FHA VS Conventional loan programs in Colonial-Heights, Colonial Heights County, Virginia
In 2026, the conventional loan limit in Colonial-Heights, located in the county of Colonial Heights, VA, is set at $647,200. Meanwhile, the FHA limit for a single-family home is $420,680.
Use the Lendersa® Conventional loan calculator to compare today’s rates for Conventional, FHA, and USDA loans, and determine the necessary income, credit, reserves, and documents for qualification. This advanced mortgage calculator provides a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA loans, helping you decide which program in VA suits your financial needs best.
2026 Loan Limits and Down Payment Requirements in Colonial-Heights, County of Colonial Heights, VA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$428,700
0%
FHA
$420,680
3.5%
This comparison table is applicable to zip codes: 23834
Available Conventional and FHA Loan Options in Colonial-Heights, VA
At Lendersa®, our goal is to connect you quickly and easily with the most beneficial Conventional, USDA, or FHA loan. Choose one of three pathways that lead to matching you with suitable lenders and loan offers.
Commonwealth Mortgage and Investments, is a local mortgage company located in Chester, Virginia and has been servicing the Tri-City area for the past 25 years in the same location. They offer all type of mortgage loans and also With over 20 years in the business, we specialize in VA loans and have some of the best VA interest rates in the area.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
4495 Crossings Boulevard, Prince George, VA, 23875
Lends in Virginia
Fort Lee Federal Credit Union is a community-chartered credit union headquartered in Prince George, VA. Since 1952, the credit union has provided affordable financial services to the community through checking, savings, and loan products. The credit union currently serves almost 17, 000 members.
Hopewell Chemical Federal Credit Union has been open since 1965. The credit union has assets totaling $49.69 Million and provides banking services to more than 3, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups
Call Federal Credit Union provides passionately local banking by opening doors to your financial health. Our mission is to establish relationships that allow us to offer the right products and services that lead to positive financial results for our members and their families. Call Federal was founded in 1962.
9401 Courthouse Rd, Suite 303, Chesterfield, VA, 23832
Lends in Virginia
Capitol Mortgage Group was created with one goal in mind, finding a Better Way to home loan financing. As an independent mortgage broker, Capitol Mortgage Group has access to hundreds of mortgage lenders across the country. We sort thru and handpick the lenders that not only offer the most aggressive interest rates
1100 Boulders Parkway, Suite 601, Richmond, VA, 23225
Lends in Virginia
Dominion Energy Credit Union was created by, and for the benefit of Dominion Energy employees. We offer the same personal financial services as the big banks, but, unlike most banks, we offer incredible rates, minimal fees, and service that exceeds expectations. We go the extra mile to let each member know they are valued and appreciated.
Virginia Credit Union was founded in 1928, originally as State Employees’ Credit Union. Through the decades, we have created financial products and services to help guide members in their financial lives and give them new knowledge and understanding of their finances. In everything we do, our work allows members to live with confidence.
7400 Beaufont Springs Drive, Suite 300, Richmond, VA, 23225
Lends in Virginia
Kore Mortgage LLC is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
