FHA VS Conventional loan programs in Highland-Springs, Henrico County, Virginia

For 2026, the conventional loan limit in Highland-Springs, part of the county of Henrico, VA, is $647,200. Meanwhile, the FHA limit for a single-family home is $535,900.

Utilize the Lendersa® Conventional loan calculator to explore today's best rates for Conventional, FHA, and USDA loans, determining the income, credit, reserves, and documents needed to qualify. This advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side for optimal selection in VA.

Explore loan offers from a pool of 100 lenders

Loan Limits and Down Payment for 2026 in Highland-Springs, County of Henrico, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $428,720 0%
FHA $535,900 3.5%

Applies to zip codes: 23075

Conventional and FHA Loan Options in Highland-Springs, VA

The aim of Lendersa® is to swiftly deliver the best possible Conventional, USDA, or FHA loan options without hassle. Choose one of three paths to connect with matching lenders and programs.

Lendersa USDA loan request and matching results


Highland-Springs Lenders

  • 804Mortgage, LLC
  • 708 Chimborazo Blvd, Richmond, VA, 23223
  • Lends in Virginia
  • We are a full-service mortgage company based in Richmond, VA. We specialize in VA Loans, FHA Loans,& JUMBO Loans in Richmond. We also serve the surrounding cities in Richmond City County. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership or save you money when getting your new lower monthly payment.

  • 1st Call Mortgage LLC
  • 8339 Wetherden Drive, Mechanicsville, VA, 23111
  • Lends in Virginia
  • 1st Call Mortgage LLC mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • Atlantic Union Bank
  • 1051 E Cary St, Suite 103, Richmond, VA, 23219
  • Lends in Virginia
  • Atlantic Union Bankshares Corporation is the holding company for Atlantic Union Bank. Atlantic Union Bank has 149 branches located throughout Virginia, and in portions of Maryland and North Carolina. We believe people have a right to expect more from the companies they do business with – and they can expect more from Atlantic Union Bank.

  • LendingDeck
  • 1401 E Cary St, Suite 400-A, Richmond, VA, 23219
  • Lends in Virginia
  • LendingDeck is a nationwide lender that provides short-term fix & flip loans and long-term rental financing for real estate investors. Our loans, often called hard money loans, can be used for purchasing or ReFinancing non-owner occupied residential properties, funding renovation projects, and financing long-term rentals.

  • Richmond Virginia Fire Police Credit Union
  • 900 Hermitage Road, Richmond, VA, 23220
  • Lends in Virginia
  • The Richmond Virginia Fire Police Credit Union, Inc. is sponsored by the City of Richmond, Virginia's Department of Fire and Emergency Services, Police Department and its affiliates. We are a member-owned, not-for-profit financial cooperative. Our mission is to serve the most precious commodity which is our members and their families.

  • Credit Union of Richmond
  • 1601 Ownby Lane, Richmond, VA, 23220
  • Lends in Virginia
  • Credit Union of Richmond, Virginia’s longest continuously running credit union. We are a member-owned financial cooperative that is dedicated to building members dreams by offering quality personalized services that go above and beyond to fulfill your financial needs. Every member has different financial needs.

  • Liberty Mortgage Corporation
  • 2501 Monument Ave, Richmond, VA, 23220
  • Lends in Virginia
  • Liberty Mortgage has been serving the Richmond community with mortgage lending options and superior customer service from experienced local experts. Located in the heart of the fan district in the Branch Museum of Architecture, Liberty Mortgage is one of the only remaining independent mortgage brokers in the city.

  • Brightleaf Mortgage LLC
  • 8678 Oakham Drive, Mechanicsville, VA, 23116
  • Lends in Virginia
  • Brightleaf Mortgage, we take a consultative approach to the home loan process by customizing each transaction to help our customers achieve their home financial goals. Any loan officer can get you a loan. Our mission is to get you the right loan for your Richmond, Virginia home.Integrity is the cornerstone of Brightleaf Mortgage.

  • 1st Financial Mortgage Corp
  • 1516 Willow Lawn Drive, Richmond, VA, 23230
  • Lends in Virginia
  • 1st Financial Mortgage is a Virginia mortgage company based in Richmond that is dedicated to helping Virginia home buyers and homeowners purchase and refinance their homes. We aim to provide extraordinary customer service, excellent interest rates, and low closing costs for every customer.