Explore the differences! FHA VS Conventional loan programs in Sandston, Henrico County, Virginia

In the year 2025, the conventional loan limit in Sandston, located in Henrico County, VA, is set at $726,200. For a single-family home, the FHA limit is $546,250.

Utilize the Lendersa® Conventional loan calculator to assess current rates for Conventional, FHA, and USDA loans. Determine the income, creditworthiness, reserves, and documentation required to qualify. Our advanced mortgage calculator provides side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the optimal program for your financial situation in VA.

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2025 Loan Limits and Downpayment Requirements in Sandston, Henrico County, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $428,700 0%
FHA $546,250 3.5%

Relevant for zip codes: 23150, 23250, 23231

Available Options for Conventional and FHA Loans in Sandston, VA

The target of Lendersa® is to efficiently provide you with the best Conventional, USDA, or FHA loan, without hassle. Choose one of three avenues that link you with compatible lenders and suitable loan programs.

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  • Cardinal Credit Union
  • 8500 Westport Drive, Mentor, OH, 44060
  • Cardinal is proud to announce their 5-star rating, recently awarded by Bauer Financial. Bauer Financial is a financial rating agency who provides depositor-focused ratings of banks and credit unions in the United States. The Company’s rating scale runs from zero to five, the strongest institutions being granted 5-star ratings.
  • Union Capital Mortgage
  • 7676 Reynolds Road, Mentor, OH, 44060
  • At Union Capital, home loans are all we do. Since 1995, we have worked to become a trusted lending partner to countless realtors and customers. Realtors depend on us to help their buyers get into the ideal home. Customers we serve return to us again and again – we have gotten to know thousands of them personally over the past 20 years.
  • Rapid Response Mortgage Services LLC
  • 416 Highland Avenue, Building B, Suite E, Cheshire, CT, 06410
  • Rapid Response Mortgage With a fixed rate mortgage, payments for the interest rate and the principal remain fixed over the life of the loan. As a result, monthly loan payments stay the same over the life of the loan. Taxes, however, may change according to your local or state tax laws
  • Lake Shore Savings Bank
  • 128 East Fourth Street, Dunkirk, NY, 14048
  • Lake Shore Savings is a community oriented financial institution originally chartered as a savings and loan association in New York in 1891. We are dedicated to serving the financial needs of consumers and businesses within its market area. We are primarily engaged in the business of attracting deposits from the general public
  • First Connecticut Credit Union
  • 159 South Turnpike Road, Wallingford, CT, 06492
  • Our membership is open to anyone who works for an employer group of 500 employees or less within the state of Connecticut that provides Direct Deposit. Membership also extends to immediate family or household members. Once you join First Connecticut Credit Union, even if you leave your current employer.
  • Allied Funding Group
  • 130 North Main Street, Wallingford, CT, 06492
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs
  • Platinum Mortgage Solutions Inc
  • 33 Fair Street, Suite 101, Wallingford, CT, 06492
  • Platinum Mortgage Solutions, our goal is always excellent customized customer service with superior mortgage knowledge, providing our clients the guidance and service they need, whenever they need it! Whether it’s buying a new home or refinancing an existing home, the Platinum team has your back. Licensed in Connecticut & Florida.
  • The Ohio Educational Credit Union
  • 2921 Community College Avenue, Cleveland, OH, 44115
  • The Ohio Educational Credit Union (OHecu) is a full-service financial institution. Our goal is to recognize and understand the unique financial needs of our individual members and fulfill those needs through a variety of diversified products. Credit Union (OHecu) is a full-service financial institution.