Explore the differences! FHA VS Conventional loan programs in Parkwood, Kitsap County, Washington

In 2026, the conventional loan limit for a single-family residence in Parkwood, Kitsap County, WA, is $726,200. Meanwhile, the FHA loan cap is $563,500.

Try the Lendersa® Conventional loan calculator to evaluate the best available rates today for Conventional, FHA, and USDA loans. Assess the needed income, credit, reserves, and documents for qualification. Our advanced mortgage calculator presents side-by-side assessments of Conforming Conventional, USDA, FHA, and VA loans, aiding in the selection of the ideal program in WA for your financial setup.

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Parkwood, Kitsap County, WA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $398,300 0%
FHA $563,500 3.5%

This comparison table is relevant to the zip codes: 98366

Loan Options for Conventional and FHA in Parkwood, WA

Lendersa® is committed to securing the best available Conventional, USDA, or FHA loan options for you efficiently. Choose one of three starting paths to connect with matching lenders and tailored loan packages.

Lendersa USDA loan requests and matching results


  • Principle Home Mortgage
  • 1402 S. Atherton Street, Suite 002, State College, PA, 16801
  • We're Principle Home Mortgage - a full service Pennsylvania mortgage broker offering the loans that will fit your needs. Our offices are located in State College, and we have decades of experience in Pennsylvania mortgages. Our mission is to provide exceptional customer service for all borrowers no matter the situation.

  • TRUE HOME MORTGAGE
  • 1315 S Allen St, Suite 207, State College, PA, 16801
  • True Home Mortgage we are a full service mortgage company based in State College. We specialize in First Time Homebuyer Programs in State College. We also serve the surrounding cities such as Bellefonte, Centre Hall, Port Matilda, Philipsburg, Altoona, Tyrone, and Lewistown. Whether you are buying a home of refinancing

  • Mortgage One of the South Inc
  • 15 North Eglin Parkway, Fort Walton Beach, FL, 32548
  • At Mortgage One, we are driven to exceed our client's expectations. Our #1 goal is to facilitate the "American Dream" of homeownership. Our local and friendly team prides itself on providing a professional, seamless transaction with the utmost integrity and knowledge. Mortgage One is not just our name, it is the way we do business

  • Pendleton Community Bank
  • 128 North Main Street, Franklin, WV, 26807
  • PCB is an independent community bank dedicated to providing products and services that facilitate financial success for our customers, encouraging professional success for our team members, and stimulating economic growth in our communities. Serving West Virginia and Virginia since 1925, PCB is Your Bank for Generations.

  • Greenville Heritage Federal Credit Union
  • 520 W Washington Street, Greenville, SC, 29601
  • We have a full range of financial products and services designed to improve the financial lives of our members. Greenville Heritage FCU has consistently earned the Five-Star Superior rating from Bauer Financial Inc. in Coral Gables, Florida. This rating identifies our Credit Union as one of the strongest, financially sound credit unions.

  • BLMC, Inc
  • 15 Whitsett Street, Greenville, SC, 29601
  • Our primary focus naturally tends to be the Upstate of South Carolina because we are headquartered in the heart of Greenville! However, we are licensed to lend throughout the state. So if you are buying a condo downtown, a second home up on Paris Mountain, or a relaxing beach house in Charleston, we are ready to be your mortgage team!!

  • SC Home Lending, LLC
  • 1204-A E Washington St, Greenville, SC, 29601
  • SC Home Lending, LLC We’re making getting a mortgage easier than ever before. Our company
    has an experienced team of brokers on staff. From fast, custom digital quotes to a completely streamlined online loan application and approval
    process, you can get your money and do what you want with it — usually in less than 30 days.

  • Preferred Financial Services
  • 311 Pettigru Street, Greenville, SC, 29601
  • Preferred Financial Services, Greenville, SC has always been to create an opportunity for home owners and home buyers to purchase or refinance their home at a rate that would not only be affordable and lower than any other mortgage company in South Carolina, but would enhance their home buying experience and their bottom line.

  • United Home Loan Service Inc
  • 700 E North St, Unit 3, Greenville, SC, 29601
  • We offer full mortgage services because our clients have different needs. Every situation is different, and what’s best for one person may not be ideal for another. We’re committed to consulting individually with every client to ensure we fit each one with the best product possible.