FHA VS Conventional loan in Bethel, Kitsap County, Washington

In 2025, the conventional loan limit in Bethel, county of Kitsap, WA is $726,200, whereas the FHA limit for a single-family home reaches $563,500.

Utilize the Lendersa® Conventional loan calculator to compare the best available rates today among Conventional, FHA, and USDA loans. Determine necessary income, credit level, reserves, and documents for qualification. Our sophisticated mortgage calculator offers side-by-side views of Conforming Conventional, USDA, FHA, and VA loans, guiding you to choose the most suitable program in WA based on your financial needs.

Explore loan offers from 100 different lenders

2025 Loan Limits and Down Payment Requirements in Bethel, County of Kitsap, WA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $398,300 0%
FHA $563,500 3.5%

This comparison table is relevant to zip codes: 98367

Conventional and FHA Loan Opportunities in Bethel, WA

Lendersa®'s goal is to help you secure the best Conventional, USDA, or FHA loan quickly and easily. Choose one of three starting options to match with appropriate lenders and loan programs.

Outcomes for USDA loan requests and matches provided by Lendersa


  • MANNING FINANCIAL GROUP, INC
  • 9412 N US Highway 1, Sebastian, FL, 32958
  • We're a full service Florida Mortgage Company with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to USDA, VA and FHA mortgages. We have access to a full range of mortgage programs and all of our Florida mortgage specialists are dedicated to finding the right loan-with the best rates
  • First Hawaiian Mortgage
  • 910 Honoapiilani Hwy, Suite 2, Lahaina, HI, 96761
  • At First Hawaiian Mortgage. We are located in Lahaina, Maui but service the entire State of Hawaii. First Hawaiian Mortgage is a correspondent lender offering Fannie Mae, Freddie Mac, FHA, VA, USDA products and we have aligned ourselves with portfolio lenders so we can offer a full range of loan products
  • Creative Financial
  • 320 Ohukai Rd, Suite 413, Kihei, HI, 96753
  • Locally Owned and Operated, Broker Kellie Pali- Cruz has access to many banks both local and international! One phone call can save you time and money! Don't be restricted by only one banks offering, allow yourself options! Kellie has many accolades including, The Real Estate Association of Maui's Affiliate Choice Award in 2008.
  • Pacific Home Loans, Inc.
  • 2395 S Kihei Rd, Suite 205, Kihei, HI, 96753
  • Pacific Home Loans offers a wide variety of loans, from First-Time Home Buyer programs to VA loans to Alt Doc loans for the self-employed. We offer more programs than any other mortgage provider in the state of Hawaii. We are able to do this because we are both a mortgage banker and mortgage broker.
  • Core Mortgage Financial
  • 25 Homestead Rd. N Ste #41-B, Lehigh Acres, FL, 33936
  • Core Mortgage Financial believes in the American dream of home ownership and understands the effort it takes to get there. But you shouldn’t have to work hard to find a loan, too. That’s where we come in. Our business is based on you, our client.We are considered experts in all loan programs.
  • AMC Mortgage Corporation
  • 20103 Cheetah Lane, Fort Myers, FL, 33913
  • Full service mortgage company serving Maryland, Pennsylvania and Florida. Acclaimed as one of America's top mortgage brokers. AMC also portfolios mortgage loans. AMC provides all types of mortgages from Fannie Mae, Freddie Mac, FHA, VA, USDA, construction loans to commercial loans.
  • Marine Bank & Trust
  • 571 Beachland Blvd, Vero Beach, FL, 32963
  • Marine Bank & Trust As a true community bank, we are committed to the success of the community, its residents and its businesses. All Marine Bank employees live in the local area and Marine Bank directors are actively involved in being a resource to help our communities grow and prosper.
  • Enterprise Lending Group Inc
  • 24600 S Tamiami Trail #212, Bonita Springs, FL, 34134
  • "Enterprise Lending Group, Inc.’s sole responsibility is to you, the borrower. We are not affiliated with any one bank. Instead we have the ability to select from a portfolio of lenders. The result is a loan tailored to meet your company’s needs rather than meeting the requirements of a single lender."
  • Onomea Federal Credit Union
  • 27-251 Old Mamalahoa Highway, Papaikou, HI, 96781
  • "Onomea Federal Credit Union has been open since 1939. The credit union has assets totaling $22.25 Million and provides banking services to more than 2,000 members. The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member"
  • Ocean Mortgage Capital
  • 601 21st Street, Suite 300, Vero Beach, FL, 32960
  • Ocean Mortgage Capital, Inc. (OMC), whose principal has 20+ years of lending experience, is the premier residential mortgage broker on Florida's Treasure Coast. OMC handles all of your mortgage financing needs - including conventional and FHA loans, No-Doc Mortgage investor loans and Reverse Mortgages.
  • Wilson Mortgage Services
  • PO Box 332, Cornwall, PA, 34135
  • Wilson Mortgage Services Inc is committed to providing personalized origination service for your mortgage financing needs. We've been in business since 1997 and have established business relationships with numerous lenders in an effort to help borrowers. Eileen Wilson, the owner, personally handles your file from start to finis