Explore the differences! FHA VS Conventional loan programs in Tumwater, Thurston County, Washington

In the year 2026, the limit for a Conventional loan in Tumwater, situated in Thurston County, WA, is $726,200. Meanwhile, the FHA limit for a single-family home is $546,250.

Use the Lendersa® Conventional loan calculator to evaluate today's top rates across Conventional, FHA, and USDA loans. This tool helps determine the needed income, credit, reserves, and documentation for qualification. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, guiding you in choosing the optimal program for your financial needs in WA.

Explore loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Tumwater, Thurston, WA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $381,800 0%
FHA $546,250 3.5%

This table applies to the following zip codes: 98501, 98512

Options for Conventional and FHA Loans in Tumwater, WA

The goal of Lendersa® is to help you secure the best possible Conventional, USDA, or FHA loan swiftly and without hassle. Choose from one of three pathways to be matched with corresponding lenders and loan programs.

Results of Lendersa USDA loan requests and matches


  • The Farmers State Bank of Waupaca
  • 112 West Fulton Street, Waupaca, WI, 54981
  • The Farmers State Bank of Waupaca was founded in 1911 by a board of directors and is one of the oldest financial institutions in the Waupaca. Its purpose is to give our customers the most modern banking services, in an environment of friendliness and fairness.

    To maximize our return to shareholders, while making sound decisions today

  • Veterans United Home Loans Eagle River
  • 1400 Veterans United Drive, Columbia, MO, 65203
  • We’re all about helping Veterans and military families become homeowners. In two short decades, we’ve closed over 500, 000 VA Loans and became the #1 VA purchase lender in the nation.

    But to us, success isn’t measured in numbers. Our success is measured in living our values every day

  • Mid-Continent Funding, Inc.
  • 3401 W. Broadway Business Park Ct, Suite 213, Columbia, MO, 65203
  • Mid-Continent Funding offers mortgage products for home buyers. Working alongside several of today’s lenders gives us the capability to offer products that allow borrowers:
    Minimum down payments
    First time buyer benefits
    Program options for high debt-to-income ratios and low credit
    Refinancing opportunities
    To lower your monthly payments

  • VeteransLoans.com
  • 3401 W. Broadway Business Park Ct, Suite 213, Columbia, MO, 65203
  • We pride ourselves on giving the best customer service in the industry. Unlike some competitors, you will work with the same person from your first call to the closing of your VA-backed loan. Your loan officer will be available to you at any point in the loan process should any question or concern arise.

  • Veterans United Home Loans of Hampton Roads
  • 1400 Veterans United Drive, Columbia, MO, 65203
  • We are committed to exceeding clients' expectations and creating an amazing experience with the VA Mortgage process by providing an abundance of information and personalized service to Veterans, military members, and their families across the U.S. Veterans United consistently strives to amaze, measuring success by the positive impact on the lives.

  • The Good Buy Mortgage Company
  • 200 William Allen Lane, Decatur, TX, 76234
  • We offer a wide array of programs and products to fit your needs, Conventional, FHA, VA, Jumbo, Investor products, & 100% Financing for both purchase and refinances. With 30 years of industry experience and long-standing lender relationships, we set ourselves apart from the other mortgage companies.

  • Neighbors Bank
  • 1801 Westfall Drive, Columbia, MO, 65202
  • We take great pride in the more than 70 years of banking expertise and customer service we have provided.

    At Neighbors Bank, our mission is to understand what you need and what’s important to you. We want to be at your side to help you strengthen your financial future and achieve your goals.

  • PIONEER MORTGAGE, INC.
  • 1301 Vandiver Dr, Suite O, Columbia, MO, 65202
  • "Pioneer Mortgage, Inc. is committed to being your personal mortgage broker.

    We understand that you are not like every other borrower, so we offer solutions that fit your needs.

    We also value the chance to earn your trust. Through our experience, our knowledge, and our passion for service, we offer you the one-on-one touch that you deserv

  • The Bank N.A.
  • PO Box 1067, McAlester, OK, 74502
  • At The Bank N.A., we offer a full range of credit options. Whether you are making a major purchase - like a house, car, boat, or even a herd of cattle - we have a loan that fits your needs. Or, maybe you’re starting the business of your dreams or simply want to spruce up the one you have, well, we have loans for that too

  • Rasmussen Mortgage Inc.
  • 113 South Main Street, Suite 201, Lodi, WI, 53555
  • Rasmussen Mortgage is a local mortgage brokerage. I have over 16 years experience in the mortgage industry. If you have not looked into what pricing a broker offers you are spending too much with the banks and credit unions. I focus on finding you the best mortgage for your wants and needs while maintaining personalized customer service.