FHA VS Conventional loan in Lacey, Thurston County, Washington

For 2025, the conventional loan limit in Lacey, within Thurston county in WA, is set at $726,200. Meanwhile, the FHA limit for a single-family residence is $546,250.

Explore today's top Conventional, FHA, and USDA loan rates using the Lendersa® Conventional loan calculator. Examine the income, credit standing, reserves, and necessary documents for qualification. This advanced calculator presents Conforming Conventional loans alongside USDA, FHA, and VA options side by side, assisting you in selecting the best suitable program in WA for your financial situation.

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2025 Loan Limits and Down Payment Requirements in Lacey, County of Thurston, WA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $381,800 0%
FHA $546,250 3.5%

This comparison table pertains to the following zip codes: 98503, 98516, 98509

Discovering Options for Conventional and FHA Loans in Lacey, WA

Lendersa® is committed to offering the fastest and easiest way to obtain the best possible Conventional, USDA, or FHA loan. Begin your journey by selecting one of the three pathways to connect with highly compatible lenders and tailored loan programs.

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  • PREMIER RESIDENTIAL MORTGAGE OF TEXAS
  • 5901 Old Fredericksburg Rd, Suite C103, Austin, TX, 78749
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  • The City National Bank of Taylor
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  • Taylor, established in 1876, is a town of nearly 16, 250 located in the heart of Texas about 35 miles northeast of Austin, the state capital. The I&GN train tracks laid down through Williamson County quickly brought commerce and development to the newly settled town. City National Bank opened its doors in 1900
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  • Credit Human Federal Credit Union
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  • HMG Finance, Inc.
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  • Park Place Finance LLC
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  • Put our speed, responsive service, and simple hard money loan products to work for you. Our loan officers can help you in your next fix-and-flip, rental property, ground-up construction, and refinance with close rates as quick as 5 days! If you have a viable exit strategy that is short-term—within 12 months of the funding of the loan—Park Pla
  • First Trust Bank of Illinois
  • 275 East Court Street, Kankakee, IL, 60901
  • We are a well-capitalized, secure local bank with full-service locations in Bourbonnais, downtown Kankakee, west Kankakee, Aroma Park and Danforth as well as a convenient drive-up branch in Briarcliff Shell/Bourbonnais. We are committed to bringing you an extensive range of financial products and the responsive service you need.
  • Peoples Bank of Kankakee County
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  • Fisher National Bank
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  • Citizens 1st Bank was chartered in Rusk on April 6, 1920. During the past 90+ years, the bank has had only three presidents - B. B. Perkins, E. R. Gregg, and the current President, James I. Perkins. Our current President has served since 1971 providing stability and leadership for the bank.