FHA VS Conventional loan in Federal-Way, King County, Washington

In 2026, the Conventional loan limit in Federal-Way, located in the county of King, WA, is $891,250. In contrast, the FHA limit for a single-family home is $891,250.

With Lendersa® Conventional loan calculator, you can compare the top rates for Conventional, FHA, and USDA loans today. You'll be able to assess the income, credit score, reserves, and documentation necessary to qualify. This advanced tool presents a side-by-side view of Conforming Conventional loans along with USDA, FHA, and VA options, enabling you to choose the most suitable program in WA for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Federal-Way, King, WA

Loan Type Loan Limit Down payment
Conventional Conforming $891,250 3%
USDA $659,800 0%
FHA $891,250 3.5%

This comparison table is applicable to the following zip codes: 98023, 98001, 98003, 98063, 98093

Exploring Conventional and FHA Loan Options in Federal-Way, WA

Lendersa® strives to quickly secure the best available loan, be it Conventional, USDA, or FHA, with minimal hassle. Choose one of three paths to connect with matching lenders and appropriate loan programs.

Lendersa USDA loan request and matching results


  • La Jolla Real Estate Services
  • 925 B Street, Suite 403, San Diego, CA, 92101
  • At La Jolla Lending, We are home loan experts dedicated to making sure your home purchase or refinance experience is top-notch. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest

  • United Wholesale Funding
  • 350 10th Ave Ste. 1000, San Diego, CA, 92101
  • At UWM, we’re dedicated to making dreams come true for our team members, our broker partners and homeowners nationwide. Everything we do is designed support our partners’ business and grow the broker channel as a whole. We’re a winning team working together to deliver the fastest turn times in the industry,

  • Griffin Funding
  • 2445 5th Avenue Suite 300, San Diego, CA, 92101
  • Griffin Funding, Inc., is a mortgage company with access to wholesale rates that originates loans throughout the states of Arizona, California, Colorado, Florida, Hawaii, Tennessee, Texas, and Washington. We specialize in VA Loans and Self-Employed Jumbo Loans. Call us today for a free consultation 855-595-6195

  • RanchoTed
  • 710 W. Ivy St, San Diego, CA, 92101
  • The founder of ranchoted, Ted Przybylek, is a well-rounded, highly experienced financial specialist and a private money lending expert. ranchoted stands for genuinely helping people with their real estate financing needs, assisting them through whatever situation they are in. With 30+ years in the lending industry, Ted has assisted buyers and selle

  • Merchants Home Lending
  • 2305 Historic Decatur, Suite 100, San Diego, CA, 92106
  • Merchants Home Lending opened to serve the active and retired military personnel in the State of California. With 50 combined years of experience, Merchants has assisted over 1800 military families purchase a home. Merchants is a proud sponsor of the Wounded Warriors Project and USO.

  • Premier Capital Mortgage
  • 2730 Poinsettia Drive, San Diego, CA, 92106
  • Gail Faber, an award-winning, NMLS licensed mortgage agent and has more than 18 years’ experience in the industry. She exceeds client expectation by providing excellent customer service. Her strong background in escrow and processing makes her unique as she can provide a faster, more efficient, and easier approval process for her clients.

  • Wenhe Mortgage and Realty
  • 2924 Emerson St, Suite 202, San Diego, CA, 92106
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.

  • Shelter Island Capital
  • 2915 Canon St., San Diego, CA, 92106
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.