FHA VS Conventional loan programs in 2026 for Port-Orchard, Kitsap County, Washington
In 2026, the Conventional loan limit for Port-Orchard, located in Kitsap County, WA, stands at $647,200, whereas the FHA limit for a single-family home is $497,950.
The Lendersa® Conventional loan calculator helps you compare today's best rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed to qualify. Our advanced mortgage tool places side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA options, assisting you in choosing the best program for your financial situation in WA.
Loan Limits and Downpayment Requirements for 2026 in Port-Orchard, Kitsap County, WA
Loan Type
Loan Limit
Minimum Down Payment
Conventional Conforming
$647,200
3%
USDA
$370,400
0%
FHA
$497,950
3.5%
This table applies to zip codes: 98366
Conventional and FHA Loan Options in Port-Orchard, WA
The objective of Lendersa® is to secure you the best possible Conventional, USDA, or FHA loan swiftly and hassle-free. Choose one of three starting points for matching with suitable lenders and loan programs.
450 Port Orchard Blvd, Suite 220, Port Orchard, WA, 98366
Lends in Washington
American First Lending Corporation is a direct lender focused on superior execution and customer satisfaction. We pride ourselves in providing our clients with superior service while maintaining the highest standard of professional integrity in the ever changing residential lending landscape.
Kitsap Credit Union has a unique culture that is infectious among its employees. We create a safe, fun, and friendly working environment where all employees are valued. To help support our mission of members joining together to build a stronger community, KCU employees are often volunteering in the community or at community events.
345 Knechtel Way NE Suite 200, Bainbridge Island, WA, 98110
Lends in Washington
BLG gives you access to multiple lenders and dozens of loan programs allowing us to help find you a great rate and terms that meet your needs.Most importantly, we fully prequalify you so when you make an offer, local REALTORS will place more trust in an approval letter from us because they know we deliver.
5400 California Ave SW, Suite B, Seattle, WA, 98136
Lends in Washington
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with competitive interest rates and closing costs. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
Blue Square Mortgage, customers always come first. Anytime you have a question or concern, you can get the support you need. We are here to guide you through the entire mortgage process from start to finish. We don't look at your successful purchase of your first home through Blue Square Mortgage as an ending. We see it as a beginning
Connection Credit Union (CCU) was founded in 1958 as the City of Bremerton Employees Credit Union. There were 32 original members, who invested $5 each, so the original assets totaled $160. We expanded by adding City of Port Orchard employees, Kitsap County employees and merged Kitcom credit union into our membership base.
We’re Seattle’s credit union, and whether you’re a local or new to Seattle, we’re your partner in growth and prosperity. We’ve been part of Seattle since 1933, investing in our collective future, helping fuel the economy, and supporting our diverse communities through boom and bust.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
ICS is a vertically integrated correspondent commercial mortgage lending company. We have the largest network of commercial and investment real estate lenders in the nation. ICS processes, underwrites, and funds loans for commercial mortgage brokers and investors through our long-term commercial lending relationships with Banks, Private Lenders.
At The Mortgage Broker LLC, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly. The Mortgage Broker LLC, where we specialize in residential mortgages.
