Explore the differences! FHA VS Conventional loan programs in Rocky-Mount, Franklin County, Virginia

In 2025, Convetional loan limit in Rocky-Mount, county of Franklin, VA is $647,200 while FHA limit is $420,680 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in VA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Rocky-Mount, county of Franklin, VA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

The comparison table applies to zip codes: 24151

Conventional and FHA loan options in Rocky-Mount, VA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Glenn Eagle Lending Inc
  • 181-202 Wind Chime Ct, Raleigh, NC, 27615
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Oak City Lending LLC
  • 8512 Six Forks Rd, Suite 102, Raleigh, NC, 27615
  • Our goal at Oak City is to "wow" each of our clients. This means going above and beyond the norm to make each client so happy that he'll tell everyone about it. We also believe attitude is everything, and a positive attitude goes a long way in providing excellent customer service.
  • Advantage Lending, LLC
  • 7521-101 Mourning Dove Road, Raleigh, NC, 27615
  • Advantage Lending is a continuously evolving mortgage lender committed to customer education & transparency. As a full service mortgage banker we handle the processing underwriting & funding of your loan in-house. This level of control over the entire mortgage application & approval process translates to simplicity
  • ADR Mortgage
  • 8522 Six Forks Road, Suite 201, Raleigh, NC, 27615
  • ADRMortgage.com, as a company and individually, have a perfect better business bureau record. While we can't deny that mistakes happen, we employ a 2-person approach to ensuring a smooth closing for your primary (as well as second and investor) home. We have closed over $100, 000, 000 in mortgage loans since 2005 and have 0 BBB complaints.
  • Triangle Lending Group
  • 9350 Falls of Neuse Road, Suite 103, Raleigh, NC, 27615
  • "At Triangle Lending Group, Inc., you will find an experienced team of professionals dedicated to making your home-financing transaction a remarkable experience. Triangle Lending Group was established in 2004. We’re a locally owned and operated firm that truly puts our clients first.
  • LYNK Capital
  • 7100 Six Forks Road, Suite 335, Raleigh, NC, 27615
  • LYNK Capital, mortgage lending is in our blood. In fact, we have decades of experience in this business, with members of our team having either owned or held senior positions in numerous mortgage companies, banks, title companies, and other real estate businesses. We’ve also been property investors ourselves.
  • Raleigh Mortgage Group, Inc
  • 8414 Falls of Neuse Rd, Suite 202, Raleigh, NC, 27615
  • Raleigh Mortgage Group, Inc (RMG) is a licensed Mortgage Broker providing financing for properties located in North Carolina.We have been right here on Six Forks Road in Raleigh since 2001.RMG has survived the economic downturn and is up to date and in compliance with all aspects of the recent mortgage reforms & remains locally owned and operated.
  • GoPrime Mortgage
  • 320 N. Salem, Suite 300, Apex, NC, 27502
  • Our mission since opening in 2005 has always been to connect our customers with the optimal home loan and help create a smooth path to homeownership. We deliver those loans everyday with a personalized experience that meets the unique needs of each borrower and their financial goals.
  • Carolina Equity Services Inc
  • 1111 Pemberton Hill Road, Suite 101, Apex, NC, 27502
  • We have a team of mortgage experts who are ready to help you navigate this important financial commitment. We have closed over 28, 000 mortgage loans for North Carolina homeowners and Lowest rates & closing costs in the Triangle and throughout NC. Jodie Disbro Mortgage Broker with a demonstrated history of working in the real estate industry.
  • GoPrime
  • 320 N. Salem, Suite 300, Apex, NC, 27502
  • GoPrime Mortgage, Inc. is an award-winning, veteran-owned and operated mortgage company with a simple goal: to provide our clients with a path to homeownership and make a positive impact in our community. We make sure the path to homeownership is guided by someone who knows the way