FHA VS Conventional loan programs in Laurel, Henrico County, Virginia

In 2026, the conventional loan limit within Laurel, in the county of Henrico, VA, is $726,200. In contrast, for a single-family home, the FHA limit is set at $546,250.

Utilize the Lendersa® Conventional loan calculator to assess today’s leading rates for Conventional, FHA, and USDA loans. It helps in determining the income, credit, reserves, and necessary documents for qualification. Compare Conforming Conventional loans, USDA, FHA, and VA options side by side with our advanced calculator, aiding your decision on the best program for your financial needs in VA.

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2026 Loan Limits and Down Payment Requirements in Laurel, County of Henrico, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $428,700 0%
FHA $546,250 3.5%

This comparison table is applicable to zip codes: 23228

Available Conventional and FHA Loan Options in Laurel, VA

Lendersa® aims to swiftly connect you with the best Conventional, USDA, or FHA loan options without hassle. Choose one of three beginning paths that will guide you to the right lenders and loan programs.

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  • INTEGRITY FEDERAL CREDIT UNION
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    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • The Andover Bank
  • 19 Public Square, Andover, OH, 44003
  • In 1884, just one year after the founding of Andover, Ohio, a group of individuals organized a private bank under a partnership association. The mission of the bank was to serve the financial needs of the local residents.

    For one hundred and thirty five years later, the role of the Andover Bank has remained basically unchanged

  • AGS Financial Mortgage
  • 766 Ashdale Way, Greer, SC, 29651
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  • Simplified Mortgage Solutions, LLC
  • 3125 Hebron Drive, Suite 101, West Columbia, SC, 29169
  • SMS we pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you.



    Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan

  • Transformation Home Loans LLC
  • 333 Jade Blvd, Streetsboro, OH, 44241
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  • Quick Real Estate Funding Nationwide Private Lender
  • 40 Richards Ave, Suite 300, Norwalk, CT, 06854
  • Quick Real Estate Funding we are finding new ways to make Private Money Funding more accessible. We have the resources to invest in many different markets, we have been able to gain a lot of experience providing funds for real estate across the state, including a ground up construction loan in Connecticut.

  • Jamestown Area Community FCU
  • 915 East Second Street, Jamestown, NY, 14701
  • To provide a wide variety of financial services at the lowest possible cost to our members and to support the community and the Credit Unions in our area with the philosophy of:

    ""It's my credit union; it belongs to me.""
    When you walk into the credit union lobby, or call a loan officer

  • Superior Financial Services, Inc
  • 4466 Darrow Rd, Suite 17, Stow, OH, 44224
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  • UHS Employees Federal Credit Union
  • 33-57 Harrison Street, Johnson City, NY, 13790
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    The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups,

  • Wayne County Community Federal Credit Union
  • 311 Kaufman Drive, Smithville, OH, 44677
  • Wayne County Community Federal Credit Union was officially organized on June 7, 1966 as the Wayne County School Employees Federal Credit Union. Seven very foresighted school employees (Sam Yelic, Charles Deane, Wayne Kornhaus, Neal Retherford, Fred Kloha, Russell Knight and Kenneth Barton) met on that June date

  • The Pataskala Banking Company
  • 354 S. Main St., Pataskala, OH, 43062
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  • Southern Chautauqua Federal Credit Union
  • 168 East Fairmount Avenue, Lakewood, NY, 14750
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    Vision Statement: Southern Chautauqua Federal Credit Union’s vision is to be a resource to the community by offering its members the best financial service and value….period.