In 2026, the maximum limit for conventional loans in Big-Stone-Gap, which is in Wise County, VA, is set at $647,200. Meanwhile, the FHA limit for a single-family dwelling is $420,680.
With the Lendersa® Conventional loan calculator, you can easily compare current best rates for Conventional, FHA, and USDA loans. It helps assess the necessary income, credit score, reserves, and documentation required for qualification. With this advanced tool, you can conveniently compare Conforming Conventional, USDA, FHA, and VA loans side by side, enabling you to select the most suitable program for your specific financial circumstances in VA.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $285,000 | 0% |
| FHA | $420,680 | 3.5% |
Refer to this table for zip codes: 24219
The aim of Lendersa® is to assist you in securing the most suitable Conventional, USDA, or FHA loan with speed and efficiency. Choose one of three starting methods that align with matching lenders and loan programs tailored to your needs.
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