FHA VS Conventional loan programs in 2026 for Fort-Lee, Prince George County, Virginia

For 2026, the Conventional loan limit in Fort-Lee of Prince George County, VA is $647,200, while the FHA cap for a single-family home reaches $535,900.

Leverage the Lendersa® Conventional loan calculator to assess the best available rates for Conventional, FHA, and USDA loans today. Discover the necessary income, credit, reserves, and documents for qualification. This advanced mortgage calculator places Conforming Conventional, USDA, FHA, and VA loans side by side, facilitating your choice of the most suitable program in VA for your financial needs.

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2026 Loan Limits and Downpayment Requirements in Fort-Lee, Prince George County, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $428,720 0%
FHA $535,900 3.5%

This table is relevant for these zip codes: 23801

Discover Conventional and FHA Loan Options in Fort-Lee, VA

The aim of Lendersa® is to connect you swiftly and easily to the optimal Conventional, USDA, or FHA loan. Choose from one of three pathways that will match you with suitable lenders and programs.

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Fort-Lee Lenders

  • Fort Lee Federal Credit Union
  • 4495 Crossings Boulevard, Prince George, VA, 23875
  • Lends in Virginia
  • Fort Lee Federal Credit Union is a community-chartered credit union headquartered in Prince George, VA. Since 1952, the credit union has provided affordable financial services to the community through checking, savings, and loan products. The credit union currently serves almost 17, 000 members.

  • Hopewell Chemical Federal Credit Union
  • 702 Elm Street, Hopewell, VA, 23860
  • Lends in Virginia
  • Hopewell Chemical Federal Credit Union has been open since 1965. The credit union has assets totaling $49.69 Million and provides banking services to more than 3, 000 members as of March 2022.

    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups

  • Trinity Mortgage Group, LLC
  • 116 Scrimshaw Drive, Chester, VA, 23836
  • Lends in Virginia
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Commonwealth Mortgage & Investments, Inc
  • 3740 West Hundred Road, Chester, VA, 23831
  • Lends in Virginia
  • Commonwealth Mortgage and Investments, is a local mortgage company located in Chester, Virginia and has been servicing the Tri-City area for the past 25 years in the same location. They offer all type of mortgage loans and also With over 20 years in the business, we specialize in VA loans and have some of the best VA interest rates in the area.

  • The Bank of Southside Virginia
  • 17208 Halligan Park Rd., Carson, VA, 23830
  • Lends in Virginia
  • BSV has a long and proud history of serving the community. While we operate over 15 locations today, we have very humble beginnings and strong roots.

    The Bank of Southside Virginia has origins that begin in 1905 when the Bank of Stony Creek was chartered. In 1911, the Bank of Carson opened for business

  • Call Federal Credit Union
  • 4605 Commerce Road, Richmond, VA, 23234
  • Lends in Virginia
  • Call Federal Credit Union provides passionately local banking by opening doors to your financial health. Our mission is to establish relationships that allow us to offer the right products and services that lead to positive financial results for our members and their families. Call Federal was founded in 1962.

  • Capitol Mortgage Group
  • 9401 Courthouse Rd, Suite 303, Chesterfield, VA, 23832
  • Lends in Virginia
  • Capitol Mortgage Group was created with one goal in mind, finding a Better Way to home loan financing. As an independent mortgage broker, Capitol Mortgage Group has access to hundreds of mortgage lenders across the country. We sort thru and handpick the lenders that not only offer the most aggressive interest rates

  • Dominion Energy Credit Union
  • 1100 Boulders Parkway, Suite 601, Richmond, VA, 23225
  • Lends in Virginia
  • Dominion Energy Credit Union was created by, and for the benefit of Dominion Energy employees. We offer the same personal financial services as the big banks, but, unlike most banks, we offer incredible rates, minimal fees, and service that exceeds expectations. We go the extra mile to let each member know they are valued and appreciated.

  • Virginia Credit Union
  • 7500 Boulder View Drive, Richmond, VA, 23225
  • Lends in Virginia
  • Virginia Credit Union was founded in 1928, originally as State Employees’ Credit Union. Through the decades, we have created financial products and services to help guide members in their financial lives and give them new knowledge and understanding of their finances. In everything we do, our work allows members to live with confidence.