FHA VS Conventional loan programs in 2026 for South-Salt-Lake, Salt Lake County, Utah
In 2026, the Conventional loan limit within South-Salt-Lake, positioned in the county of Salt Lake, UT, stands at $647,200. Meanwhile, the FHA limit for a single-family home is set at $523,250.
Utilize the Lendersa® calculator for Conventional loans to compare the top rates of today between Conventional, FHA, and USDA. Determine the income, credit rating, reserves, and documentation required to qualify. Our advanced mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA options, allowing you to decide on the best program in UT for your financial situation.
Loan Limits and Downpayment Requirements for 2026 in South-Salt-Lake, Salt Lake, UT
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$362,400
0%
FHA
$523,250
3.5%
This table applies to zip codes: 84119
Conventional and FHA Loan Options in South-Salt-Lake, UT
Lendersa® aims to provide you with the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose one of the three starting points to find matching lenders and loan programs.
TransWest Credit Union has been making loans since 1935. Originally the credit union for Utah employees of The Union Pacific Railroad, we now serve employees of Kennecott Copper Corporation and U.S. Magnesium, as well as all residents of Salt Lake County.
TransWest Credit Union is a not-for-profit organization.
124 West 1400 South, Suite 101, Salt Lake City, UT, 84115
Lends in Utah
Firefighters Credit Union serves firefighters and their family members throughout the state of Utah. In order to be eligible to join the credit union, members must in one of the following groups:
Full-time, part-time, or volunteer firefighter for a fire department located in the State of Utah Full-time or part-time employee of a fire departm
SecurityNational Mortgage Company was established in 1993. Dedicated to servicing residential mortgage loans, SNMC currently operates hundreds of professional branch offices across the United States with nearly one thousand loan professionals nationwide. SecurityNational Mortgage Company headquarters is located in Salt Lake City, Utah.
5300 South 360 West Suite 310, Salt Lake City, UT, 84123
Lends in Utah
Security National Commercial Capital is a subsidiary of Security National Financial Corporations (NASDAQ-SNFCA) and operates the commercial lending arm of the company. Since we don’t securitize funds we use all our own sources of financing without taking to another investor for final approval. This makes borrowing much simpler and streamlined.
2480 S 3850 W, Suite C, West Valley City, UT, 84120
Lends in Utah
"Deseret First Credit Union exists to foster the financial independence and well-being of its members within the LDS community. Our reputation for providing value and empowering the community reaches beyond the borders of Utah, where our 11 branches are located.
Because we are a credit union, we have members, and not customers."
1678 South Pioneer Road, Salt Lake City, UT, 84104
Lends in Utah
Our motto, ""Friends Helping Friends"" represents the credit union's desire to serve the Varex employees, retirees and their families by customizing our service to meet each member's unique needs. We want to be our members' financial institution of choice for loans and savings by offering highly competitive rates.
4500 S 777 E, Suite 215, Salt Lake City, UT, 84107
Lends in Utah
Shilo has nearly a decade of experience in the mortgage industry & currently holds his professional license. Shilo can offer borrower(s) a broad range of knowledge about the business, the loan process, and how to meet or exceed every borrowers mortgage needs. Combining the winning blend of an outgoing personality with a creative mind.
512 East Winchester, Suite 6400, Salt Lake City, UT, 84107
Lends in Utah
"WWW.JUMBOMORTGAGEUTAH.COM is Utah’s premiere Jumbo Home Mortgage Lender. We offer the lowest Jumbo Mortgage rates in Utah and we make the process simple, straightforward and fast for Borrowers seeking a mortgage in Utah.
Our Jumbo, Conventional and VA mortgage rates are the lowest available in Utah."
FSI Mortgage provides residential mortgage loans, lines of credit and FHA and VA loans. Since we do not work for any one lender, but rather a variety of lenders, we help to determine the loan that best fits you and your circumstances. We offer competitive rates and exceptional service, which will meet and exceed your expectations.
