Explore the differences! FHA VS Conventional loan programs in Olympia, Thurston County, Washington

In 2025, Convetional loan limit in Olympia, county of Thurston, WA is $726,200 while FHA limit is $546,250 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in WA is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Olympia, county of Thurston, WA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $381,800 0%
FHA $546,250 3.5%

The comparison table applies to zip codes: 98501, 98502, 98506, 98504, 98507, 98508, 98511

Conventional and FHA loan options in Olympia, WA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • S.O.S. Loans, Inc.
  • 3655 Torrance Blvd. Suite 425, Torrance, CA, 90503
  • S.O.S. Loans, Inc. is a California finance company that offers consumers access to unsecured personal loans. Since 1998 and also S.O.S. Loans offers personal installment loans to qualified borrowers completely online and through the electronic banking system. Our process is so fast and simple you could have your funds within a few hours
  • StagePoint Federal Credit Union
  • 365 N. Third St., Laramie, WY, 82072
  • "At StagePoint we are working for you to point the way to a better financial future at each critical stage of your life. Since 1935, StagePoint has been here for hard-working Americans who want a better future. As a trusted financial partner, we know your life has many stages. At each critical stage, our team understands your needs"
  • The Mortgage Source Inc
  • 414 East Lewis St, Laramie, WY, 82072
  • The Mortgage Source, Inc. is licensed with experienced professionals available to guide you through the homebuying or refinancing process. It is our mission to provide prompt, professional, and courteous service from start to finish. We will continue to support you even after closing on your home.
  • California Lending
  • 409 N. Pacific Coast Hwy, Suite 977, Redondo Beach, CA, 90277
  • John Zimmer is a real estate loan broker and lender, specializing in real estate loans, refinances, construction loans, second trust deeds, home equity lines of credit along with consultations and business valuations. Mr. Zimmer is a State of California Real Estate Officer dba California Lending.
  • South Bay Credit Union
  • 312 N Pacific Coast Hwy, Redondo Beach, CA, 90277
  • For the long version we have to go back to 1953, the year we first opened our doors. It was a year that started with Harry Truman in the Oval Office and Joseph Stalin ruling the USSR in Moscow. If you’re like some of our youngest members (Jessie, age 8, whose mom recently opened a savings account for her) that might as well be “ancient times.
  • King Harbor Wealth Management
  • 1801 South Catalina Avenue, Suite 305, Redondo Beach, CA, 90277
  • "King Harbor is a boutique wealth management business. We are a South Bay based financial advisor with wealth management offices in Redondo Beach and Palos Verdes. Our principal has over 20 years of institutional investment experience. We cater to those seeking a long-term relationship and who value expertise with a disciplined,"
  • SSK Mortgage
  • 234 South Guadalupe Avenue, Unit B, Redondo Beach, CA, 90277
  • Our team is committed to providing our clients with the highest quality financial services. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs. Whether you’re purchasing your dream home,
  • cbloans.com
  • 116 South Catalina Avenue, Suite 111, Redondo Beach, CA, 90277
  • CB Loans is a reputable Mortgage Broker in California. If you are looking for a professional mortgage broker who knows the ins-and-outs of the loan industry and who will look out for your best interest, look no further. With over 35+ years in the loan industry, CB Loans has been able to help existing homeowners, new home buyers and business people.