FHA VS Conventional loan programs in 2026 for Norton, Norton County, Virginia

In 2026, the loan limit for Conventional mortgages in Norton, county of Norton, VA is $726,200. For the same area, the FHA mortgage limit for a single-family home is set at $472,030.

Leverage the Lendersa® Conventional loan calculator to assess today's best rates between Conventional, FHA, and USDA loans. It helps determine necessary qualifications like income, credit score, reserves, and documentation. Use the advanced mortgage calculator to compare Conforming Conventional loans, USDA, FHA, and VA options side-by-side, guiding you to the best program for your financial circumstances in VA.

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Loan ceilings and down payment specifications in Norton, county of Norton, VA for 2026

Loan Category Maximum Loan Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This data applies to the following zip codes: 24273

Explore Conventional and FHA loan opportunities in Norton, VA

Lendersa® is dedicated to promptly securing the best Conventional, USDA, or FHA loans for you with ease. Choose from three different starting points to find compatible lenders and loan programs.

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Norton Lenders

  • First Bank and Trust Company
  • 667 West Main Street, Abingdon, VA, 24210
  • Lends in Virginia
  • First Bank and Trust Company is a relationship-driven and community-focused financial institution that provides personal and commercial banking products and services across its 31 locations in Virginia and Northeast Tennessee.

    The First Bank & Trust Company is a diversified financial services firm with 22 full-service Branches

  • TruPoint Bank
  • 20089 Riverside Drive, Grundy, VA, 24614
  • Lends in Virginia
  • In 1975, a group of individuals had a vision and a dream that banking could and should be better for YOU, the hard working citizens of this region. The goals included helping new businesses to become established and many older ones to expand ... provide opportunities for our children