FHA VS Conventional loan programs in Springfield, Windsor County, Vermont

As of 2026, the conventional loan limit in Springfield, within Windsor County, VT, is set at $726,200. Meanwhile, the FHA loan limit stands at $472,030 for single-family properties.

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Loan calculator comparison

The Lendersa® Conventional loan calculator can be utilized to contrast today's top Conventional, FHA, and USDA rates, ultimately helping you assess income, credit, reserves, and required documentation for qualification. With our advanced mortgage calculator, view Conforming loans, USDA, FHA, and VA programs side by side to determine the most suitable option for your specific financial scenario in VT.

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In 2026, examine loan caps and down payment necessities in Springfield, Windsor County, VT

Loan Category Maximum Loan Amount Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 05150

Explore Conventional and FHA loan solutions in Springfield, VT

The aim of Lendersa® is to provide you with the optimal Conventional, USDA, or FHA loan quickly and efficiently. Choose from three initial approaches to connect with matching lenders and loan programs.

  1. Comprehensive request for Conventional/USDA/FHA loan tuning
  2. Access Conventional, USDA, and FHA rates & terms early
  3. Utilize the extensive directory of Conventional lenders
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Springfield Lenders


  • Vermont VA Federal Credit Union
  • 1285 VA Cutoff Road, White River Junction, VT, 05001
  • Lends in Vermont

  • Vermont VA Federal Credit Union has been open since 1939. It's the 12th largest credit union in Vermont with assets totaling $32.41 Million and providing banking services to more than 2, 000 members as of March 2022.

    The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services

  • Mascoma Savings Bank
  • 263 Maple Street, White River Junction, VT, 05001
  • Lends in Vermont

  • Mascoma Bank is a mutually owned bank and not for sale. With no shareholders to please, we are committed to remaining independent and to re-investing profits in our community. Our first priority has always been—and always will be—you, our customers. We are different than other banks and give you the security of a long-term relationship.

  • Heritage Family Credit Union
  • 30 Allen St, Rutland, VT, 05701
  • Lends in Vermont

  • The purpose of the Heritage Family Credit Union is to provide friendly, personable, high quality services for the entire family. The Credit Union will strive to offer convenient, cost effective services while maintaining financial stability. Heritage Family Credit Union’s vision is families prospering through cooperation.
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