FHA VS Conventional loan programs in 2026 for Tacoma, Pierce County, Washington
As of 2026, the conventional loan limit established in Tacoma, located in Pierce county, WA, is $977,500, while the FHA loan limit for a single-family property is $977,500.
Utilize the Lendersa® Conventional loan calculator to make a comparison between today’s top rates for Conventional, FHA, and USDA loans. You can evaluate the necessary income, credit, reserves, and documents for qualification. This powerful mortgage calculator allows a side-by-side view of Conforming Conventional loans, USDA, FHA, and VA options, assisting in deciding which loan program in WA suits your financial circumstances best.
Loan limits and down payment requirements for 2026 in Tacoma, Pierce county, WA
Loan Type
Loan Limit
Down payment
Conventional Conforming
$977,500
3%
USDA
$713,000
0%
FHA
$977,500
3.5%
The above table comparison corresponds with the following zip codes: 98422
Available Conventional and FHA loan alternatives in Tacoma, WA
The mission of Lendersa® is to provide you with a hassle-free and swift path to obtaining the best possible Conventional, USDA, or FHA loan. Choose from three initial pathways that connect you to matching lenders and tailored loan programs.
A Northwest original since 1940, we’re one of Washington State’s largest credit unions, driven by the purpose of standing with members, employees and the community through all waves of life. Sound provides authentic and trusted financial support and services with full-service branches around the Puget Sound. credit unions,
Founded in 1934 by nine employees of the City of Tacoma who weren’t getting the financial help they needed at traditional banks, TAPCO Credit Union has always been committed to working families. Originally opened as City Credit Union of Tacoma, our first branch was located under the stairs of the Old City Hall in downtown Tacoma.
Columbia Bank is a Northwest community bank headquartered in Tacoma, Washington, with comprehensive solutions and expertise to meet the evolving needs of businesses and individuals.
Growth is vital to remaining a preferred option for customers. It advances the services and expertise we provide on their behalf
Crux Commercial Partners is a boutique commercial real estate finance firm that specializes in value add solutions for our clients. Our diverse web of relationships and unparalleled industry knowledge carry across local banks/credit unions, large regional banks, CMBS issuers, SBA, Fannie Mae/Freddie Mac and affluent private lenders.
Emerald Pacific Capital LLC was created to be different. When we started this company our vision was to create a company that would be able to help our clients win in life and finances. Our desire is to be unique in the way we provide opportunities for our clients to improve their financial situation through mortgages.
Penny Lane Financial we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use common sense in consulting with you to obtain the best loan possible for your personal unique needs. We provide top-tier quality rates from a wide range of A-rated lenders.
wave Lending group is a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending from a purchase to refinance. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with great rates, terms
Harborstone Credit Union has branch locations in King, Pierce, and Thurston counties to serve our members. Which means we're big enough to offer a wide variety of products and services yet small enough to offer a pleasant and personable atmosphere. When you join Harborstone, you become a part owner of our not-for-profit organization.
After having multiple bad experiences in getting a home loan, Mike Dorman decided there is a better way to help clients obtain financing. Old fashioned customer service, communication and attention to detail have allowed The Dorman Team the honor of helping thousands of clients purchase or refinance their home loan
Established in 1952, Cascade FCU originally served employees of the Cascade Division of the Great Northern Railway. Through railroad mergers, the Burlington Northern Santa Fe developed, which is our largest employee group. In 1982, credit union regulations began allowing credit unions to serve additional employee groups.
