FHA VS Conventional loan in Enumclaw, King County, Washington

This year, 2026, the conventional loan limit in Enumclaw, situated in the county of King, WA, is established at $977,500. The FHA limit for a one-family home comes to $977,500.

Lendersa® offers a Conventional loan calculator that allows for an in-depth comparison of the leading rates among Conventional, FHA, and USDA loans. This tool helps evaluate the income, credit score, reserves, and paperwork required for eligibility. With our advanced mortgage calculator, you can view Conforming Conventional, USDA, FHA, and VA loans together, assisting you in selecting the most appropriate program for your specific financial situation in WA.

Examine loan offerings from an array of 100 lenders

2026 Loan Limits and Downpayment Criteria in Enumclaw, County of King, WA

Loan Type Loan Limit Down Payment
Conventional Conforming $977,500 3%
USDA $713,000 0%
FHA $977,500 3.5%

This comparison table is applicable to the following zip codes: 98022

Exploring Conventional and FHA Loan Options in Enumclaw, WA

The aim of Lendersa® is to swiftly connect you with the optimal Conventional, USDA, or FHA loan, minimizing hassle. Begin by selecting one of three approaches designed to match you with the right lenders and loan programs.

Lendersa USDA loan request and matching results


  • Foxx Capital Funding, Inc
  • 34-03 Broadway, Astoria, NY, 11106
  • We provide a full range of services to meet your mortgage needs. Foxx Capital Funding Inc. is a New York State Registered Mortgage Broker with a large selection of programs. We have an excellent working relationship with many lenders, and have the knowledge to select the right program to fit the borrowers needs.

  • MK Capital Funding
  • 3908 24th St Ste 5 ​​, Long Island City, NY, 11101
  • MK Capital Funding is a one-stop lending company that focuses on investor’s needs and goals. We place “customers first” and do everything possible to provide great service, competitive rates and terms; as well as advice. We understand that projects are complex and that the lending process can be confusing sometimes.

  • EZ Short Sales
  • 3302 Skillman Ave, 2nd Floor, Long Island City, NY, 11101
  • EZ Short Sales connects home owners and buyers with specialized short sale specialists in their local market area. Users can search any city nationwide and quickly compare the local specialists, and choose the right specialist to work with. Most users search our site to find an specialist to help them Short Sale their home.

  • UNFCU
  • 24-01 44th Road, Long Island City, NY, 11101
  • he United Nations Federal Credit Union (UNFCU), founded in 1947, is a member-owned, not-for-profit cooperative that offers a range of banking, investment and insurance products and services to the global UN community. We have more than 155, 000 members in over 200 countries, assets in excess of USD $6B, and more than 600 employees.

  • RealFi Home Funding Corp
  • 707 Westchester Avenue, Suite 305, White Plains, NY, 10604
  • We are redefining the mortgage process from the ground up by combining an innovative approach with an experienced management team. We combine state-of-the-art technology with in-house expertise creating a seamless, transparent process that transforms mortgage lending from beginning to end.

  • ABS Based Solution
  • 1133 Westchester Avenue, West Harrison, NY, 10604
  • Asset Based Solution (ABS), LLC focuses on real estate and asset-based lending. We are the leading Hard Money Lender in New York & Florida, also lending in Connecticut, Maryland, New Jersey, and Pennsylvania.

    Our mission is to empower real estate investors, beginners or experienced, to seize opportunities they cannot finance themselves. We under

  • AMERIMUTUAL MORTGAGE
  • 18-33 41st Street, 2nd Floor, Astoria, NY, 11105
  • AMERIMUTUAL has been successful in revolutionizing the industry one mortgage at a time. Our company values are grounded in the principles of honesty and fair dealing. For you, this means responsible lending with reasonable fees and you can enjoy a worry-free lending experience from a local Astoria, NY business you can trust.

  • Pyramid Capital Group Inc
  • 26 Village Green, Suite 10, Bedford, NY, 10506
  • Pyramid Capital Group has established itself in the marketplace since 1993 as a company you can trust. We are comprised of professionals whose goal is to help you better understand the loan process and make it a pleasurable one. Our nationwide network of lenders make it possible for us to handle any type of situation ranging.

  • MC Homes Real Estate
  • 1 Padanaram Rd, Suite 102, Danbury, CT, 06811
  • MC Homes Real Estate has been serving Danbury to Stamford, residential real estate and commercial investments since 2001. Our services incorporate the latest technology to help you find your dream home or sell your property at the highest possible price. We have a team of mortgage lenders, inspectors, and contractors to assist you.

  • Mortgage Affiliates of America, Inc.
  • 12 Mill Plain Road, Suite 7, Danbury, CT, 06811
  • Mortgage Affiliates of America, Inc. is a privately held corporation that was initially named Mortgage Affiliates of Connecticut when it was started in 1993. The company was formed to assist borrowers to connect with Lenders. Our function remains exactly the same today.

    Our Business model is designed in a manner that promotes fairness

  • Gem Star Capital LLC
  • 4 Old Mill Plain Rd, 2nd Floor, Danbury, CT, 06811
  • Gem Star Capital, LLC. does not finance owner occupied residential real estate. We offer commercial
    mortgages strictly for non owner occupied real estate. Gem Star Capital, LLC. originates loans under
    the 12 CFR 1024.5(b)(2) business purpose loans that are exempt from coverage under RESPA as
    defined by 12 CFR 1026.3(a)(1) of Regulation Z.