FHA VS Conventional loan programs in Chico, Kitsap County, Washington
In 2026, the conventional loan limit for Chico, located in the county of Kitsap, WA, is $726,200. Meanwhile, the FHA limit for a single-family home is $563,500.
The Lendersa® Conventional loan calculator is a useful tool to assess today's best rates among Conventional, FHA, and USDA loans. It helps figure out the income, credit, reserves, and documents necessary to qualify. You can use our advanced mortgage calculator to view Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in choosing the best program in WA that fits your financial needs.
Loan Limits and Downpayment Requirements for 2026 in Chico, Kitsap County, WA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$398,300
0%
FHA
$563,500
3.5%
This comparison table pertains to zip codes: 98312
Available Conventional and FHA Loan Options in Chico, WA
The goal of Lendersa® is to swiftly provide the best possible Conventional, USDA, or FHA loan without complications. Choose from three starting points to find lenders and programs that align.
Northeast Schools and Hospital Credit Union has as its mission the responsibility for providing an efficient, effective, and well-managed financial institution that meets the needs of its membership. In order to accomplish this mission, NSHCU will continue a sound yet progressive asset management strategy
Pineland Bank began as Alma Exchange Bank & Trust and was chartered on September 13, 1939 in Alma GA when directors Valene Bennett, Nathan Cohen, M E Jones, John Mullis and J F Ramsey received permission to convert Alma Exchange Credit Union to a state chartered financial institution.
A not-for-profit financial cooperative owned by its members, State Employees' Credit Union (SECU) has been providing employees of the state of North Carolina and their families with consumer financial services for 84 years. The Credit Union also offers a diversified line of financial advisory services including retirement and education planning.
Ulster Federal Credit Union is a non-profit association of member owners whose goal is to provide a variety of financial services that feature benefits and advantages over those generally available from other banking sources and to encourage their use with the specific intent of helping our members improve their personal financial status.
Ulster Savings Bank is more than just banking! We offer a full line of products and services for both personal and business such as insurance, payroll services, tax preparation and wealth management. business such as insurance, payrol A leader in community giving, Ulster Savings Bank is actively involved in the communities we serve
Nationwide Residential Mortgage We approve people to purchase or refinance homes, including divorce buyouts. Our free consultation and personalized planning helps you own your home for less. Free true pre-approvals for purchases and, if needed, develop a plan to repair credit and get prepared to purchase a home.
Acer Mortgage Company have been helping customers afford the home of their dreams for many years and we love what we do. Our Easy Application guides you through your mortgage financing and connects you directly to your loan officer and realtor. Acer Mortgage Company originates mortgage loans and consults with home buyers and owners.
1521 Concord Pike, Suite 100, Wilmington, DE, 19803
Newrez LLC (Newrez) is a leading nationwide mortgage lender and servicer. As a lender, NewRez focuses on offering a breadth of industry-leading products, supported by a loan process that blends both human interaction and the benefits of technology into an unparalleled customer experience.
