Explore the differences! FHA VS Conventional loan programs in Big-Stone-Gap, Wise County, Virginia

In 2026, the maximum limit for conventional loans in Big-Stone-Gap, which is in Wise County, VA, is set at $647,200. Meanwhile, the FHA limit for a single-family dwelling is $420,680.

With the Lendersa® Conventional loan calculator, you can easily compare current best rates for Conventional, FHA, and USDA loans. It helps assess the necessary income, credit score, reserves, and documentation required for qualification. With this advanced tool, you can conveniently compare Conforming Conventional, USDA, FHA, and VA loans side by side, enabling you to select the most suitable program for your specific financial circumstances in VA.

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2026 Loan Limits and Down Payment Requirements in Big-Stone-Gap, Wise County, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

Refer to this table for zip codes: 24219

Available Loan Options for Conventional and FHA in Big-Stone-Gap, VA

The aim of Lendersa® is to assist you in securing the most suitable Conventional, USDA, or FHA loan with speed and efficiency. Choose one of three starting methods that align with matching lenders and loan programs tailored to your needs.

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Big-Stone-Gap Lenders

  • First Bank and Trust Company
  • 667 West Main Street, Abingdon, VA, 24210
  • Lends in Virginia
  • First Bank and Trust Company is a relationship-driven and community-focused financial institution that provides personal and commercial banking products and services across its 31 locations in Virginia and Northeast Tennessee.

    The First Bank & Trust Company is a diversified financial services firm with 22 full-service Branches