FHA VS Conventional loan in Key-Center, Pierce County, Washington

For the year 2026, the conventional loan ceiling in Key-Center, within the county of Pierce, WA, reaches $891,250. On the other hand, for single-family homes, the FHA limit is set at $891,250.

Utilize the Lendersa® Conventional loan calculator to evaluate the best rates offered today for Conventional versus FHA versus USDA loans. It aids in determining the necessary income, credit score, reserves, and documents required for qualification. Through our advanced tool, view Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting you in choosing the most suitable program in WA for your unique financial condition.

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2026 Loan Limits and Down Payment Requirements in Key-Center, Pierce, WA

Loan Type Loan Limit Down payment
Conventional Conforming $891,250 3%
USDA $659,800 0%
FHA $891,250 3.5%

The table is applicable to zip codes: 98349

Diverse Loan Choices: Conventional and FHA in Key-Center, WA

The objective of Lendersa® is to ensure you swiftly obtain the most favorable Conventional, USDA, or FHA loan, entirely hassle-free. Select from three distinct starting options that lead to perfectly matched lenders and loan offerings.

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Key-Center Lenders

  • Mortgage Equities Inc
  • 7116 Stinson Avenue, Suite A-205, Gig Harbor, WA, 98335
  • Lends in Washington
  • Mortgage Equities, Inc. a non-bank lender, founded in 1987 to provide commercial real estate loans to acquire property, develop land parcels, construct buildings, bridge short-term need, seize an opportunity, or find a solution to funding a unique property. Our mission is to provide a fast, efficient, reliable funding service.

  • BestWay Lending Inc,
  • 304 35th Avenue Court Northwest, Gig Harbor, WA, 98335
  • Lends in Washington
  • Best Way Lending takes your loan seriously. We take time to evaluate your situation and give you the advice you can depend on to confidently make the offer on your home. Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come.

  • Northwest Mortgage Services, Inc.
  • 7116 Stinson Avenue, Suite A-205, Gig Harbor, WA, 98335
  • Lends in Washington
  • We're Local. We're Veteran Owned. More importantly, we're truly INDEPENDENT Mortgage Brokers! Northwest Mortgage Services has been helping individuals in Gig Harbor and the surrounding areas buy or refinance homes for over 32 years. Give us a call or shoot us an email and see how we can help you.

  • Fairway Independent Mortgage Corporation
  • 5403 Olympic Drive NW, Suite 100, Gig Harbor, WA, 98335
  • Lends in Washington
  • Fairway Independent Mortgage Buying a home is one of the largest financial decisions you will make in your lifetime. From the very first phone call or meeting, my goal is to be your trusted mortgage advisor, making the process as smooth and efficient as possible. I strongly believe each and every borrower deserves highly personalized service

  • Bryte Home Loans
  • 5151 Borgen Blvd, Suite 101C, Gig Harbor, WA, 98332
  • Lends in Washington
  • We own homes, work, and raise our families in the same communities where you want to live. Our commitment to excellence extends to the relationships we maintain with local industry professionals, providing you a seamless home-lending experience.Bryte Home Loans is a mortgage company that serves Arizona, California, and Colorado.

  • MLS FUNDING
  • 8640 Martin Way E Suite D, Lacey, WA, 98516
  • Lends in Washington
  • MLS Funding is a local and privately owned Mortgage Broker/Bank. We have all the tools and resources of a large bank, but the customer service and flexibility of a small business. We utilize cutting edge technology to facilitate the loan transaction and have an extremely competitive rate and fee structure.

  • Penny Lane Financial
  • 1804 W Union Ave, Suite 202, Tacoma, WA, 98405
  • Lends in Washington
  • Penny Lane Financial we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use common sense in consulting with you to obtain the best loan possible for your personal unique needs. We provide top-tier quality rates from a wide range of A-rated lenders.

  • Community 1st Credit Union WA
  • 955 Ross Loop, Suite 100, Dupont, WA, 98327
  • Lends in Washington
  • At Community 1st Credit Union you’re a member-owner, not a customer. And unlike a bank, you share in the collective earnings through preferred rates, limited fees and advancements in financial services. We’re committed to a community-based service to help ensure a more prosperous future for our families and communities.

  • The Columbia Bank
  • 1301 A St, Tacoma, WA, 98402
  • Lends in Washington
  • Columbia Bank is a Northwest community bank headquartered in Tacoma, Washington, with comprehensive solutions and expertise to meet the evolving needs of businesses and individuals.

    Growth is vital to remaining a preferred option for customers. It advances the services and expertise we provide on their behalf

  • Crux Commercial Partners
  • 732 Broadway St, Suite 301, Tacoma, WA, 98402
  • Lends in Washington
  • Crux Commercial Partners is a boutique commercial real estate finance firm that specializes in value add solutions for our clients. Our diverse web of relationships and unparalleled industry knowledge carry across local banks/credit unions, large regional banks, CMBS issuers, SBA, Fannie Mae/Freddie Mac and affluent private lenders.