FHA VS Conventional loan programs in 2026 for Countryside, Loudoun County, Virginia

In 2026, the Conventional loan limit for Countryside, located in the county of Loudoun, VA, is set at $1,089,300. Meanwhile, the FHA limit for a single-family home is $1,089,300.

The Lendersa® Conventional loan calculator allows you to compare top rates of Conventional, FHA, and USDA loans available today. Find out about income, credit, reserves, and documents needed to qualify. Our comprehensive mortgage calculator displays Conforming Conventional alongside USDA, FHA, and VA loans, enabling you to select the ideal program for your financial status in VA.

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2026 Loan Limits and Down Payment Needs in Countryside, Loudoun County, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $1,089,300 3%
USDA $776,600 0%
FHA $1,089,300 3.5%

This comparison applies to zip codes: 20165

Conventional and FHA Loan Possibilities in Countryside, VA

Lendersa® is committed to quickly securing the best available Conventional, USDA, or FHA loan options for you without hassle. Choose one of three startup options to connect with lenders and loan programs that match your requirements.

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Countryside Lenders

  • Potomac Mortgage Advisors LLC
  • 46169 Westlake Drive, Potomac Falls, VA, 20165
  • Lends in Virginia
  • our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • Mable Loans, LLC
  • 560 Herndon Pkwy, Suite 140, Herndon, VA, 20170
  • Lends in Virginia
  • Mable is all you need for everything Mortgage + Real Estate. When looking for your home, choosing the right mortgage and real estate team is important just like choosing the right property. Mable has agreements with the top lenders in the country and wholesale pricing resulting in lower rates and payments for you.

  • Main Street Home Loans
  • 19775 Belmont Executive Plaza, Suite 350, Ashburn, VA, 20147
  • Lends in Virginia
  • Main Street Home Loans was founded on the philosophy that “One size does NOT fit all.” Especially when it comes to your home. We take a very consultative approach with every client to ensure that this new mortgage fits within their short- and long-term financial goals.Each of our Home Loan Consultants understand.

  • Oakview Capital
  • 9911 Mill Run Drive, Great Falls, VA, 22066
  • Lends in Virginia
  • Oakview, we believe a strong start makes for a strong finish to this challenging process. Our goal at the onset is to understand your needs. We invest extra time to get to know you, your situation, and all the other aspects of the transaction that may influence the final outcome.

  • Strategic Federal Credit Union
  • 22110 Pacific Boulevard, Suite 100, Sterling, VA, 20166
  • Lends in Virginia
  • Strategic FCU is a not-for-profit, cooperative financial institution owned and governed by its members. Members' deposits are Federally insured and Strategic FCU is Federally regulated by the National Credit Union Administration (NCUA). Our sole purpose is to provide our members with the best possible financial services at the lowest cost.

  • John Marshall Bank
  • 1943 Isaac Newton Square East, Suite 100, Reston, VA, 20190
  • Lends in Virginia
  • JMB is a commercial-focused community bank serving businesses and consumers in Northern VA, Maryland, and DC. Our presence is found in the businesses that fuel the local economy. We’re in the background, championing nonprofits and helping them drive their mission forward. But what truly sets us apart is our team.

  • Mortgage X Home Loans
  • 1984 Isaac Newton Square W, Suite 304, Reston, VA, 20190
  • Lends in Virginia
  • Mortgage X Home Loans As the Mortgage Lending has evolved so have we. Mortgage regulations and guidelines are constantly changing. We are on top of the information wave. Great rates, low cost and customer satisfaction is standard business based on our model. We strive to provide more.Established in 2002.

  • Colonial Mortgage Capital
  • 11890 Sunrise Valley Drive, Reston, VA, 20191
  • Lends in Virginia
  • Colonial Mortgage Capital is more than just a mortgage lender. We provide continual financial guidance to help you manage your debt, make the best financial decisions, and save money — even after you move into your new home. We take the guesswork out of the home buying process so you can, make the best decisions for your financial future.