FHA VS Conventional loan programs in Bristol, Bristol County, Virginia

In 2026, the loan limit for conventional types in Bristol, located in the county of Bristol, VA, is $726,200. The FHA limit for a single-family home is $472,030.

Lendersa®'s Conventional loan calculator helps you compare today’s best rates between Conventional, FHA, and USDA loans, checking the necessary income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator shows Conforming Conventional loans, USDA, FHA, and VA channels side by side, guiding you to choose the best program in VA for your specific financial needs.

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Loan Limits for 2026 and Down Payment Requirements in Bristol, County of Bristol, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $472,030 3.5%

This table is relevant to the following zip codes: 24201

Options for Conventional and FHA Loans in Bristol, VA

The aim of Lendersa® is to find you the optimal Conventional, USDA, or FHA loan efficiently with minimal hassle. Select one of three pathways that lead to connections with suitable lenders and loan offers.

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Bristol Lenders

  • First Bank and Trust Company
  • 667 West Main Street, Abingdon, VA, 24210
  • Lends in Virginia
  • First Bank and Trust Company is a relationship-driven and community-focused financial institution that provides personal and commercial banking products and services across its 31 locations in Virginia and Northeast Tennessee.

    The First Bank & Trust Company is a diversified financial services firm with 22 full-service Branches