FHA VS Conventional loan in West-Haven, Weber County, Utah

In 2026, the limit for Conventional loans in West-Haven, part of Weber county, UT, is $647,200. For a single-family home, the FHA limit is $646,300.

Utilize the Lendersa® Conventional loan calculator to compare current rates for Conventional, FHA, and USDA loans. Determine essential income, credit rating, reserves, and the necessary documents to qualify. Our comprehensive mortgage calculator presents Conforming Conventional loans, USDA, FHA, and VA loans side by side, aiding in deciding which program in UT suits your financial scenario best.

Review loan offers from more than 100 lenders

2026 Loan Limits and Down Payment Requirements in West-Haven, Weber, UT

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $517,000 0%
FHA $646,300 3.5%

This table applies to these zip codes: 84401

Explore Conventional and FHA Loan Options in West-Haven, UT

The aim of Lendersa® is to efficiently and hassle-free offer the best possible Conventional, USDA, or FHA loan. Select one of three starting routes that align you with matching lenders and appropriate loan offerings.

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West-Haven Lenders

  • Quick VA Loans
  • 298 24th Street, Suite 435A, Ogden, UT, 84401
  • Lends in Utah
  • We specialize in loans for veterans & active duty military service members. We work fast and move quick. We get loans done in as fast as 3 weeks from start to finish. No junk LENDER Fee's on VA Loans. We are a "wholesale mortgage lender to the public. We get better terms with zero lender fee's.

  • Loans Can Be FUN
  • 2355 S 1900 W, Suite B West, Haven, UT, 84401
  • Lends in Utah
  • Making Mortgages FUN, one home at a time!

    Let's take care of your mortgage AND have some FUN! I love helping people buy and refinance their homes here in Utah. I love Utah! Loans don't have to feel like an applicationscopy.

    It is my job to help you through this process and make it as stress-free as possible.

  • Bank of Utah
  • 2605 Washington Blvd, Ogden, UT, 84401
  • Lends in Utah
  • Bank of Utah is a 65-year old stronghold in the financial industry that provides personal and business banking, mortgage and commercial lending, wealth management, trusts, insurance and investment services for thousands of customers across Utah and around the globe. Established by Ogden business executive, Frank M. Browning, on Dec. 1, 1952.

  • One Point Mortgage
  • 221 25th St, Ogden, UT, 84401
  • Lends in Utah
  • We believe that every customer deserves the best care and service when purchasing or refinancing the home of their dreams. We're here to serve your mortgage needs and have what it takes to make a difference in your next mortgage transaction. We can place all types of mortgages including purchases, refinances, equity takeouts, debt consolidations.

  • Ogden Mortgage Loans
  • 298 24th ST, Suite 435A, Ogden, UT, 84401
  • Lends in Utah
  • As each person is different with their life experiences, the same is with financing of a home. Some individuals have perfect credit, while some have bruises from different life experiences. As a broker we help each person by finding the right lender that fits each persons situation. That is our specialty.

  • World Lending Corporation
  • 2610 Adams Avenue, Ogden, UT, 84401
  • Lends in Utah
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Mortgage Miracles Happen, LLC
  • 298 24th Street, Suite 435A, Ogden, UT, 84401
  • Lends in Utah
  • Mortgage Miracles Happen is a mortgage broker headquartered in Ogden, Utah. We have relationships with the top wholesale mortgage banks in the country that offers wholesale pricing to mortgage brokerage companies. As a result, we pass the good terms onto our clients with low fees to our clients as this gives us a big competitive advantage.

  • America First Credit Union
  • PO Box 9199, Ogden, UT, 84409
  • Lends in Utah
  • America First's mission of service is not limited to helping people develop and maintain financial well-being. In fact, it emanates throughout the community. Our employee volunteer program, the Greater Good, offers a planned, managed framework that motivates our staff to effectively donate time and resources to the communities where they live.

  • Great American Lending, LLC
  • 2650 N 300 E St, Suite 220, North Ogden, UT, 84414
  • Lends in Utah
  • At Great American Lending, we provide you peace of mind for your home loan. We have the experience to find great rates and service, not to mention the flexible options you’re looking for. Don’t wait for another company to get around to your loan, come to our mortgage company and see how smooth and painless the home loans process can be.