FHA VS Conventional loan programs in Collinsville, Henry County, Virginia

In 2026, the conventional loan limit in Collinsville, part of Henry County, VA, is set at $726,200, while the FHA limit for a single-family home stands at $546,250.

Leverage the Lendersa® Conventional loan calculator to evaluate current rates for Conventional, FHA, and USDA loans. Determine what income, credit, reserves, and documents are needed to apply. Our advanced calculator allows you to compare Conventional, USDA, FHA, and VA loans side-by-side to identify which program in VA best fits your particular financial needs.

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2026 Loan Limits & Down Payment Requirements in Collinsville, Henry County, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $428,700 0%
FHA $546,250 3.5%

This table applies to zip codes: 24078

Options for Conventional and FHA Loans in Collinsville, VA

The aim of Lendersa® is to promptly provide the best Conventional, USDA, or FHA loan options with minimal hassle. Begin with one of the three pathways that will connect you with compatible lenders and loan programs.

View matching results for Lendersa USDA loan requests


Collinsville Lenders

  • ValleyStar Credit Union
  • 35 Dupont Rd, Martinsville, VA, 24112
  • Lends in Virginia
  • ValleyStar Credit Union has been serving businesses and families like yours since 1953. It’s our mission to make banking and managing your finances as easy and convenient as possible. We want to get beyond the dry language of mortgages, loans, accounts and credit cards to what you really care about.

  • Movement Bank
  • 201 N. Union Street, Danville, VA, 24541
  • Lends in Virginia
  • At Movement Bank, we’re leading a Movement of Change to make banking enjoyable and empowering by introducing healthy, faithful, and innovative tools to help you maintain financial health. Our bank was founded by African-Americans in 1919 to serve people who had been turned away by other institutions.

  • American National Bank & Trust Company
  • 628 Main St, Danville, VA, 24541
  • Lends in Virginia
  • American National Bank & Trust Company, we believe being local is more than just having an office in the community. It's about looking out for our customers with better banking options and quick, local decisions. It's about supporting local community organizations and working with local businesses that are so vital to our communities.

  • URW Community Federal Credit Union
  • 539 Arnett Boulevard, Danville, VA, 24540
  • Lends in Virginia
  • URW Community Federal Credit Union has been open since 1970. The credit union has assets totaling $224.47 Million and provides banking services to more than 32, 000 members as of March 2022.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a mem

  • Blue Eagle Credit Union
  • 2121 Electric Road, Roanoke, VA, 24018
  • Lends in Virginia
  • Blue Eagle® Credit Union has served the greater Roanoke and Lynchburg areas for nearly 70 years as a member-owned, local not-for-profit financial cooperative with a passion for enriching lives. Credit Union has served the greater Roanoke and Lynchburg areas for nearly 70 years as a member-owned, local not-for-profit financial coop

  • ALCOVA Mortgage LLC
  • 308 Market Street SE., Roanoke, VA, 24011
  • Lends in Virginia
  • "ALCOVA Mortgage started with a friendship. Bound by a common background and inspired by a passion to serve, childhood friends Bobby Nicely, Billy Siple and Rob Lindstrom dreamed of one day starting a business.

    “When I bought my first house, I realized how confusing the mortgage process could be."

  • Roanoke Valley Community Credit Union
  • 723 5th St NE, Roanoke, VA, 24016
  • Lends in Virginia
  • Roanoke Valley Community CU, a member-owned, democratically controlled financial cooperative that exists "Not for Profit, not for Charity, but for Service, " is committed to serve the financial needs of our membership. It is our responsibility to maximize the benefits to our members while maintaining financial stability.