Explore the differences! FHA VS Conventional loan programs in Tacoma, Pierce County, Washington
As of 2025, the conventional loan limit established in Tacoma, located in Pierce county, WA, is $977,500, while the FHA loan limit for a single-family property is $977,500.
Utilize the Lendersa® Conventional loan calculator to make a comparison between today’s top rates for Conventional, FHA, and USDA loans. You can evaluate the necessary income, credit, reserves, and documents for qualification. This powerful mortgage calculator allows a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA options, assisting in deciding which loan program in WA suits your financial circumstances best.
Loan limits and down payment requirements for 2025 in Tacoma, Pierce county, WA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$977,500
3%
USDA
$713,000
0%
FHA
$977,500
3.5%
The above table comparison corresponds with the following zip codes: 98422, 98421, 98402, 98403, 98404, 98405, 98408, 98409, 98406, 98407, 98465, 98416, 98418, 98444, 98401, 98411, 98412, 98413, 98415, 98417, 98419, 98471, 98481, 98490
Available Conventional and FHA loan alternatives in Tacoma, WA
The mission of Lendersa® is to provide you with a hassle-free and swift path to obtaining the best possible Conventional, USDA, or FHA loan. Choose from three initial pathways that connect you to matching lenders and tailored loan programs.
At SMB we understand each mortgage we provide helps a family locally but also has the ability to provide sustainable, salubrious economic opportunity to those most in need and We offer a variety of products ranging from low down payment mortgages to 90 percent- million dollar cash-out refi's.
14900 Interurban Ave. S. Ste. 271, Seattle, WA, 98138
Empire Financial Services is a national financial loan consultant with over 29 years of industry expertise. In a time when roughly 80% of large bank applications are declined, we have several advantages on our side.
We pride ourselves on our unique blend of experience and exceptional service delivered to every one of our clients, regardless
DSC Capital is a commercial real estate mortgage banking company led by a team of principals with in-depth institutional knowledge of the real estate financing market coupled with exclusive relationships with capital providers. We work with real estate investors and developers to offer customized financing solutions.
WaFd Bank is a national bank, but we’ve tried to act more like a reliable next door neighbor. Ever since we got our start back in 1917, we’ve been helping to build healthy, thriving communities. And, as active members of our communities, we’re truly invested in clients like you—delivering simple, straightforward banking solutions.
Gary W. Beem founded Northwest Commercial Mortgage Company in 1989 with Dave Pontius after working at George Elkins Company. Gary’s major production responsibilities at each of these institutions included commercial loan placement with correspondent life insurance companies and construction lending through the banks.
Jay Crowell Loan Officer - Cornerstone Home Lending
600 University Street, Suite 2828, Seattle, WA, 98101
At Cornerstone Home Lending, Inc., you will find a cohesive team of caring, seasoned professionals who are passionately dedicated to making your home-financing transaction a remarkable experience.
Established in 1988, Cornerstone is a refreshingly unique national home lender with thousands of highly-satisfied clients.
600 University Street, Suite 2401, Seattle, WA, 98101
At LENDINCO, we offer many different loan programs for first-time buyers, investors, and every type of buyer in between. Listed below are just some of the loan programs that we offer. If you would like to speak to an experienced loan originator, fill out our Contact Form or give us a call.
Arboretum Mortgage has grown its business through hard work, careful planning, and by cultivating lasting relationships with our clients built on honest and ethical lending practices. During that time we have funded residential home loans for thousands of individuals and families throughout the Pacific Northwest in excess of 4 billion dollars.
Penrith Home Loans is a full-service mortgage bank providing homebuyers with complete home-financing solutions.Our team offers extensive expertise and a proven history of outstanding customer service. We have a reputation of consistent, reliable performance and look forward to building relationships with our customers upon that foundation.
Broadmark Realty Capital Inc. (NYSE: BRMK) offers short-term, first deed of trust loans secured by real estate to fund the acquisition, renovation, rehabilitation or development of residential or commercial properties. Broadmark Realty Capital manages and services its loan portfolio across a variety of market conditions and economic cycles.
Kitsap Credit Union has a unique culture that is infectious among its employees. We create a safe, fun, and friendly working environment where all employees are valued. To help support our mission of members joining together to build a stronger community, KCU employees are often volunteering in the community or at community events.
making your dreams of tomorrow a reality today. Originating Conventional VA FHA USDA
Jumbo Stated No Doc and NiV DSCR No ratio. our website is top notch and and you view and check the status of your rate with a custom quote with live pricing from our investment banks 24 hours a day
