FHA VS Conventional loan programs in Highland-Springs, Henrico County, Virginia

For 2026, the conventional loan limit in Highland-Springs, part of the county of Henrico, VA, is $647,200. Meanwhile, the FHA limit for a single-family home is $535,900.

Utilize the Lendersa® Conventional loan calculator to explore today's best rates for Conventional, FHA, and USDA loans, determining the income, credit, reserves, and documents needed to qualify. This advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side for optimal selection in VA.

Explore loan offers from a pool of 100 lenders

Loan Limits and Down Payment for 2026 in Highland-Springs, County of Henrico, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $428,720 0%
FHA $535,900 3.5%

Applies to zip codes: 23075, 23223

Conventional and FHA Loan Options in Highland-Springs, VA

The aim of Lendersa® is to swiftly deliver the best possible Conventional, USDA, or FHA loan options without hassle. Choose one of three paths to connect with matching lenders and programs.

Lendersa USDA loan request and matching results


  • PRIME TIME MORTGAGE CORPORATION
  • 275 US-22, Springfield Township, Springfield, NJ, 07081
  • Prime Time Mortgage Corp. is a full service Mortgage Banker offering Residential Conventional, FHA/VA and Alt-A loans in NJ, NY, FL and VA. We also offer commercial loans in every state. We are a direct lender and have in-house processing for all loan files. We work with each borrower.

  • Atlantic Federal Credit Union NJ
  • 37 Market Street, Kenilworth, NJ, 07033
  • Atlantic Federal Credit Union was founded in 1935 by a group of AT&T Western Electric employees in Kearny, New Jersey. They were dedicated to building a not-for-profit financial cooperative to meet their savings and borrowing needs — an especially formidable task in that depression era.

  • County Educators Federal Credit Union
  • 16 East Lincoln Avenue, Roselle Park, NJ, 07204
  • For over 85 years, County Educators FCU has been helping people like you achieve their financial goals. We are proud of the wide range of valuable financial services we offer, from affordable Checking & Savings programs to convenient low-cost lending services. We can offer your employees a great employee benefit at absolutely no cost to you.

  • FDU Federal Credit Union
  • 12 Main Street, Suite 4, Madison, NJ, 07940
  • FDU Federal Credit Union Founded in 1965, Fairleigh Dickinson University Federal Credit Union (FDU FCU) is a federally chartered credit union serving the University's students, faculty, and staff. Since then, many other local businesses and organizations have joined FDU FCU. As a non-profit, FDU FCU strives to support members in achieving.

  • Alliance Bank & Trust Company
  • 292 W Main Ave, Gastonia, NC, 28052
  • Alliance Bank & Trust is committed to being the premier financial services organization in our market and to provide outstanding quality service to our customers. We are committed to analyzing our customer’s financial needs and ensuring that we provide them with the financial products

  • The Conway National Bank
  • 1400 Third Ave, Conway, SC, 29526
  • Since 1903, Conway National Bank has strived to be a trusted friend and a bank of opportunity for generations of families, businesses, and individuals. Equipped with the most advanced banking technology, and with offices throughout Horry County (pronounced “o’ree”), the Grand Strand, and the Waccamaw Neck area of Georgetown County,

  • Community Savings
  • 425 Main Street, Caldwell, OH, 43724
  • Community Savings is a community-oriented financial institution that provides customized loan and deposit services for personal and small business needs. Keeping technology at the forefront, Community Savings has never been more accessible than now. Community Savings is committed to reinvesting funds locally.

  • The Farmers and Merchants Bank
  • 430 North Street, Caldwell, OH, 43724
  • For over one hundred years now, The Farmers and Merchants Bank has been recognized as a cornerstone and a leading financial partner in the community. Located on the Square in the Caldwell Business District, the bank has occupied the same building; adapting it for their changing needs