FHA VS Conventional loan in South-Ogden, Weber County, Utah

During 2026, the limit for a Conventional loan in South-Ogden, which is in Weber county, UT, is set at $647,200. For a single-family home, the FHA loan limit stands at $646,300.

Utilize the Lendersa® Conventional loan calculator to assess and compare the current best rates across Conventional, FHA, and USDA loans. Determine the income, creditworthiness, reserves, and paperwork required to qualify. Our sophisticated mortgage calculator provides a side-by-side examination of Conforming Conventional, USDA, FHA, and VA loans, assisting you in choosing the best program in UT for your financial needs.

Compare loan offers from an array of 100 lenders

2026 Loan Limits and Downpayment Requirements in South-Ogden, Weber, UT

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $517,000 0%
FHA $646,300 3.5%

This table is relevant to zip codes: 84405

Discover Conventional and FHA Loan Options in South-Ogden, UT

Lendersa® aims to quickly and smoothly provide you with the best possible Conventional, USDA, or FHA loan options, avoiding any hassle. Begin by selecting one of three starting paths that connect you to matching lenders and suitable programs.

Lendersa USDA loan request match results


South-Ogden Lenders

  • Education First Credit Union
  • 1250 Country Hills Drive, Ogden, UT, 84403
  • Lends in Utah
  • Education First Credit Union has been dedicated to serving the Ogden Community for over 76 years and we are not about to stop now. Our customer service is our most prided asset shows in the happiness of our members. You could be one of these member too! Come join our Credit Union FAMILY

  • Ascent Credit Union
  • 4140 Harrison Blvd, Ogden, UT, 84403
  • Lends in Utah
  • We are in the business of helping members achieve financial success. We take seriously our role as consultants & educators & work hard to provide the best services and rates. We offer a variety of online & mobile technologies that provide tremendous benefits for members. We operate four branches: Ogden, Roy, North Ogden & Weber State University.

  • Intercap Lending
  • 5926 S. Fashion Pointe Dr, Suite 110, South Ogden, UT, 84403
  • Lends in Utah
  • Look no further! You have found Northern Utah’s one-stop resource for all your mortgage financing needs. My philosophy is simple: client-focused. You are top priority throughout the loan process. You are the reason why I am in business. My goal is to give you the right loan at the right rate to meet your financial and equity objectives for life.

  • Village Mortgage, Inc.
  • 3852 South Washington Boulevard, Ogden, UT, 84403
  • Lends in Utah
  • Village Mortgage We are a local independent mortgage broker and have been for two decades. We focus on giving you more options. How does having more options help you? A more extensive selection of programs means we can find a mortgage that fits you, not the other way around. All the while getting you what matters most; the lowest rate.

  • Talon Loans, LLC
  • 920 Chamber St, Suite 11, Ogden, UT, 84403
  • Lends in Utah
  • Talon Loan LLC is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Wasatch Peaks Credit Union
  • 4723 Harrison Blvd, Ogden, UT, 84403
  • Lends in Utah
  • Wasatch Peaks Credit Union, our mission is simply stated; yet, it is the root of all we do: Exceeding expectations one member at a time and offers the following products and services: Auto/Boat/RV/ATV Loans, Mortgage Loans, Home Equity Loans/Lines of Credit, Visa® Credit Cards, Savings, CDs/IRAs, FREE Checking, Online Banking.

  • Goldenwest Credit Union
  • 5025 South Adams Avenue, South Ogden, UT, 84403
  • Lends in Utah
  • Goldenwest is among the largest credit unions in Utah, holding $2.3 billion dollars in assets. As a not-for-profit financial cooperative, Goldenwest is owned by its 153, 000+ members. Based in Ogden since it was founded in 1936, the credit union operates 43 branches from Logan to St George, including the USU Credit Union Division in Cache Valley.

  • America First Credit Union
  • PO Box 9199, Ogden, UT, 84409
  • Lends in Utah
  • America First's mission of service is not limited to helping people develop and maintain financial well-being. In fact, it emanates throughout the community. Our employee volunteer program, the Greater Good, offers a planned, managed framework that motivates our staff to effectively donate time and resources to the communities where they live.

  • Augusta Mortgage, Inc.
  • 5145 South Airport Road, Suite 300, Roy, UT, 84067
  • Lends in Utah
  • We offer discrete and dependable consulting for all aspects of your real estate needs. Our team of highly qualified employees is available day and night to guarantee you the best possible service. We’re sure they’ll be able to help you with whatever problems you may have. We do NOT get "beat" whether it is product, pricing, or service.