Explore the differences! FHA VS Conventional loan programs in Bellows-Falls, Windham County, Vermont

In 2026, the maximum limit for conventional loans in Bellows-Falls, Windham, VT is $647,200, whereas, for a single-family home, the FHA cap is $420,680.

With Lendersa®'s Conventional loan calculator, you can compare today's top rates for Conventional, FHA, and USDA loans. Determine income, credit, reserves, and documentation needed for qualification. This advanced tool lets you view Conforming Conventional loans, USDA, FHA, and VA side by side, helping you select the best option for your financial needs in VT.

Check out loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Bellows-Falls, Windham, VT

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

These specifications apply to the following zip codes: 5101

Options for Conventional and FHA Loans in Bellows-Falls, VT

The primary aim of Lendersa® is to provide you with the most suitable Conventional, USDA, or FHA loan promptly and seamlessly. Choose one of three starting points to find matching lenders and loan plans.

Results from Lendersa USDA loan request matching


Bellows-Falls Lenders

  • FIRST HOMELAND MORTGAGE, LLC
  • 345 Hillwinds Road, Brattleboro, VT, 05301
  • Lends in Vermont
  • We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.

    We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.

  • Members 1st Credit union
  • 10 Browne Court, Brattleboro, VT, 05301
  • Lends in Vermont
  • Members 1st Credit Union is a member-owned financial cooperative chartered in 1957. You are eligible to join our credit union if you live or work in the following counties: Windham, Windsor, Bennington and Rutland Counties in Vermont; Sullivan and Cheshire Counties in New Hampshire; Franklin county in Massachusetts

  • THE BRATTLEBORO SAVINGS AND LOAN ASSOCIATION
  • 221 Main Street, Brattleboro, VT, 05301
  • Lends in Vermont
  • Since our beginning in 1912, Brattleboro Savings & Loan has become a staple of the Brattleboro area by creating and providing competitive financial services and solutions to help the surrounding communities flourish. We are an independent, full-service, community-focused financial institution focused on providing exceptional personal service

  • FIRST CHOICE MORTGAGE SERVICES, LLC
  • 139 Main Street, Suite 615, Brattleboro, VT, 05301
  • Lends in Vermont
  • First Choice Mortgage Services is a privately-owned, full-service mortgage broker offering Conventional, FHA, VA, Investor and Jumbo loans to finance the purchase of your first home, vacation home, condominium, or investment property. The key to our success has been a combination of consistently offering the lowest possible rates.

  • Vermont VA Federal Credit Union
  • 1285 VA Cutoff Road, White River Junction, VT, 05001
  • Lends in Vermont
  • Vermont VA Federal Credit Union has been open since 1939. It's the 12th largest credit union in Vermont with assets totaling $32.41 Million and providing banking services to more than 2, 000 members as of March 2022.

    The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services