FHA VS Conventional loan programs in Colonial-Heights, Colonial Heights County, Virginia
In 2026, the conventional loan limit in Colonial-Heights, located in the county of Colonial Heights, VA, is set at $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.
Use the Lendersa® Conventional loan calculator to compare today’s rates for Conventional, FHA, and USDA loans, and determine the necessary income, credit, reserves, and documents for qualification. This advanced mortgage calculator provides a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA loans, helping you decide which program in VA suits your financial needs best.
2026 Loan Limits and Down Payment Requirements in Colonial-Heights, County of Colonial Heights, VA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$428,700
0%
FHA
$420,680
3.5%
This comparison table is applicable to zip codes: 23834
Available Conventional and FHA Loan Options in Colonial-Heights, VA
At Lendersa®, our goal is to connect you quickly and easily with the most beneficial Conventional, USDA, or FHA loan. Choose one of three pathways that lead to matching you with suitable lenders and loan offers.
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We offer the best mortgage tools available on the Internet easy, convenient, online shopping for the best loan programs & most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing & getting the exact loan to meet your specific needs.
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Founded in 1952, State Credit Union operates solely for the benefit of its members. We are a not-for-profit organization, which means our earnings are applied toward better services and rates for those who belong, helping them to become more financially comfortable. State Credit Union operates solely for the benefit of its members.
