FHA VS Conventional loan programs in 2025 for Martinsville, Martinsville County, Virginia

In 2025, Convetional loan limit in Martinsville, county of Martinsville, VA is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in VA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Martinsville, county of Martinsville, VA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 24112, 24113, 24114, 24115

Conventional and FHA loan options in Martinsville, VA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Cornerstone Financial Credit Union
  • 1701 21st Avenue South, Nashville, TN, 37212
  • Cornerstone Financial Credit Union was founded in 1955, by a group of visionary educators in Davidson County with a philosophy of people helping people with low-cost financial services. Today, our membership base of more than 40, 000 is a diverse group of individuals comprising all walks of life.
  • The Credit Union for Robertson County
  • 3564 Tom Austin Highway, Springfield, TN, 37172
  • The Credit Union for Robertson County was chartered in 1968 by employees of the Jesse Holman Jones Hospital. At that time, it was known as Jesse Holman Jones Hospital Employees Credit Union. In 1983, the membership expanded to include health-related employees and County and City employees.
  • Valor Mortgage, LLC
  • 719 S Main St, Springfield, TN, 37172
  • The name and mission of our company came from an adventure that began in the fall of 2018. One of our friends ‘drafted’ four of us to help with the relief effort immediately following Hurricane Michael, a rare Category 5 storm, which had slammed into the coast of Panama City, Florida.
  • First Financial Federal Credit Union
  • 391 Route 9 North Freehold, Township, NJ, 07728
  • First Financial is a Community Credit Union serving anyone who lives, works, attends school or worships in Monmouth or Ocean Counties. Additionally, First Financial Federal Credit Union is a not-for-profit whose goal is to achieve your financial dreams by defining your dream goals and lifestyle, empowering you through financial education
  • RED OAK MORTGAGE INC
  • 54 Hudson Street, Suite 101, Freehold, NJ, 07728
  • Red Oak Mortgage has built a strong reputation as an outstanding mortgage lender, serving the lending needs of real estate professionals, builders and individual homeowners throughout the state of New Jersey, North Carolina, and South Carolina since 2005. Due to our high level of technology, streamlined process, speedy turn-times
  • Patriot Mortgage LLC
  • 77 W Main St., Freehold, NJ, 07728
  • Patriot Mortgage is committed to offering only the highest quality professional service to our mortgage clients, realtors and associates. We have built a reputation of offering honest, ethical and thorough service. We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals,
  • Navesink River Capital
  • 83 South Street, Suite 101, Freehold, NJ, 07728
  • Navesink River Capital, LLC has been a guiding force within the private lending market, with over a billion dollars funded and 1,500 plus properties financed. Their unsurpassed knowledge of the real estate climate and simplified, streamline loan process has allowed them to remain at the forefront, offering lightning loans from $75,000 to $2 million
  • Reliant Bank
  • 1736 Carothers Parkway, Suite 100, Brentwood, TN, 37027
  • We’re Reliant Bank, a community bank that was built from the ground up on the idea that customer and community should always come first. We do pretty much everything the big banks do. We just do it a little differently – okay, a lot differently. We treat you with respect. And go out of our way to make sure that your banking experience with us.