FHA VS Conventional loan programs in 2026 for Lowes-Island, Loudoun County, Virginia

For 2026, the conventional loan limit in Lowes-Island, within the county of Loudoun, VA, is $970,800. Meanwhile, the FHA limit for a single-family home is $970,800.

Use the Lendersa® Conventional loan calculator to discover today's prime rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional loans, USDA, FHA, and VA loans, assisting you in selecting the best program in VA for your financial needs.

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Loan Limits and Down Payment Requirements for 2026 in Lowes-Island, County of Loudoun, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $970,800 3%
USDA $657,900 0%
FHA $970,800 3.5%

This table applies to the zip codes: 20165

Options for Conventional and FHA Loans in Lowes-Island, VA

Lendersa® aims to deliver the best possible Conventional, USDA, or FHA loan swiftly and conveniently. Choose one of three starting paths that match you with suitable lenders and loan programs.

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  • Farmers & Merchants Bank
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    While this is an open forum, we intend to maintain a family-friendly atmosphere, so please use appropriate language at all times when posting and/or commenting on our wall.

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