
  • The Surety First Mortgage Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Utah, Idaho and Colorado. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.

  • Nebo Credit Union
  • 730 East 300 South, Springville, UT, 84663
  • Lends in Utah
  • Founded on March 8, 1956 by teachers from the Nebo School District, we’re proud to be a part of this community. We’re your friends and your neighbors, and we mean it when we say we want to advocate for you and see you succeed. We haven’t forgotten what it means to be your local credit union,

  • Mortgage Zone, LLC
  • 1190 North Main, Suite 20, Springville, UT, 84663
  • Lends in Utah
  • Mortgage Zone is a brokerage specializing in home loans. If you are buying or refinancing, we can help you get the options you need to reach your financial goals. We offer renovation, home improvement, and renovation loan options. When you want to refinance, we can help you understand your options.