FHA VS Conventional loan programs in 2026 for Bridgewater, Rockingham County, Virginia
For the year 2026, the conventional loan cap in Bridgewater, situated within Rockingham County, VA, is $726,200. In contrast, the FHA limit for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to examine and compare today's best rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, you can see Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the best program for your financial needs in VA.
Loan Limits and Downpayment Requirements for 2026 in Bridgewater, Rockingham County, VA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the zip codes: 22812
Options for Conventional and FHA Loans in Bridgewater, VA
The mission of Lendersa® is to efficiently secure the best possible Conventional, USDA, or FHA loan options without any hassle. Choose one of the three starting points that result in matching you with suitable lenders and loan programs.
Park View Federal Credit Union is a full-service credit union. In addition to our savings, checking, and investment services, we offer a variety of loan products to meet members' financial needs & provide numerous business services.credit union. In addition to our savings, checking, and investment services, we offer a variety of loan produ
Frontier Community Bank and its affiliates are committed to safeguarding the personal information that you provide us. This notice describes our privacy policy and how we handle and protect personal information we collect about individuals, such as you, who apply for or obtain our products and services.
DCCU is a member-owned, not-for-profit, full service financial cooperative committed to providing affordable financial solutions to its member owners. Founded in 1959, DCCU currently serves more than 100, 000 members and has over $1.5 Billion in assets.headquartered in Waynesboro, operates 13 branches in the Central Shenandoah Valley region.
F&M Bank and its employees dedicate thousands of hours and dollars to the community and local economy. F&M Bank’s corporate philanthropy exceeds $300, 000 annually while our team dedicates their time to civic and nonprofit involvement in the markets where they live, work and play.
Early in the spring of 1909, a group of farmers and merchants gathered to establish a bank in a small Virginia town known then as Stanleyton. On December 3, 1909, Farmers & Merchants Bank, Inc. opened for business with ten thousand dollars in capital stock. Over one hundred-ten years later, this independent and locally-owned bank,
2583 Blue Grass Valley Road, Blue Grass, VA, 24413
Lends in Virginia
With locations in Blue Grass and Monterey, Virginia, we have been serving our neighbors in Highland County, Virginia, and Pendleton County, West Virginia, as well as surrounding counties, since 1915.
We take pride in providing our customers with a level of sincerity and service unlike any other.
The Credit Union is a not-for-profit financial cooperative owned by individual members, like you. Our strength is in our membership. Our goal is to help you reach your financial goals. Your financial success propels our growth and enables us to offer better products and services to all of our members and to be a positive force in the communities
Mahone Mortgage LLC Founded in 2008 We are a local Charlottesville, VA mortgage broker specializing in personalized service for all mortgage needs. Along with our two other loan officers, Larry Saunders and Kim Casteen, we have closed over 1200 loans for over $300, 000, 000 since opening our doors.