FHA VS Conventional loan in Laurel, Henrico County, Virginia
In 2026, the conventional loan limit within Laurel, in the county of Henrico, VA, is $726,200. In contrast, for a single-family home, the FHA limit is set at $546,250.
Utilize the Lendersa® Conventional loan calculator to assess today’s leading rates for Conventional, FHA, and USDA loans. It helps in determining the income, credit, reserves, and necessary documents for qualification. Compare Conforming Conventional loans, USDA, FHA, and VA options side by side with our advanced calculator, aiding your decision on the best program for your financial needs in VA.
2026 Loan Limits and Down Payment Requirements in Laurel, County of Henrico, VA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$428,700
0%
FHA
$546,250
3.5%
This comparison table is applicable to zip codes: 23228
Available Conventional and FHA Loan Options in Laurel, VA
Lendersa® aims to swiftly connect you with the best Conventional, USDA, or FHA loan options without hassle. Choose one of three beginning paths that will guide you to the right lenders and loan programs.
Connects Federal Credit Union is an independent, not-for-profit financial cooperative. Connects FCU is owned by its members, who are shareholders. Member share deposits provide the funds for loans to members and the income from loan interest is used to meet expenses and pay dividends on member accounts.
Henrico Federal Credit Union was chartered in 1967 to serve the employees of Henrico County, Virginia. A credit union built on the core principle of relationships, we strive to provide the highest level of financial service to our members while demonstrating the traditional credit union philosophy of People Helping People.
1st Financial Mortgage is a Virginia mortgage company based in Richmond that is dedicated to helping Virginia home buyers and homeowners purchase and refinance their homes. We aim to provide extraordinary customer service, excellent interest rates, and low closing costs for every customer.
Professional Mortgage Corp., a Virginia Corporation was established in 1987 and has the distinction of being the oldest locally owned and located mortgage company licensed by the Virginia Bureau of Financial Institutions. It was founded by lifetime Virginia Residents Tim Estes and Herbert Weisberger
Fidelity Capital Mortgage Company (FCMC) is an independent Mortgage Lender dedicated to providing our customers with superior service. Our mortgage professionals are committed to making sure each client understands their financing options, and gets the loan that best meets their needs
Friendly Rehab Funds, Virginia-Based Private Real Estate Lending
1516 Willow Lawn Dr, Suite 103, Richmond, VA, 23230
Lends in Virginia
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1650 Willow Lawn Dr, Suite 301, POB 6784, Richmond, VA, 23230
Lends in Virginia
Since 2000, we’ve funded a total of $62 Million to investment businesses developing single-family homes, land, multi-family and commercial properties in Virginia, Washington, D.C., and Maryland. Upon approval, we provide fast funding of loans secured solely by your real property—no credit check required.
MAK Financial is a boutique mortgage company serving the entire state of Virginia from our Richmond Headquarters. Our business is completely built on the referrals from our past clients, Realtors, financial advisors & other lending institutions.Our reputation as fair, honest & ethical & has allowed our firm to prosper on repeat business.
Partners Financial Federal Credit Union began as Richmond Federal Employees’ Federal Credit Union (later changed to Richmond Federal Credit Union) on May 23, 1958. At the time, membership was limited to employees of the U.S. Government who worked in or who were headquartered in Richmond.
