In 2025, the conventional loan limit in Richmond, located in Richmond county, VA, is $726,200, whereas the FHA limit for a single-family home is $546,250.
Utilize Lendersa®'s Conventional loan calculator to compare today's best rates between Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents required for qualification. Our advanced mortgage tool displays Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in deciding the best program in VA for your financial needs.
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $546,250 | 3.5% |
This table applies to zip codes: 23222, 23223, 23220, 23221, 23226, 23227, 23224, 23225, 23230, 23235, 23234, 23219, 23173, 23218, 23232, 23249, 23260, 23261, 23269, 23274, 23276, 23278, 23282, 23284, 23285, 23286, 23289, 23290, 23291, 23292, 23295, 23298
The goal of Lendersa® is to quickly connect you with the best Conventional, USDA, or FHA loan, avoiding hassle. Choose from three starting points to align with the ideal lenders and loan programs.
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
