FHA VS Conventional loan programs in Washington-Terrace, Weber County, Utah
As of 2026, the loan limit for Conventional loans in Washington-Terrace, situated in Weber county, UT, stands at $647,200. Meanwhile, the FHA limit for a single-family home is set at $646,300.
Utilize the Lendersa® Conventional loan calculator to effectively compare the best rates today across Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides a side-by-side view of Conforming Conventional, USDA, FHA, and VA loans, helping you choose the best program tailored for your situation in UT.
2026 Loan Limits and Downpayment Requirements in Washington-Terrace, Weber, UT
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$517,000
0%
FHA
$646,300
3.5%
This table is relevant for these zip codes: 84405
Discover Conventional and FHA Loan Options in Washington-Terrace, UT
The goal of Lendersa® is to quickly and smoothly provide the best possible Conventional, USDA, or FHA loans without hassle. Start by opting for one of three pathways that match you with lenders and relevant loan programs.
Education First Credit Union has been dedicated to serving the Ogden Community for over 76 years and we are not about to stop now. Our customer service is our most prided asset shows in the happiness of our members. You could be one of these member too! Come join our Credit Union FAMILY
We are in the business of helping members achieve financial success. We take seriously our role as consultants & educators & work hard to provide the best services and rates. We offer a variety of online & mobile technologies that provide tremendous benefits for members. We operate four branches: Ogden, Roy, North Ogden & Weber State University.
5926 S. Fashion Pointe Dr, Suite 110, South Ogden, UT, 84403
Lends in Utah
Look no further! You have found Northern Utah’s one-stop resource for all your mortgage financing needs. My philosophy is simple: client-focused. You are top priority throughout the loan process. You are the reason why I am in business. My goal is to give you the right loan at the right rate to meet your financial and equity objectives for life.
Village Mortgage We are a local independent mortgage broker and have been for two decades. We focus on giving you more options. How does having more options help you? A more extensive selection of programs means we can find a mortgage that fits you, not the other way around. All the while getting you what matters most; the lowest rate.
Talon Loan LLC is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Wasatch Peaks Credit Union, our mission is simply stated; yet, it is the root of all we do: Exceeding expectations one member at a time and offers the following products and services: Auto/Boat/RV/ATV Loans, Mortgage Loans, Home Equity Loans/Lines of Credit, Visa® Credit Cards, Savings, CDs/IRAs, FREE Checking, Online Banking.
Goldenwest is among the largest credit unions in Utah, holding $2.3 billion dollars in assets. As a not-for-profit financial cooperative, Goldenwest is owned by its 153, 000+ members. Based in Ogden since it was founded in 1936, the credit union operates 43 branches from Logan to St George, including the USU Credit Union Division in Cache Valley.
America First's mission of service is not limited to helping people develop and maintain financial well-being. In fact, it emanates throughout the community. Our employee volunteer program, the Greater Good, offers a planned, managed framework that motivates our staff to effectively donate time and resources to the communities where they live.
5145 South Airport Road, Suite 300, Roy, UT, 84067
Lends in Utah
We offer discrete and dependable consulting for all aspects of your real estate needs. Our team of highly qualified employees is available day and night to guarantee you the best possible service. We’re sure they’ll be able to help you with whatever problems you may have. We do NOT get "beat" whether it is product, pricing, or service.
