FHA VS Conventional loan programs in 2025 for South-Salt-Lake, Salt Lake County, Utah

In 2025, Convetional loan limit in South-Salt-Lake, county of Salt Lake, UT is $647,200 while FHA limit is $523,250 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in UT is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in South-Salt-Lake, county of Salt Lake, UT

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $362,400 0%
FHA $523,250 3.5%

The comparison table applies to zip codes: 84119, 84115, 84165, 84190

Conventional and FHA loan options in South-Salt-Lake, UT

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Raymond James Bank
  • 710 Carillon Parkway, Saint Petersburg, FL, 33716
  • Raymond James Bank is about more than just Banking. Through our holistic approach to finance, we offer innovative and diversified products and services to the public and to clients of Raymond James Financial. Additionally, as an affiliate of Raymond James, our Bank is founded on the same core values of integrity, independence.
  • Azulow
  • 970 Lake Carillon Drive, Suite 300, Saint Petersburg, FL, 33716
  • Azulow is a St. Petersburg local business founded in 2020. It was established to change the mortgage industry to make the home buying experience agile and reduce the layers of costly fees for customers. With our technology and commitment to excellence, Azulow is recognized as one of the top fast-growing companies in the Tampa Bay Area.
  • FNCB Bank
  • 100 South Blakely Street, Scranton, PA, 18512
  • FNCB Bank was established as a National Banking Association in 1910 as The First National Bank of Dunmore. After 70 years of operating in one location at Dunmore Corners, the Bank expanded to Scranton (1980) and Dickson City (1984). On October 27, 1987, upon approval at a special shareholder's meeting
  • Fidelity Bank Pennsylvania
  • 101 North Blakely Street, Scranton, PA, 18512
  • Fidelity Bank has over 118 year history of exceeding its clients'​ expectations with engaging and client-focused employees who listen, understand, and recommend the products and services that best suit YOU. The team of Fidelity Bankers focuses on serving as trusted financial advisors to its clients
  • My City Mortgage
  • 1439 Monroe Ave, Suite 2, Dunmore, PA, 18512
  • My City Mortgage strives to provide applicants with a smooth, transparent loan process. Learn how we combine technology with unsurpassed customer service in order to provide customers with the most efficient mortgage process possible. My City Mortgage strives to provide applicants with a smooth, transparent loan process.
  • Mid Atlantic Funding, Inc.
  • 203 East Drinker Street, 2nd Floor, Dunmore, PA, 18512
  • Our mortgage professionals give you the personal attention you deserve & treat you with the respect due a valued customer.We understand you’re making a commitment in buying a new home, refinancing a mortgage or cashing out your home equity.So we make a commitment to you.We will help you qualify, apply & be approved for the right mortgage loan for y
  • 1st Equity Capital Funding, Inc.
  • 4359 35th Street North, Suite E5, Saint Petersburg, FL, 33714
  • 1st Equity Capital Funding, Inc equityWhether the commercial real estate you are trying to finance is for a rate & term refinance due to a balloon coming due, a cash out refi, a note being called in, or an acquisition, we work in correspondence with many wholesale commercial mortgage lenders from Life Insurance Companies.
  • WatersEdge Mortgage
  • 7873 3rd Ave S Sain, Saint Petersburg, FL, 33707
  • WatersEdgeMortgage, LLC is a broker located at 7873 3rd Ave S, St. Petersburg, FL 33707. We are a privately owned mortgage company doing business only in Florida. NMLS No. 948963 WatersEdge Mortgage, LLC has become known as providing among the lowest rates and costs in the industry and Florida’s most trusted mortgage broker.
  • Interim Capital Mortgage, LLC
  • 1135 Pasadena Ave. S, Suite 101, Saint Petersburg, FL, 33707
  • Interim Capital Mortgage, LLC. is a Florida licensed Mortgage Broker Business specializing in residential loans. We have the knowledge and experience to be trusted with the financing for the most important asset you will ever own, your home. Our company has superior relationships with the top Wholesale lenders in the country,
  • Moneyline Mortgage Inc
  • 8028 12th Avenue South, Saint Petersburg, FL, 33707
  • Moneyline Mortgage Inc can help you achieve your goals. To set up the right St Petersburg, FL Mortgage plan for you, get in touch with us -- we're happy to help. Our mission is to provide a stress free experience in acheiving your dream to own a home or refinance your current home at the best rate available.
  • Belsky Mortgage LLC
  • 24406 Summer Wind Ct, Lutz, FL, 33559
  • A well diversified mortgage broker who works in both the residential and commercial real estate. A large network of lending resources for nearly any deal. Fully licensed for primary residential homes in FL, NC, OH, and TX. Private and Commercial Investment lending in 48 states. Reach out to see what we can do for you today!