Explore the differences! FHA VS Conventional loan programs in Poquoson, Poquoson County, Virginia

In the year 2025, the conventional loan limit in Poquoson, located in the county of Poquoson, VA, is $726,200, whereas the FHA limit for a single-family home is $507,150.

Utilize the Lendersa® Conventional loan calculator to compare the best rates available today for Conventional, FHA, and USDA loans, determining the necessary income, credit, reserves, and documents for qualification. With our advanced mortgage calculator, you can review Conforming Conventional loans, USDA, FHA, and VA side by side to choose the most suitable program in VA for your financial situation.

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Loan Limits and Down Payment Requirements for 2025 in Poquoson, County of Poquoson, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $0 0%
FHA $507,150 3.5%

This table is applicable to the zip codes: 23662

Conventional and FHA Loan Options in Poquoson, VA

The goal of Lendersa® is to swiftly connect you with the best possible Conventional, USDA, or FHA loan without hassle. Choose one of three starting options that lead to matching lenders and loan programs.

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  • Metro Mortgage Corporation
  • 2001 Assembly St, Suite 202, Columbia, SC, 29201
  • Since 1993 Metro Mortgage Corporation has been providing mortgage financing to home buyers and home owners. We are full service mortgage professionals offering a complete line of mortgage loan programs. We have closed thousands of loans but more importantly we have helped thousands of people
  • Edens & White Mtg., Inc
  • 2221 Bull Street, Columbia, SC, 29201
  • Our Company was founded in 1998 by Al Edens (NMLS: 195469) and M-L White. Al and M-L have both been in the mortgage and financial field for over 25 years. Our company's profile is to have a Company that we would trust our families' mortgage needs to. We strive to have competitive products, up- to- date technology, knowledge.
  • VP Capital Lending
  • 1413 Calhoun St, Columbia, SC, 29201
  • VP Capital Lending, through its simplified real estate investment loan process, strives to provide our clients with both simple and fast financing. We have built a reputation for building and maintaining long-term relationships with our clients. Whether you are looking to Fix & Flip a property, purchase a property for rental income, or invest.
  • Midland Mortgage Corporation
  • 1500 Richland St, Suite 2611, Columbia, SC, 29201
  • Midland Mortgage makes it possible everyday with their prompt personal service professional & experienced loan officers & knowledgeable staff. Guaranteed competitive rates with a wide variety of mortgage options to meet your specific needs. As an independent mortgage banker Midland has the flexibility to offer you the unique financing you need.
  • Hudson Valley Credit Union
  • PO Box 1071, Poughkeepsie, NY, 12602
  • Today, Hudson Valley Credit Union is a full service not-for-profit financial cooperative, 300, 000+ members strong. We extend membership to our neighbors who live, work, worship, volunteer or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester Counties.
  • Appalachian Community Federal Credit Union
  • 5034 Bobby Hicks Highway, Suite 2, Johnson City, TN, 37615
  • The Appalachian Community Federal Credit Union of today is pleased to serve any persons who live, work, worship or attend school in Carter, Hawkins, Sullivan, Unicoi or Washington Counties, Tennessee, as well as the city of Bristol, TN/VA, the city of Norton, VA, and Wise, Scott and Washington Counties, Virginia.
  • Healthcare Financial Federal Credit Union
  • 20 York Street, Room 80CB, New Haven, CT, 06510
  • On February 21, 1950, Connie Enright fulfilled his dream. Along with 6 fellow co-workers, he prepared a charter certificate to form a credit union & submitted it for approval to the National Credit Union Administration, federal agency that regulates federal credit unions. HealthCare Financial Federal Credit Union is located in New Haven, CT, USA.
  • Huntington C & O Railway Employees Federal Credit Union
  • 901 Sixth Avenue, Huntington, WV, 25701
  • Huntington C&O Railway Employees Federal Credit Union has been open since 1986. It's the 25th largest credit union in West Virginia with assets totaling $38.66 Million and providing banking services to more than 5, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing financial banking services
  • Elmira Savings Bank
  • 333 E Water St, Elmira, NY, 14901
  • Elmira Savings Bank is a full service community bank headquartered in Elmira, NY. The bank currently has thirteen full-service locations in Chemung, Tompkins, Cayuga & Steuben Counties, as well as one loan center located in Broome County. Elmira Savings Bank strives to provide above-average returns to our shareholders while providing a broad range.