Explore the differences! FHA VS Conventional loan programs in Roy, Weber County, Utah

In 2026, the loan cap for a Conventional mortgage in Roy, located within Weber county, UT, is $744,050. The FHA cap for a single-family home is $744,050.

Employ the Lendersa® Conventional loan calculator to evaluate today’s top rates for Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documentation needed for qualification. Using our advanced mortgage tool, visualize Conforming loans, USDA, FHA, and VA options side by side, aiding your decision on the optimal program in UT for your financial situation.

Assess loan offers from over 100 lenders

2026 loan caps and down payment needs in Roy, Weber, UT

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $744,050 3%
USDA $517,000 0%
FHA $744,050 3.5%

This comparison is valid for zip codes: 84067

Available Conventional and FHA loan choices in Roy, UT

The objective of Lendersa® is to quickly secure the best-suited Conventional, USDA, or FHA loan with ease. Begin with one of three options to find matching lenders and loan programs.

USDA loan application and outcomes with Lendersa


  • Tribute Home Lending LLC
  • 615 Wilcox St, Rochester, MI, 48307
  • At Tribute Home Lending LLC, we help our clients obtain the best mortgage terms, whether for the purchase of a new home or refinancing an existing home. We are partnered with the nation's best lenders, & we take pride in fast & efficient closings.

    We have flexible hours, which means you can communicate with us outside of the normal business ho

  • Great Lakes Mortgage Services Inc
  • 950 W Avon Rd, Suite 3, Rochester, MI, 48307
  • At Great Lakes Mortgage Services Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you.

  • Chief Financial Credit Union
  • 200 Diversion Street Hills, Rochester, MI, 48307
  • Chief Financial Credit Union, "more than money"​ is not just a tagline. It is the company culture that we have created and the fuel that drives our mission. Our goal is to inspire strategic partnerships between our employees, members, and community partners. We boldly aim to be forever remembered for the good.

  • McLellan Financial Mortgage
  • 714 North Main, Suite 101, Rochester, MI, 48307
  • McLellan Financial Mortgage opened its doors in 2000. Over the course of more than 20 years, our team has helped hundreds of people secure their first home equity mortgage loans, refinance their current home equity mortgage loans, or secure commercial mortgage loans. With the most personal service available.

  • Somerset Lending Corp
  • 640 W University Dr, Rochester, MI, 48307
  • At Somerset Lending we pride ourselves on being an active participant in the community. We are passionate about helping people get into new homes as well as make their current mortgages more affordable.Our passion is to bring awareness that changes people’s lives.Somerset Lending Corp can help you achieve your goals.

  • Advantage Lending Corp.
  • 804 N Main St, Suite 1A, Rochester, MI, 48307
  • Advantage Lending Corp is a Michigan based mortgage broker located in Rochester. We love helping people buy and refinance homes all the while offering interest rates that are lower than the national average and client service that exceeds expectations. people buy and refinance homes .

  • Lotus Lending Group, LLC
  • 1522 Montclair Road, Irondale, AL, 35210
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Lincoln Park Community Credit Union
  • 1400 Emmons Boulevard, Lincoln Park, MI, 48146
  • Lincoln Park Community Credit Union is proud to celebrate 80 years helping our members be the heroes of their financial lives. Our story starts with you. We’re a small credit union with a big story and we want to help you with yours. We started in the janitor’s closet of a school