In the year 2026, the conventional loan limit for Navy-Yard-City in Kitsap county, WA, is set at $647,200, whereas for a single-family home, the FHA limit is $497,950.
Make use of the Lendersa® Conventional loan calculator to contrast today’s leading rates for Conventional, FHA, and USDA loans. It helps you assess the necessary income, credit, reserves, and documentation required. Our sophisticated mortgage calculator displays the Conforming Conventional loans alongside USDA, FHA, and VA loans, supporting you in selecting the most beneficial program for your financial situation in WA.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $370,400 | 0% |
| FHA | $497,950 | 3.5% |
This comparison table is applicable to zip codes: 98312
The aim of Lendersa® is to provide the best possible Conventional, USDA, or FHA loan swiftly and without complications. Choose one of three initial steps to find lenders and loan programs that fit your needs.
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