FHA VS Conventional loan programs in 2026 for Chester, Windsor County, Vermont

In 2026, the conventional loan limit in Chester, situated in Windsor county, VT is set at $726,200, while the FHA limit for a single-family residence is $472,030.

Use the Lendersa® Conventional loan calculator to assess and compare the best rates available today among Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation required to qualify. Our advanced mortgage calculator allows you to view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in your decision about the best program in VT for your financial needs.

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Loan Limits and Downpayment Requirements for 2026 in Chester, Windsor, VT

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table applies to the following zip codes: 5143

Conventional and FHA Loan Options in Chester, VT

The objective of Lendersa® is to connect you with the best possible Conventional, USDA, or FHA loan swiftly and without hassle. Start with one of three options to match with suitable lenders and loan programs.

Lendersa USDA Loan Request and Matching Results


Chester Lenders

  • FIRST HOMELAND MORTGAGE, LLC
  • 345 Hillwinds Road, Brattleboro, VT, 05301
  • Lends in Vermont
  • We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.

    We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.

  • Members 1st Credit union
  • 10 Browne Court, Brattleboro, VT, 05301
  • Lends in Vermont
  • Members 1st Credit Union is a member-owned financial cooperative chartered in 1957. You are eligible to join our credit union if you live or work in the following counties: Windham, Windsor, Bennington and Rutland Counties in Vermont; Sullivan and Cheshire Counties in New Hampshire; Franklin county in Massachusetts

  • THE BRATTLEBORO SAVINGS AND LOAN ASSOCIATION
  • 221 Main Street, Brattleboro, VT, 05301
  • Lends in Vermont
  • Since our beginning in 1912, Brattleboro Savings & Loan has become a staple of the Brattleboro area by creating and providing competitive financial services and solutions to help the surrounding communities flourish. We are an independent, full-service, community-focused financial institution focused on providing exceptional personal service

  • FIRST CHOICE MORTGAGE SERVICES, LLC
  • 139 Main Street, Suite 615, Brattleboro, VT, 05301
  • Lends in Vermont
  • First Choice Mortgage Services is a privately-owned, full-service mortgage broker offering Conventional, FHA, VA, Investor and Jumbo loans to finance the purchase of your first home, vacation home, condominium, or investment property. The key to our success has been a combination of consistently offering the lowest possible rates.

  • NeighborWorks of Western Vermont
  • 110 Marble Street, West Rutland, VT, 05777
  • Lends in Vermont
  • NeighborWorks of Western Vermont, we are all things home. We work to help Vermonters become educated about finances and homeownership, find homes to purchase, get the loans they need to buy homes, and renovate their existing homes to make them healthy, safe, and affordable. We believe that homeownership and connected neighborhoods support people.