Explore the differences! FHA VS Conventional loan programs in Montrose, Henrico County, Virginia

In 2025, Convetional loan limit in Montrose, county of Henrico, VA is $726,200 while FHA limit is $546,250 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in VA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Montrose, county of Henrico, VA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $428,700 0%
FHA $546,250 3.5%

The comparison table applies to zip codes: 23223, 23231

Conventional and FHA loan options in Montrose, VA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Boom Mortgage LLC
  • PO Box 2004, Saint Augustine, FL, 32085
  • Our mission at Boom Mortgage is to assist americans in achieving the dream of home ownership. We set out to make the loan process simple for all of our clients. We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products investment tools, mortgages and best of all quality service.
  • First United Credit Union
  • 3140 Ivanrest Avenue SW, Grandville, MI, 49418
  • First United CU was originally chartered in 1937 to serve the Leonard Refrigerator Plant and was later known as Kelvinator Employees Credit Union. Changes occurred over the years, yet members remained loyal and sustained our vision. We have experienced solid growth and assisted other CUs with merger opportunities.
  • Rivertown Community Credit Union
  • 3121 Macatawa Drive SW, Grandville, MI, 49418
  • Rivertown Community Federal Credit Union proudly serves the financial needs of the local community. We value our relationships with our members and provide unconditional, understanding, local service. We believe that combining both friendly employees and intelligent technology puts us in a position to provide that awesome service.
  • Grand River Bank
  • 4471 Wilson Ave SW, Grandville, MI, 49418
  • Founded by twenty-three West Michigan business and professional leaders and supported by nearly 750 initial investors, Grand River Bank opened for business on April 30, 2009. From the outset, our mission has been to build a bank that provides an exceptional experience to its customers, a rewarding environment for its team members
  • Grand Rapids Mortgage, LLC
  • 4301 Canal Ave. SW, Suite 2667, Grandville, MI, 49418
  • Whether purchasing or refinancing a home, Lisa work's hard to ensure that you get the best loan program at the best rate, and the service that allows you to enjoy the experience of home ownership. ‍ Lisa began her career in the mortgage industry in 2016 as a Mortgage Loan Assistant.
  • VSI Home Lending
  • 151 44th St, Grandville, MI, 49418
  • VSI was open in 05/1998 with the intent on assisting people with the dream of home ownership. We have continued over the years to grow our influence in the local economy by doing just this. We look forward to continued growth in the future and also VSI assist homeowners in buying, building and refinancing their homes.
  • Elevation Mortgage LLC
  • 2905 Wilson Avenue, Suite 106, Grandville, MI, 49418
  • At Elevation Mortgage, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
  • Polaris Home Funding Corporation
  • 151 44th Street SW, Grandville, MI, 49418
  • Polaris Home Funding Corporation is a privately held mortgage banking company based out of Grand Rapids Michigan. Polaris was founded with the goal of providing the best customer service to our clients and we are proud to say that we have had the same ownership since our inception in 1997.
  • COURTESY FIRST HOME LENDERS
  • 110 N Marion St, Athens, AL, 35611
  • Courtesy First Home Lenders was incorporated on January 29th, 2004 for the purpose of providing our community with quality mortgage products and exemplary service. After spending 23 years in all areas of the financial services industry and additional 4 years specializing in mortgage originations I felt the time was right to open a local
  • Coast2Coast Lending
  • 93 King St, Saint Augustine, FL, 32084
  • cost of homes usually requires a mortgage to make this become a reality. Let Coast2Coast Lending help you with this very important decision. Mortgage rules are changing all the time, let our highly qualified mortgage advisors answer all of your loan questions and concerns.We have mortgage products to fit most borrower’s needs.