Explore the differences! FHA VS Conventional loan programs in Richmond, Richmond County, Virginia
In 2026, the conventional loan limit in Richmond, located in Richmond county, VA, is $726,200, whereas the FHA limit for a single-family home is $546,250.
Utilize Lendersa®'s Conventional loan calculator to compare today's best rates between Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage tool displays Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in deciding the best program in VA for your financial needs.
2026 Loan Limits and Downpayment Requirements in Richmond, Richmond, VA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$546,250
3.5%
This table applies to zip codes: 23222
Explore Conventional and FHA Loan Options in Richmond, VA
The goal of Lendersa® is to quickly connect you with the best Conventional, USDA, or FHA loan, avoiding hassle. Choose from three starting points to align with the ideal lenders and loan programs.
Integrity first Mortgage Company, our goal is to make it easy and affordable for borrowers to find solutions to their financial challenges. As a result, we make the process easy for you to get the loan you need. Above all, Integrity First Mortgage provides lending on a large variety of residential properties throughout
Highlands Mortgage is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
White Rose Credit Union offers the amenities of a big bank, with small town charm and personalized customer service. Serving over 11, 000 members at 5 public branches, membership is open to those who live, work, worship, attend school or own a business in York or Adams County Pennsylvania.
At Traditions Bank. We’re a full-service community bank that’s committed to helping our customers, communities and team members make their mark on the world. Our sole purpose is to help you succeed, and while our business may be banking, our heart is people.
We’re an honest, intentional financial partner with best-in-class team members
Orrstown Bank one of the largest independent community banks in the region. Headquartered in Shippensburg, Pennsylvania, Orrstown continues to provide a full range of consumer, business, and wealth management services to its neighbors. We get to know our clients and our clients know they can count on us.
Bridgeton Onized Federal Credit Union has been open since 1939. The credit union has assets totaling $46.63 Million and provides banking services to more than 6, 000 members.
The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups
5574 Garden Village Way, Suite B-3, Greensboro, NC, 27410
Integrity Mortgage Group offers wide range of lending programs, including first time home buyer/FHA loans as well as loans for well-established customers thinking about second homes, vacation homes, investment properties, rental units, and "fixer-uppers." We also have a variety of money-saving refinancing options.
At First Carolina Mortgage, we have been proudly serving the Greensboro, Triad, North Carolina area since 1990. We strive to render professional service in a friendly atmosphere. Our loan officers have the skills and experience to meet your lending needs. Customer satisfaction will always be our top priority.
