FHA VS Conventional loan programs in 2026 for Fox-Island, Pierce County, Washington

In 2026, the Conventional loan limit in Fox-Island, within Pierce county, WA, is $891,250, while the FHA loan limit for a single-family home is $891,250.

The Lendersa® Conventional loan calculator allows you to assess today's top rates among Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents required for qualification. This advanced mortgage tool presents Conforming Conventional, USDA, FHA, and VA loans side by side, helping identify the best program in WA suitable for your specific financial situation.

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2026 Loan Limits and Down Payment Requirements in Fox-Island, Pierce, WA

Loan Type Loan Limit Down Payment
Conventional Conforming $891,250 3%
USDA $659,800 0%
FHA $891,250 3.5%

This table is relevant to the following zip codes: 98333

Conventional and FHA Loan Options in Fox-Island, WA

At Lendersa®, our mission is to swiftly secure the best possible Conventional, USDA, or FHA loan for you with ease. Select one of the three pathways to find matching lenders and loan programs that suit your needs.

Results for USDA loan requests with Lendersa


Fox-Island Lenders

  • Mortgage Equities Inc
  • 7116 Stinson Avenue, Suite A-205, Gig Harbor, WA, 98335
  • Lends in Washington
  • Mortgage Equities, Inc. a non-bank lender, founded in 1987 to provide commercial real estate loans to acquire property, develop land parcels, construct buildings, bridge short-term need, seize an opportunity, or find a solution to funding a unique property. Our mission is to provide a fast, efficient, reliable funding service.

  • BestWay Lending Inc,
  • 304 35th Avenue Court Northwest, Gig Harbor, WA, 98335
  • Lends in Washington
  • Best Way Lending takes your loan seriously. We take time to evaluate your situation and give you the advice you can depend on to confidently make the offer on your home. Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come.

  • Northwest Mortgage Services, Inc.
  • 7116 Stinson Avenue, Suite A-205, Gig Harbor, WA, 98335
  • Lends in Washington
  • We're Local. We're Veteran Owned. More importantly, we're truly INDEPENDENT Mortgage Brokers! Northwest Mortgage Services has been helping individuals in Gig Harbor and the surrounding areas buy or refinance homes for over 32 years. Give us a call or shoot us an email and see how we can help you.

  • Fairway Independent Mortgage Corporation
  • 5403 Olympic Drive NW, Suite 100, Gig Harbor, WA, 98335
  • Lends in Washington
  • Fairway Independent Mortgage Buying a home is one of the largest financial decisions you will make in your lifetime. From the very first phone call or meeting, my goal is to be your trusted mortgage advisor, making the process as smooth and efficient as possible. I strongly believe each and every borrower deserves highly personalized service

  • Penny Lane Financial
  • 1804 W Union Ave, Suite 202, Tacoma, WA, 98405
  • Lends in Washington
  • Penny Lane Financial we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use common sense in consulting with you to obtain the best loan possible for your personal unique needs. We provide top-tier quality rates from a wide range of A-rated lenders.

  • Harborstone Credit Union
  • 4720 Center St, Tacoma, WA, 98409
  • Lends in Washington
  • Harborstone Credit Union has branch locations in King, Pierce, and Thurston counties to serve our members. Which means we're big enough to offer a wide variety of products and services yet small enough to offer a pleasant and personable atmosphere. When you join Harborstone, you become a part owner of our not-for-profit organization.

  • The Columbia Bank
  • 1301 A St, Tacoma, WA, 98402
  • Lends in Washington
  • Columbia Bank is a Northwest community bank headquartered in Tacoma, Washington, with comprehensive solutions and expertise to meet the evolving needs of businesses and individuals.

    Growth is vital to remaining a preferred option for customers. It advances the services and expertise we provide on their behalf

  • Crux Commercial Partners
  • 732 Broadway St, Suite 301, Tacoma, WA, 98402
  • Lends in Washington
  • Crux Commercial Partners is a boutique commercial real estate finance firm that specializes in value add solutions for our clients. Our diverse web of relationships and unparalleled industry knowledge carry across local banks/credit unions, large regional banks, CMBS issuers, SBA, Fannie Mae/Freddie Mac and affluent private lenders.

  • Emerald Pacific Capital LLC
  • 535 Dock Street, Suite 111, Tacoma, WA, 98402
  • Lends in Washington
  • Emerald Pacific Capital LLC was created to be different. When we started this company our vision was to create a company that would be able to help our clients win in life and finances. Our desire is to be unique in the way we provide opportunities for our clients to improve their financial situation through mortgages.

  • Bryte Home Loans
  • 5151 Borgen Blvd, Suite 101C, Gig Harbor, WA, 98332
  • Lends in Washington
  • We own homes, work, and raise our families in the same communities where you want to live. Our commitment to excellence extends to the relationships we maintain with local industry professionals, providing you a seamless home-lending experience.Bryte Home Loans is a mortgage company that serves Arizona, California, and Colorado.