Explore the differences! FHA VS Conventional loan programs in Lakeside, Henrico County, Virginia

In 2026, the conventional loan limit for Lakeside, in Henrico county, VA, is $726,200. The FHA limit for a single-family home is $546,250.

Use the Lendersa® Conventional loan calculator to explore today's best rates for Conventional, FHA, and USDA loans, determining the necessary income, credit, reserves, and documents for qualification. View Conforming Conventional loans, USDA, FHA, and VA side by side with our advanced mortgage calculator, assisting you in choosing the best option for your financial situation in VA.

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Loan Limits and Down Payment Requirements for 2026 in Lakeside, County of Henrico, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $428,700 0%
FHA $546,250 3.5%

Applicable to zip codes: 23228

Conventional and FHA Loan Options in Lakeside, VA

Lendersa® aims to provide you with the best available Conventional, USDA, or FHA loan quickly and hassle-free. Choose one of three paths that match you with lenders and loan programs suitable for your needs.

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Lakeside Lenders

  • Connects Federal Credit Union
  • 7700 Shrader Road, Richmond, VA, 23228
  • Lends in Virginia
  • Connects Federal Credit Union is an independent, not-for-profit financial cooperative. Connects FCU is owned by its members, who are shareholders. Member share deposits provide the funds for loans to members and the income from loan interest is used to meet expenses and pay dividends on member accounts.

  • Henrico Federal Credit Union
  • 9401 West Broad Street, Henrico, VA, 23294
  • Lends in Virginia
  • Henrico Federal Credit Union was chartered in 1967 to serve the employees of Henrico County, Virginia. A credit union built on the core principle of relationships, we strive to provide the highest level of financial service to our members while demonstrating the traditional credit union philosophy of People Helping People.

  • 1st Financial Mortgage Corp
  • 1516 Willow Lawn Drive, Richmond, VA, 23230
  • Lends in Virginia
  • 1st Financial Mortgage is a Virginia mortgage company based in Richmond that is dedicated to helping Virginia home buyers and homeowners purchase and refinance their homes. We aim to provide extraordinary customer service, excellent interest rates, and low closing costs for every customer.

  • Professional Mortgage Corp
  • 1311 High Point Ave, Richmond, VA, 23230
  • Lends in Virginia
  • Professional Mortgage Corp., a Virginia Corporation was established in 1987 and has the distinction of being the oldest locally owned and located mortgage company licensed by the Virginia Bureau of Financial Institutions. It was founded by lifetime Virginia Residents Tim Estes and Herbert Weisberger

  • Fidelity Capital Mortgage Company
  • 4905 Dickens Road, Suite 103, Richmond, VA, 23230
  • Lends in Virginia
  • Fidelity Capital Mortgage Company (FCMC) is an independent Mortgage Lender dedicated to providing our customers with superior service. Our mortgage professionals are committed to making sure each client understands their financing options, and gets the loan that best meets their needs

  • Friendly Rehab Funds, Virginia-Based Private Real Estate Lending
  • 1516 Willow Lawn Dr, Suite 103, Richmond, VA, 23230
  • Lends in Virginia
  • We at Friendly Rehab Funds understand how hard it is to find an investment property right now with the low inventory of homes on the market. Below, we have attached a very insightful link on 91 ways to find houses below market value. Our top 5 favorites include:value. Our top 5 favorites incl

  • Richmond Mortgage Inc.
  • 1650 Willow Lawn Dr, Suite 301, POB 6784, Richmond, VA, 23230
  • Lends in Virginia
  • Since 2000, we’ve funded a total of $62 Million to investment businesses developing single-family homes, land, multi-family and commercial properties in Virginia, Washington, D.C., and Maryland. Upon approval, we provide fast funding of loans secured solely by your real property—no credit check required.

  • MAK Financial
  • 5609 B Patterson Ave, Richmond, VA, 23226
  • Lends in Virginia
  • MAK Financial is a boutique mortgage company serving the entire state of Virginia from our Richmond Headquarters. Our business is completely built on the referrals from our past clients, Realtors, financial advisors & other lending institutions.Our reputation as fair, honest & ethical & has allowed our firm to prosper on repeat business.

  • Partners Financial Federal Credit Union
  • 1200 New York Avenue, Glen Allen, VA, 23060
  • Lends in Virginia
  • Partners Financial Federal Credit Union began as Richmond Federal Employees’ Federal Credit Union (later changed to Richmond Federal Credit Union) on May 23, 1958. At the time, membership was limited to employees of the U.S. Government who worked in or who were headquartered in Richmond.