FHA VS Conventional loan programs in 2026 for Poultney, Rutland County, Vermont

As of 2026, the limit for conventional loans in Poultney, within the county of Rutland, VT, is $726,200. Meanwhile, the cap for FHA loans, applicable to a single-family home, is $472,030.

Utilize the Lendersa® Conventional loan calculator to analyze today’s best rates among Conventional, FHA, and USDA options, and determine the necessary income, credit, reserves, and documentation to qualify. The advanced mortgage calculator allows a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the program in VT that best fits your financial needs.

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2026 Loan Limits and Downpayment Details for Poultney, Rutland, VT

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is relevant for the following zip codes: 05764

Discover Conventional and FHA Loan Options in Poultney, VT

Lendersa® aims to fast-track your path to the best Conventional, USDA, or FHA loan without hassle. Choose one of three starting points to connect with matching lenders and loan programs.

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Poultney Lenders

  • NeighborWorks of Western Vermont
  • 110 Marble Street, West Rutland, VT, 05777
  • Lends in Vermont
  • NeighborWorks of Western Vermont, we are all things home. We work to help Vermonters become educated about finances and homeownership, find homes to purchase, get the loans they need to buy homes, and renovate their existing homes to make them healthy, safe, and affordable. We believe that homeownership and connected neighborhoods support people.

  • Heritage Family Credit Union
  • 30 Allen St, Rutland, VT, 05701
  • Lends in Vermont
  • The purpose of the Heritage Family Credit Union is to provide friendly, personable, high quality services for the entire family. The Credit Union will strive to offer convenient, cost effective services while maintaining financial stability. Heritage Family Credit Union’s vision is families prospering through cooperation.

  • White River Credit Union
  • 96 North Main Street, Rochester, VT, 05767
  • Lends in Vermont
  • The White River Credit Union is a full service, member-owned, not-for-profit financial institution. Our members comprise a radius around the Bethel, Randolph, & Rochester area. The White River Credit Union was formed in 1947 when five citizens in Rochester, Vermont wanted to create a small, friendly lending co-op to service the valley community.