FHA VS Conventional loan in Alexandria, Alexandria County, Virginia

In 2026, the limit for a Conventional loan in Alexandria, within the county of Alexandria located in VA, is $1,089,300. Meanwhile, the FHA loan limit for a single-family residence is set at $1,089,300.

Take advantage of the Lendersa® Conventional loan calculator to effectively compare the top rates between Conventional, FHA, and USDA loans available today. Determine necessary income, creditworthiness, reserves, and documentation for qualification. Our comprehensive mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in selecting the most suitable program tailored to your financial needs in VA.

Explore and compare loan offers from a network of 100 distinct lenders

Loan Limits and Down Payment Requirements for 2026 in Alexandria, County of Alexandria, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $0 0%
FHA $1,089,300 3.5%

This comparison table is applicable to the following zip codes: 22302

Options for Conventional and FHA Loans in Alexandria, VA

The objective of Lendersa® is to seamlessly connect you with the most advantageous Conventional, USDA, or FHA loans, quickly and efficiently, without unnecessary difficulties. You can choose from one of three starting pathways that help you find matched lenders and suitable loan programs.

Results from Lendersa USDA loan requests and matches


Alexandria Lenders

  • Burke & Herbert Bank & Trust Company
  • 100 South Fairfax Street, Alexandria, VA, 22314
  • Lends in Virginia
  • Burke & Herbert Bank is the oldest continuously operating bank in the Washington, D.C. region. We are a local community bank with a long, proud history of serving generations of individuals, families and businesses in Northern Virginia and are deeply invested in the welfare and prosperity of the people who live here.

  • US Senate Federal Credit Union
  • 1310 Braddock Place, Alexandria, VA, 22314
  • Lends in Virginia
  • Founded in 1935, USSFCU has grown & changed over the years. Delivering top-tier financial solutions & services to our members with a unique culture of working better together has & will always remain our focal point.

    In the Senate Community tradition of service, USSFCU strives to improve the financial wellness of our members throughout all sta

  • Transportation Federal Credit Union
  • 1600 Cameron Street, Suite 200, Alexandria, VA, 22314
  • Lends in Virginia
  • Transportation Federal Credit Union has been open since 1939. It's the 5th largest credit union in Virginia with assets totaling $288.66 Million and providing banking services to more than 21, 000 members as of March 2022.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,

  • PTO FCU
  • 501 Dulany Street, 1st Floor, Alexandria, VA, 22314
  • Lends in Virginia
  • Since 1942, the Patent & Trademark Office Federal Credit Union (PTOFCU) has provided beneficial financial services to Patent and Trademark Office employees and conTractors. As a member of PTOFCU, you and members of your family are eligible for a lifetime of financial services. For 80 years, we have committed to providing quality, reliable

  • State Department Federal Credit Union
  • 1630 King Street, Alexandria, VA, 22314
  • Lends in Virginia
  • State Department Federal Credit Union was chartered in 1935 through the efforts of eight employees of the United States Department of State. Now, decades later, our membership has grown to more than 86, 000 members worldwide & we have over $1.9 billion in assets. SDFCU’s membership is diverse and worldwide, with members from Department of State.

  • Investor Loans Plus
  • 1727 King Street, Suite 300, Alexandria, VA, 22314
  • Lends in Virginia
  • Investor Loans Plus assist our clients in obtaining lender direct financing in the specialized field of alternative loans. Our company works with rehabbers and property owners to achieve lending terms that meet their current needs and investment goals. Investor Loans Plus is dedicated to working with our borrowers

  • Rock Rates
  • 950 N Washington St, Alexandria, VA, 22314
  • Lends in Virginia
  • Rock Rates is the Direct-to-Consumer division of Keystone Funding, Inc Rock Rates was created to provide a completely digital, simple, and pleasant mortgage experience.and Much of the technology and systems used by Rock Rates was developed in-house, based on direct experience with borrowers and their feedback on the mortgage process

  • HomeFirst Mortgage Corp
  • 207 South Alfred Street, Alexandria, VA, 22314
  • Lends in Virginia
  • HomeFirst Mortgage Corp.'s mission statement is actually quite simple: service, service, service. All of us, as consumers, are reminded daily of the downside of poor service. Our goal is to provide you with an incomparable level of service therefore making you an educated consumer and well-satisfied client.

  • CommonWealth One Federal Credit Union
  • 4875 Eisenhower Avenue, Alexandria, VA, 22304
  • Lends in Virginia
  • CommonWealth One Federal Credit Union has been helping its members achieve a better way of life through convenient banking, specialized loans, savings plans, investments, financial tools and education programs for more than 70 years.

    From our origins in 1944 as the Army Air Force Annex #1 Credit Union with 94 members